# Light — full content > Complete text of the Light website, so an AI can answer questions about the product, > country coverage, comparisons and customers without crawling every page. > Source: https://light.inc · Index: https://light.inc/llms.txt Light is the agentic ERP for global businesses. One system records the business (one ledger: every entity, every currency, every transaction), adapts to it (apps from Light Apps, or built for you), and operates it (agents close the books, chase the invoices and deliver the last mile, with a read-only audit agent verifying the work), on a single real-time ledger. --- # Products ## Astra URL: https://light.inc/products/ai-finance-assistant Home / Product / Astra Astra The analyst that never sleeps Astra continuously scans your ledger and finance operations, surfaces what needs attention ranked by severity, and remembers your company's context — so issues get caught before the close, not during it. Book a demo The world's most demanding finance teams run on Light. Continuous scans Astra analyses your books on a schedule and on demand — unusual postings, broken processes, and failure states across every monitored domain. Ranked findings Every finding comes with a severity and the entities involved, so your team starts with what matters most. Company memory Astra logs its observations and recalls them on the next run — it learns what normal looks like for your business. From detection to resolution Findings aren't a report to read — they're work already routed to the right place. Platform health Astra watches error and failure states across your finance operations — stalled workflows, failed feeds, unposted batches — and reports status across every domain since the last run, so nothing silently backs up. Run history & audit trail Every analysis run is logged with its findings and context. Look back at what Astra flagged, when, and what it was told — the same traceability the rest of the ledger has. Astra runs on the Light platform, so every finding links straight to the transactions, workflows, and documents it came from. Unify your financial data Astra is amplified by the Light platform. Experience the agentic ERP . 100x faster A powerhouse for processing data. Up to 100x faster than NetSuite. Integrated ledger Single source of truth for all your global finance data. AI native Let Light streamline finance and deliver effortless insights. Automated Slash 80% of manual finance tasks. Real-time reporting Quickly build any report, iterate on it together, and engage everyone. Advanced auditing Track every interaction, every document, every detail all in one place. Book a demo --- ## Global Bill Pay URL: https://light.inc/products/bill-payments Home / Product / Global Bill Pay Accounts Payable automation Accounts payable automation. Any bill, anywhere in the world. Light automates accounts payable end to end: invoice capture, coding, approvals, and payment. Agents read and code every bill, approvals happen in Slack and Teams, and vendors get paid on their local rails in 80+ countries, straight from the bank accounts you already hold. No third-party wallet to KYC into, no balance to top up. Every payment lands back in the ledger reconciled. Book a demo The world's most demanding finance teams run on Light. Agentic invoice coding Self-learning agents read every bill and code it to the right accounts, tax codes, and dimensions, saving time and ensuring accuracy. Approvals in Slack & Teams Intuitive approvals route to the right people with full context, wherever they already work. Fraud & error controls Duplicate detection, PO matching plus goods-receipt confirmation, checks against vendor contracts, and conditional routing stop errors before they're paid. “It’s the only product I’ve seen that can accurately parse and code our 100+ line invoices from Perk.” Ben Fotheringham CFO, ControlPlane What Light automates in accounts payable From the moment a bill arrives to the moment it's paid and reconciled, without a person keying anything twice. Invoice capture, any channel Email it to your bill inbox, upload a PDF or image, or import a CSV. Every bill lands in one queue. Coded by agents, reviewed by you Vendor, dates, amounts, line items, tax, and account extracted and coded on every bill, using your chart of accounts and each vendor's defaults. Approvals with an audit trail Bills route to the right approver with full context. Approve or reject from Slack or Teams, and every decision is logged. PO matching plus goods-receipt confirmation Bills match against their purchase order by amount, the requester confirms the goods actually arrived, and duplicates are caught before approval, so errors stop before they're paid. Multi-entity, multi-currency Entity set per bill. Bill currency independent of payment currency. Each entity pays from its own accounts. AP aging you can trust What's due, what's overdue, per vendor and account-wide, live, because payments reconcile back to bills automatically. No wallets. No top-ups. No new KYC. Wallet-based providers put you through KYC for each payment destination, then ask you to pre-fund an e-money account they control, so cash idles in transit and disappears from your bank statements. Light connects to the banking setup you already have, so payments execute from your accounts and money only moves when a bill is actually paid. Light Wallet-based bill pay Pays from your own bank accounts ✓ Payments execute directly from the accounts you already hold ✗ Funds route through the provider's e-money wallet Start paying without a new KYC process ✓ Your bank has already verified your business ✗ A separate KYC process for each payment destination No pre-funding or wallet top-ups ✓ Money leaves your account only when a payment executes ✗ Transfer funds ahead of time and wait for them to clear Cash stays visible on your bank statements ✓ Every payment reconciles against your own bank feed ✗ One opaque lump-sum top-up, itemised only inside the provider Local payment rails worldwide ✓ Your accounts unlock local rails in 80+ countries ✗ Limited to the wallet's home country (typically the US), with wires for everything else Keep your banking relationships and terms ✓ Your banks, your rails, your negotiated FX ✗ Locked into the provider's rails and FX margins Treasury stays where it belongs: with your banks, under your control. Plugs into the banking setup you already have Connect the accounts your entities hold today. Light works with them, not around them. Bank connections everywhere Connect accounts across the US, Europe, and Asia. Balances and transactions feed in automatically. Host-to-host for hands-off payment Direct host-to-host connections with banks like HSBC, J.P. Morgan, Nordea, and SEB let Light schedule approved payments automatically, with no file exports or manual banking portal sessions. Multi-entity by design Each entity pays from its own bank accounts, with a default account per entity and currency. Payment batches never cross entity lines, so subsidiaries keep clean, local banking. From inbox to reconciled Drop a bill anywhere — email, Slack, upload — and Light handles the rest. Local, regional, and global rails Light empowers local, regional, and global bill payments across more than 80 countries. FIK/Giro in the Nordics, BACS and Faster Payments in the UK, SEPA across Europe, plus US, Indian, Australian, Japanese, Chinese, and Singapore payments, and international wires via SWIFT. FX is handled at the ledger level. Automatic reconciliation Payments match back against bills and bank feeds automatically, so AP aging, cash, and the GL always agree — no month-end payment hunts. Cross-currency payments book the amount your bank actually debited, with realised FX gains and losses posted for you. Batch approvals Approved bills group into payment batches: pick the bills, set the payment date, and send the batch for one final approval before anything is released. Payment guardrails Require a second sign-off before money moves, pause or resume individual payments, and retry failed ones, all without babysitting a banking portal. Paid outside Light? Covered. Record manual wires with mark-as-paid so every bill reaches Paid with a clean trail, whether Light moved the money or your bank team did. Supports local payments across the Americas, Europe, India, and APAC. Most bill pay platforms make you KYC into their wallet and park your cash there before you can pay anyone. Light pays from your own bank accounts . Your money never sits with a middleman. Unify your financial data Global Bill Pay is amplified by the Light platform. Experience the agentic ERP . 100x faster A powerhouse for processing data. Up to 100x faster than NetSuite. Integrated ledger Single source of truth for all your global finance data. AI native Let Light streamline finance and deliver effortless insights. Automated Slash 80% of manual finance tasks. Real-time reporting Quickly build any report, iterate on it together, and engage everyone. Advanced auditing Track every interaction, every document, every detail all in one place. Related guides - Accounts payable automation: invoice to payment - The procurement agent killed the intake form - Payment reconciliation software: a practical guide - Accounts payable and receivable bottlenecks: fixes Book a demo --- ## Consolidation URL: https://light.inc/products/consolidation Home / Product / Consolidation Consolidation Consolidation without the spreadsheet One ledger holds every entity's transactions, and intercompany entries eliminate as they post. Consolidated reports across every entity, currency, and standard — in real time, not at month end. Book a demo The world's most demanding finance teams run on Light. Intercompany, eliminated Intercompany entries eliminate as they post — no matching spreadsheets, no plug accounts, no month-end archaeology. FX, revalued Balances revalue automatically as rates move, with gains and losses posted where they belong across every currency pair. Real-time group view The consolidated P&L and balance sheet are live views of the ledger — check group numbers any day of the month. Built for multinationals Ten entities or a hundred — the close process is the same, because the ledger is the same. Every entity, one ledger Subsidiaries keep their local currency, calendar, and statutory chart — but post to one ledger. Consolidation isn't a process you run; it's a report you open. Minority interests & ownership Ownership structures, partial holdings, and equity eliminations are modeled in the platform, so group accounting reflects the actual legal structure without side calculations. Pairs with Multibook: consolidate under group GAAP while every entity keeps its local statutory books. How eliminations work Intercompany amounts are flagged when they post — so the Eliminations column in your consolidated report is computed, not keyed in. Rules, set once Intercompany configuration Map account ranges to debit and credit intercompany accounts in the chart of accounts. Every intercompany posting in that range routes to the right account and is marked for elimination automatically. Flagged at posting One entry, every entity An intercompany journal entry posts to the source entity and every receiving entity in one document, with an Eliminate flag per line and a live net-impact preview per entity before you commit. A ledger, not a plug Reversing entries, posted Lines flagged for elimination generate reversing entries on a dedicated elimination ledger. The Eliminations column is the sum of those entries — every figure in it drills down to real, auditable postings. Both truths Local books stay intact Entity-level statements still show intercompany balances in full; only the consolidated view nets them out. Subtotal plus Eliminations equals Consolidated — and only external transactions remain. FX, handled at both levels Every ledger line stores three amounts at once — the transaction currency, the entity's functional currency, and the group currency — fixed at the posting-date rate, with the rate source recorded per line. The two FX dimensions are then adjusted independently: revaluation in the entity's own books, translation at group level. Entity level Revaluation into the entity's own P&L At period end, open foreign-currency balances — AP and AR documents, accruals, bank and cash — are revalued to the closing rate in each entity's functional currency. The unrealized gain or loss posts to the entity's FX gain/loss account, per document for open items, per account for monetary balances, each line linked back to its source. When an item settles, the realized difference posts against the original rate. Group level Translation into CTA Monetary balance-sheet accounts are re-translated from local to group currency at the closing rate, while equity and P&L stay at historical rates — income and expenses at the actual transaction-date rate per IAS 21, not a monthly average. The translation difference posts to the cumulative translation adjustment (CTA) account, adjusting only the group-currency layer, exactly as ASC 830 and IAS 21 prescribe. Daily rates from the European Central Bank, with overrides at document, entity, or company level when you need your own — and the source of every applied rate recorded on the posting. How period end works The close is a sequence of controlled tasks per entity — not a spreadsheet checklist. Each step locks the last, so nothing moves under your feet. 1 · Lock the sub-ledgers Lock AP, AR, and journal entries per entity — or all entities at once. Locked document types can no longer post to the period, and you can lock progressively while the period is still open. 2 · Run FX revaluation Runs only after the sub-ledger locks — on balances that can't change. One click revalues every entity's open balances at the closing rate; entity FX gain/loss and group CTA post automatically, dated at period end. Re-running never double-posts. 3 · Close the period Periods close in chronological order, with the full audit trail of who and when. Reopen for adjustments — completed tasks are preserved, so re-closing is quick. Consolidation isn't step four. Eliminations and FX are already in the ledger — consolidated reports are live the moment the postings land. How year end works Once every period in the fiscal year is closed, the year closes itself — per entity, automatically. Automatic closing entries Light identifies every P&L account with activity, zeroes it out with a year-closing document per entity, and posts net income directly to retained earnings — dated the first day of the new year. Entity by entity, or all at once Close the year for every entity in one action or entity by entity as local audits finish. The year stays partially closed until the last entity is done — nothing is forced. Any fiscal year Calendar year, April–March, October–September — periods and quarters align to your fiscal calendar, and the group rolls up with eliminations and CTA intact into consolidated retained earnings. The new year opens with revenue and expenses at zero, retained earnings carried forward, and last year's statements locked behind the closed periods. How can you verify the group result? Trace one reporting period from entity balances to the consolidated result in Light. Choose the entities and reporting period In Planning & Reports → Reports, open the balance sheet or profit and loss report. Select Consolidated, choose entities and set the period. Compare entity columns before the group total. Check the currency basis Select Group Crcy for different local currencies. Light sums group-currency amounts stored at posting, rather than translating again when reports open. Period-end FX revaluation requires a separate posting. Read the currency workflow . Trace the intercompany elimination Check intercompany rules and the Eliminate setting. An intercompany invoice and counterpart bill must both be posted before elimination. For intercompany journals, preview Net impact and inspect Postings afterwards. See the steps . Reconcile the consolidated result Consolidated equals Subtotal plus the signed Eliminations. Click a figure to inspect underlying transactions and export the drilldown to CSV. Open the reporting walkthrough . Test the worked group revenue example alongside the intercompany debit and credit entries . See how All Gravy brought four entity accounting systems into Light : a customer example, not a universal outcome. Unify your financial data Consolidation is amplified by the Light platform. Experience the agentic ERP . 100x faster A powerhouse for processing data. Up to 100x faster than NetSuite. Integrated ledger Single source of truth for all your global finance data. AI native Let Light streamline finance and deliver effortless insights. Automated Slash 80% of manual finance tasks. Real-time reporting Quickly build any report, iterate on it together, and engage everyone. Advanced auditing Track every interaction, every document, every detail all in one place. Related guides - Financial consolidation software: a buying guide - Intercompany accounting software: what to test - Multi-currency accounting software: a buyer’s guide Book a demo --- ## The Google Sheets plugin URL: https://light.inc/products/google-sheet-plugin Home / Product / The Google Sheets plugin Google Sheets Spreadsheets, without the exports The Google Sheets plugin pulls live ledger data straight into your spreadsheet. Build the analysis your way, refresh with one click, and never email a stale export again. Book a demo The world's most demanding finance teams run on Light. Live ledger data Balances, transactions, and report lines flow into Sheets directly from Light — always the current numbers, never last Tuesday's CSV. Any entity, any book Query across entities, currencies, and books in one sheet — consolidation-grade data in the tool your team already models in. One-click refresh Reopen the model, hit refresh, and every figure updates from the ledger — board packs and budget models stay current. Your models, powered by the ledger Finance teams live in spreadsheets. Light makes sure the spreadsheet isn't lying. Report once, reuse forever Point a sheet at any Light report — P&L by entity, spend by vendor, AR aging — and it becomes a living model. Layer your own formulas, charts, and scenarios on top; the source data stays wired to the ledger. Safe by design The plugin reads through Light's permission model, so analysts see exactly what their role allows — and nothing leaves the ledger unaudited. Prefer Excel? The same live data is available through Light's reporting API. Unify your financial data The Google Sheets plugin is amplified by the Light platform. Experience the agentic ERP . 100x faster A powerhouse for processing data. Up to 100x faster than NetSuite. Integrated ledger Single source of truth for all your global finance data. AI native Let Light streamline finance and deliver effortless insights. Automated Slash 80% of manual finance tasks. Real-time reporting Quickly build any report, iterate on it together, and engage everyone. Advanced auditing Track every interaction, every document, every detail all in one place. Book a demo --- ## The mobile app URL: https://light.inc/products/mobile-app Home / Product / The mobile app Mobile app A breakthrough finance companion Snap receipts, approve invoices, and manage cards. Just ask about policy or spend limits and get instant answers — on iOS and Android. Download for iOS Download for Android The world's most demanding finance teams run on Light. Snap receipts Photograph a receipt and it's captured, categorized, and matched — reimbursements and card transactions clear themselves. Approve anywhere Invoices and expenses reach you with full context, so approvals don't wait for someone to be at a desk. Cards in your pocket See balances and transactions, freeze a card, and chase missing info — with Apple Pay and Google Pay support. The assistant travels with you The same agents that run your finance operations answer in the app. Ask the assistant Policy questions, spend limits, the status of an invoice — ask in plain language and get answers from the live ledger, not a help-center article. Tasks that find you Missing receipts, pending approvals, and drafts appear as tasks on the home screen — clear them in a tap, and the ledger updates in real time. Available for iOS and Android — everything posts to the same ledger as the web app, Slack, and Teams. Unify your financial data The mobile app is amplified by the Light platform. Experience the agentic ERP . 100x faster A powerhouse for processing data. Up to 100x faster than NetSuite. Integrated ledger Single source of truth for all your global finance data. AI native Let Light streamline finance and deliver effortless insights. Automated Slash 80% of manual finance tasks. Real-time reporting Quickly build any report, iterate on it together, and engage everyone. Advanced auditing Track every interaction, every document, every detail all in one place. Book a demo --- ## Multibook URL: https://light.inc/products/multi-entity-accounting Home / Product / Multibook Multibook Multi-entity accounting, one shared platform Keep each legal entity's records in one platform. Multibook lets an entity maintain local and group accounting books from the same transactions. Book a demo The world's most demanding finance teams run on Light. Multi-entity accounting Keep each company's records distinct within a shared finance platform. Documents post to the relevant entity's general ledger. Multibook accounting Maintain different reporting bases within an entity, such as local GAAP and group IFRS. Trace adjustments between the books. Consolidated reporting Combine entity results into a group view, with intercompany eliminations and currency translation. Explore consolidation . How do local and group books work together? An entity may report under one accounting basis locally and another for the group. Multibook keeps those books connected to the same underlying transactions. Local and group books Keep statutory and group books side by side. Configure the accounting treatments your entity needs under each reporting basis. Auditable differences Trace the entries behind differences between statutory and group numbers, so a reviewer can follow each adjustment back to its source. Compare entity records, accounting books and group reporting in the multi-entity accounting buying guide . What should a local-to-group adjustment show? Use an illustrative reconciliation to test the books. Assume the opening balances agree and finance has approved different depreciation charges for the current period in the local and group books. This example does not prescribe a treatment under a particular standard. Local book An asset costs €100,000. The local book records €20,000 accumulated depreciation and an €80,000 carrying amount. Group adjustment The approved group schedule requires €25,000 cumulative depreciation. A €5,000 additional expense and accumulated-depreciation adjustment bridges the difference, before tax effects. Group book The group carrying amount is €75,000. Retain the local balance, adjustment, reason and approval so a reviewer can explain both results. Ask Light to demonstrate the required book configuration and postings against your approved policies. The multi-entity accounting guide separates entity records, accounting books and group consolidation . Unify your financial data Multibook is amplified by the Light platform. Experience the agentic ERP . 100x faster A powerhouse for processing data. Up to 100x faster than NetSuite. Integrated ledger Single source of truth for all your global finance data. AI native Let Light streamline finance and deliver effortless insights. Automated Slash 80% of manual finance tasks. Real-time reporting Quickly build any report, iterate on it together, and engage everyone. Advanced auditing Track every interaction, every document, every detail all in one place. Related guides - Multi-entity accounting software: a buying guide - Outgrowing QuickBooks: when to upgrade and what to choose - Xero alternatives for multi-entity finance teams Book a demo --- ## The Slack plugin URL: https://light.inc/products/slack-plugin Home / Product / The Slack plugin Slack Finance, where your team already is No need to figure out new apps. Approve invoices, submit receipts, categorize costs, and ask Light's agents anything — right in Slack, synced to the ledger in real time. Book a demo The world's most demanding finance teams run on Light. Approvals in the flow Bills and expenses land as Slack messages with full context — approve, reject, or ask a question without opening another tool. Receipts by photo Snap a receipt, drop it in Slack, and Light extracts the data, assigns taxes and categories, and posts it correctly. Agents on call Ask about policy, spend limits, or an invoice's status and get instant answers from the same agents that run in the web app. The whole company, not just finance Light's Slack plugin makes non-finance employees part of the process — without training them on an ERP. Approvals with context Every approval request carries the document, the amounts, the vendor history, and the policy check — so approvers decide in seconds and the audit trail records it all. LCI in Slack The Light Command Interface puts every agent in your channels: tell them what needs to happen — chase a missing receipt, explain a variance, draft a journal — and they handle the transaction, the exception, and the follow-up. Everything that happens in Slack posts to the same immutable ledger, with the same permissions, as everywhere else. Unify your financial data The Slack plugin is amplified by the Light platform. Experience the agentic ERP . 100x faster A powerhouse for processing data. Up to 100x faster than NetSuite. Integrated ledger Single source of truth for all your global finance data. AI native Let Light streamline finance and deliver effortless insights. Automated Slash 80% of manual finance tasks. Real-time reporting Quickly build any report, iterate on it together, and engage everyone. Advanced auditing Track every interaction, every document, every detail all in one place. Also on Microsoft Teams — explore the Teams plugin . Book a demo --- ## Spend Management URL: https://light.inc/products/spend-management Home / Product / Spend Management Spend Management Every card, every receipt, one ledger Issue vendor and employee cards with Apple Pay and Google Pay globally. Receipts arrive via Slack, Teams, or email, AI categorizes them, and spend is visible in real time — policy included. Already have cards from Amex, your bank or another provider? Bring them into Light too. Book a demo The world's most demanding finance teams run on Light. Cards, issued in seconds Virtual and physical cards for employees and vendors, with limits, freezes, and Apple Pay and Google Pay support worldwide. AI receipt capture Upload a receipt and Light extracts the data, assigns the correct taxes and categories, and matches it to the transaction. Real-time visibility Track spending as it happens with AI-powered analytics — by team, cost center, vendor, or policy. Control without friction Spend policy shouldn't slow people down — it should be built into the card. Policy at the point of spend Limits, categories, and approval rules live on the card itself. Out-of-policy spend is blocked or flagged at swipe time, not discovered at month end — and every exception routes to the right approver automatically. Reconciled by default Card transactions land in the ledger as they clear, matched to receipts and coded to the right accounts — expense reports stop existing as a chore. Missing a receipt? The agent chases it in Slack or Teams so your team doesn't have to. Keep the cards you already have Switching to Light does not mean reissuing cards. Bring cards from Amex, your bank or another provider, and run them alongside Light cards. Biofire, WorkflowMax and Ellidore already bring their existing cards into Light. Add cards in the app or by CSV Create an external card account, then add each card in the app or upload them from a CSV. Bring the transactions in Import transactions by CSV, or push them continuously through the Light API. Handled like Light card spend Cardholders are asked for receipts, AI matches and codes each transaction, and it posts to the ledger. Unify your financial data Spend Management is amplified by the Light platform. Experience the agentic ERP . 100x faster A powerhouse for processing data. Up to 100x faster than NetSuite. Integrated ledger Single source of truth for all your global finance data. AI native Let Light streamline finance and deliver effortless insights. Automated Slash 80% of manual finance tasks. Real-time reporting Quickly build any report, iterate on it together, and engage everyone. Advanced auditing Track every interaction, every document, every detail all in one place. Book a demo --- ## Subscription Management URL: https://light.inc/products/subscription-management Home / Product / Subscription Management Accounts Receivable automation Accounts receivable automation. From contract to cash, on autopilot. Light automates accounts receivable from contract to cash: invoicing, payment reminders, cash application, and revenue recognition in one place. Contracts sync from Salesforce or HubSpot, invoices go out in any currency, incoming payments match themselves against the bank feed, and revenue recognizes itself under IFRS 15 and ASC 606. Every customer has a live aging view, so you always know who owes what and how overdue it is. Book a demo The world's most demanding finance teams run on Light. ” Everything you need on AR, AP, and GL. Nothing more, nothing less. Jeppe Bygholm CFO at KeyShot Contracts from your CRM Create contracts via Salesforce or HubSpot — or upload the document and let the AI extract billing schedules and terms. Any pricing model Combine products of different frequency — monthly and yearly in one contract — with usage-based products via CSV or data lake integration. Flexible schedules Get paid throughout with flexible schedules, offer discounts on the fly, and set automatic price increases. Billing that survives real contracts Real subscriptions ramp, pause, upgrade, and renegotiate — Light keeps the invoices and the accounting right through all of it. Revenue recognition Manage IFRS 15 and ASC 606 revenue recognition with pre-built templates, and handle reclassification for management reporting — booked ARR versus accounted ARR, side by side. Multi-currency invoicing Invoice customers in their currency from any entity, with FX gains and losses calculated automatically when payments arrive — and everything reconciled against the bank feed. Custom invoice templates carry your logo and brand on every schedule. Collections and cash application, without the spreadsheet The numbers behind your days sales outstanding: what's open, what's overdue, who's been reminded, and what has already landed in the bank. Aging you can act on Open balances per customer by bucket, current through 90+ days overdue. Click a bucket to see the invoices behind it, or run the Aged Accounts Receivable report for any entity, as of any date. Payment reminders in bulk Select open invoices and re-send them as reminders in one action. Each goes to the billing contacts set on the customer, any failures are flagged per invoice, and the send is logged. Cash application, automatic Incoming bank transactions match to open invoices on their own, by invoice number or payment reference, every time your bank feed syncs. Partial payments, FX differences, and paid status all update without a spreadsheet. Get paid by card, through Stripe Set a contract or invoice to Stripe and the customer saves a payment method once through a secure checkout link. Light charges the balance, marks the invoice paid when the payout reconciles against your bank, and contracts on Stripe charge every invoice they generate, automatically. Credit notes applied to the right invoice Issue a customer credit and apply it to one or more open invoices. Credit notes raised in Stripe sync in and post on their own, PDF attached. E-invoicing through Peppol and Italy's SDI where the customer requires it. Ask @Light in Slack or Teams what a customer still owes and get the outstanding balance back, without opening a report. “The whole company can post questions in Teams, and the Light agent answers. It can be the travel policy, whether a supplier has been paid, or a salesperson in front of a customer asking what the outstanding accounts receivable balance is. That takes a lot of pressure off finance and makes us available in a completely different way.” Jeppe Bygholm CFO, KeyShot “We’re sending them directly over the API and distributing them directly to the customer. We’re not even triaging or reviewing these in the UI anymore.” Arron Jennings Finance Transformation Manager, Tillo. 750 to 900 invoices a month, revenue in the books on T+1. Unify your financial data Subscription Management is amplified by the Light platform. Experience the agentic ERP . 100x faster A powerhouse for processing data. Up to 100x faster than NetSuite. Integrated ledger Single source of truth for all your global finance data. AI native Let Light streamline finance and deliver effortless insights. Automated Slash 80% of manual finance tasks. Real-time reporting Quickly build any report, iterate on it together, and engage everyone. Advanced auditing Track every interaction, every document, every detail all in one place. Related guides - Accounts receivable automation software: a guide - Payment reconciliation software: a practical guide - Accounts payable and receivable bottlenecks: fixes Book a demo --- ## The Teams plugin URL: https://light.inc/products/teams-plugin Home / Product / The Teams plugin Microsoft Teams Finance, inside Microsoft Teams Approve invoices, submit receipts, categorize costs, and ask Light's agents anything — right in Teams, synced to the ledger in real time. Book a demo The world's most demanding finance teams run on Light. Approvals in the flow Bills and expenses arrive as Teams messages with full context — approve, reject, or ask a question without switching tools. Receipts by photo Snap a receipt, drop it in Teams, and Light extracts the data, assigns taxes and categories, and posts it correctly. Agents on call Ask about policy, spend limits, or an invoice's status and get instant answers from the same agents that run in the web app. Built for Microsoft-first companies If your company runs on Teams and Microsoft 365, Light meets your people there. Approvals with context Every approval request carries the document, the amounts, the vendor history, and the policy check — approvers decide in seconds, and the audit trail records every step. LCI in Teams The Light Command Interface puts every agent in your channels: tell them what needs to happen and they handle the transaction, the exception, and the follow-up — in the same thread your team already works in. Everything that happens in Teams posts to the same immutable ledger, with the same permissions, as everywhere else. Unify your financial data The Teams plugin is amplified by the Light platform. Experience the agentic ERP . 100x faster A powerhouse for processing data. Up to 100x faster than NetSuite. Integrated ledger Single source of truth for all your global finance data. AI native Let Light streamline finance and deliver effortless insights. Automated Slash 80% of manual finance tasks. Real-time reporting Quickly build any report, iterate on it together, and engage everyone. Advanced auditing Track every interaction, every document, every detail all in one place. Book a demo --- ## Workflows URL: https://light.inc/products/workflows Home / Product / Workflows Workflows Controls that run themselves Configure approval workflows and routing on advanced conditions — amounts, vendors, cost centers, entities. Two-way matching, segregation of duties, and every step recorded in the audit trail. Book a demo The world's most demanding finance teams run on Light. Advanced routing Route bills, expenses, and journals on any condition — amount thresholds, vendor risk, entity, department — to exactly the right approvers. Matching built in Two-way matching against purchase orders and contracts catches discrepancies before approval, not after payment. Segregation of duties Preparers, approvers, and payers stay separate by policy — the workflow enforces it, the audit trail proves it. Compliance as a side effect When controls run in the workflow, SOX programs and audits stop being fire drills. Multi-step approvals Chain approvals across roles and entities — manager, cost center owner, CFO — with delegation, escalation, and reminders handled automatically when someone is slow or away. Every step recorded Who approved what, when, on what evidence — every workflow step lands in the immutable audit trail, ready for internal audit and external auditors alike. Workflows pair with agents: the workflow enforces the rule, the agent chases the laggards. Unify your financial data Workflows is amplified by the Light platform. Experience the agentic ERP . 100x faster A powerhouse for processing data. Up to 100x faster than NetSuite. Integrated ledger Single source of truth for all your global finance data. AI native Let Light streamline finance and deliver effortless insights. Automated Slash 80% of manual finance tasks. Real-time reporting Quickly build any report, iterate on it together, and engage everyone. Advanced auditing Track every interaction, every document, every detail all in one place. Related guides - Accounting automation: workflows and controls - Internal controls in accounting: a practical guide - The procurement agent killed the intake form Book a demo --- ## The Light MCP URL: https://light.inc/products/claude-mcp Home / Product / The Light MCP Claude MCP Your ledger, in Claude Light's MCP server connects Claude directly to your books. Ask about balances, run reports, search transactions, manage bills and approvals — in plain language, with Light's permissions and audit trail underneath. Book a demo Ask anything Query accounts, journal entries, invoices, vendors, and card transactions conversationally — answers come from the live ledger, not an export. Act, don't just ask Create journal entries, approve tasks, update bills, and trigger workflows from the conversation, governed by the same roles and controls as the app. Your policies apply Every action runs through Light's permissions, approval workflows, and audit trail — AI convenience without control gaps. Finance work, where you think The MCP standard means Light plugs into Claude on desktop, in Cowork, and anywhere else MCP runs. Full platform surface Reports, reconciliation, purchase requests, customer and vendor management, tax codes, policies — the MCP exposes the platform's real capabilities, not a read-only shadow of them. Skills & playbooks Teach it your company's playbooks: reusable skills and instructions live in Light, so every conversation follows your close checklist, your policies, your naming — not generic AI guesses. Works alongside the Slack and Teams plugins — same agents, same ledger, different surface. Start with the CFO agent packs Ready-made squads of Claude agents and workflows. The Light CFO agent pack below is built for the Light MCP — drop it into Claude Code and run finance operations against your live books, with a human gate on every write. There's also a vendor-agnostic General CFO agent pack that works from plain accounting exports. Both free and MIT-licensed. 11 agents Month-end close The close conductor. Drafts journal entries and owns the post-queue. Reconciliation Bank, subledger, clearing, and intercompany tie-outs. AP clerk Bill triage, duplicate detection, PO matching, payment readiness. Audit Continuous ledger-integrity sweeps. Finance critic An adversarial gate that re-derives the numbers before anything ships. Bad cop Spend-policy enforcement with human-gated levers. Policy analyst The rules layer. Citations, rule digests, and amendment drafts. FP&A Variance analysis, narrative first. Cash & runway 13-week cash and scenario runway. Pricing Billing integrity. Leakage, drift, and renewals. Board reporting The board pack, with every figure traced. 4 workflows Close the books Monthly close, end to end. Spend police Weekly governance sweep. Board pack Monthly board-pack pipeline. CFO daily The five-minute morning brief. Includes a README and a START_HERE onboarding prompt. Get the full team running in about 10 minutes. Get the package Light CFO agent pack best with Light General CFO agent pack vendor agnostic Get the package Please use your business email. Instant download. We may follow up with finance-agent tips, unsubscribe anytime. Thanks, your download is starting. Download Light pack again Download general pack again Unify your financial data The Light MCP is amplified by the Light platform. Experience the agentic ERP . 100x faster A powerhouse for processing data. Up to 100x faster than NetSuite. Integrated ledger Single source of truth for all your global finance data. AI native Let Light streamline finance and deliver effortless insights. Automated Slash 80% of manual finance tasks. Real-time reporting Quickly build any report, iterate on it together, and engage everyone. Advanced auditing Track every interaction, every document, every detail all in one place. Book a demo --- ## Custom Agents URL: https://light.inc/products/custom-agents Home / Product / Custom Agents Custom Agents Teach it once. Never do it again. Build custom agents that pick up the job once and run it from then on. Hand over a job → If you can type it, you can build it. Tell Light what needs to happen, in plain English. Every morning, find card transactions without receipts. Message each cardholder. If it’s still missing after three days, notify their manager. New Custom Agent Tomorrow · 09:00 - 47 transactions checked - 6 cardholders contacted - 2 receipts received Nothing needs your attention. And tomorrow, it does it again. Every morning Missing receipts chased. Every Friday Pending approvals chased. Every month-end Recurring accruals prepared. When someone leaves Cards frozen. Finance notified. Every company has its own jobs. - “Every morning, find card transactions with no receipt and message the cardholder.” - “Flag vendors whose spend moved more than 20% month over month.” - “When an employee is deactivated, freeze their cards and post the list to Finance.” It joins your workforce. Every Custom Agent gets its own identity, instructions and permissions. It works inside the same policies, approvals and audit trail as the rest of Light. Policies Built-in agents + your agents Audit Custom Agents join the workforce that already ships with Light. See the full workforce It runs, then delivers the result to where your team already is. The agent works on the schedule you set, in the background, and the result arrives inside Light or directly in Slack. 80% average time saved on repetitive admin work. Handed to a Custom Agent instead of a finance team, on the schedule an admin set. “We’ve automated 95% of bookkeeping with Light and some simple custom agents. This thing is powerful.” Andreas Jørgensen Controller, Dreamdata What would you hand over? Think of the job your team does again and again. Hand it over. The job you would hand over Hand over your first job → Questions What is a Custom Agent? An instruction an admin writes in plain language, running on a schedule inside their Light account under its own identity. Where do Custom Agents sit in Light? The ledger records the business, apps adapt to it, and the workforce operates it. Custom Agents are how you add to the third. How does a Custom Agent differ from Light’s built-in agents? The Bill Agent, Accrual Agent and Contract Agent ship with Light. A Custom Agent is one you write yourself, for work specific to your business. Do I need to write code? No. There is no builder, no rules engine and no syntax. When can it run? Daily, weekly or monthly, at a time and timezone you choose. One agent can hold several schedules. Can I see what it did? Yes. Every run appears in the jobs table with the prompt, the tools called and the result. Can I require approval before it acts? Yes, simply ask it to confirm with you before acting. How many can we have? Fifty per company. The world’s most demanding finance teams run on Light. --- ## Reporting URL: https://light.inc/products/reporting Home / Product / Reporting Reporting Reports at the speed of thought Quickly build any report on live ledger data, iterate on it together, and engage everyone. Any transaction or report loads in under 500ms — across every entity, currency, and book. Book a demo The world's most demanding finance teams run on Light. Multi-entity by default Pull a consolidated report across every entity without a spreadsheet in sight — eliminations and FX handled at the ledger. Custom reports Complete financial visibility: build custom reports on customers, vendors, and spend with the dimensions you actually manage by. Instant answers Built on an in-memory HTAP database — reports that took minutes in legacy ERPs load in milliseconds. Analyze it your way From drag-and-drop pivots to raw SQL, the ledger answers in whatever shape you ask. Pivot tables, like Excel Build full pivot tables exactly as you know them from Excel: drag any dimension to rows or columns — entities, cost centers, vendors, customers, custom properties, tax codes — and pivot live ledger data with subtotals, filters, and drill-down to the underlying entries. No exports and no stale copies; the pivot reads the same real-time, consolidated ledger as every other report, so the numbers you slice are the numbers in the books. SQL for advanced analytics When a question outgrows the report builder, query the database directly with SQL. Join transactions, dimensions, and metadata to run cohort analyses, custom reconciliations, and ad-hoc investigations, then save queries as reusable reports for the team. It is warehouse-grade access without standing up a warehouse: the data is already multi-entity, multi-currency, consolidated, and current. Custom and system tax codes Report on both system tax codes and the custom codes you define. Break VAT, GST, and sales tax down by code, entity, country, or period; reconcile filed returns against the ledger; and trace every figure to its underlying transactions. Custom codes behave as first-class reporting dimensions, so jurisdiction-specific schemes and edge-case treatments report just as cleanly as the defaults. Chart artifacts in chat Ask the Light Chat Interface for any cut of your data and it renders an artifact: a live bar, line, or waterfall chart built from any data in the system. Waterfall the month’s P&L bridge, trend cash by entity, compare vendor spend quarter over quarter — then keep iterating in the same thread until the chart says what you need, and share it with the team. Every artifact stays wired to the ledger, so it is a view, not a screenshot. From close to board pack One source of truth from the trial balance to the slide. Live, not exported Reports read the ledger directly — no data warehouse lag, no version-eleven spreadsheet. Share a report and everyone sees the same current numbers, drillable down to the underlying entries. Management views Reclassify for management reporting without touching the statutory books — booked versus accounted views side by side, custom properties as dimensions, every figure traceable. Need it in a spreadsheet anyway? The Google Sheets plugin keeps your models wired to the same live data. Unify your financial data Reporting is amplified by the Light platform. Experience the agentic ERP . 100x faster A powerhouse for processing data. Up to 100x faster than NetSuite. Integrated ledger Single source of truth for all your global finance data. AI native Let Light streamline finance and deliver effortless insights. Automated Slash 80% of manual finance tasks. Real-time reporting Quickly build any report, iterate on it together, and engage everyone. Advanced auditing Track every interaction, every document, every detail all in one place. Related guides - Financial reporting software: a practical guide - Financial close software: guide and checklist - Financial consolidation software: a buying guide Book a demo --- # Solutions by industry ## Accounting software for AI companies | Light URL: https://light.inc/accounting-for-ai-companies Home / Industries / AI companies For AI companies Accounting software for AI companies A funding round, a new country and a growing compute bill all reach finance. Light brings entity accounts and supplier spending onto one ledger, so your team can review the numbers behind the next decision. Book a demo Chosen by AI and technology teams How do you keep finance in step with growth? Accounting software for AI companies connects entity accounts, supplier spending and financial reporting as a technology business grows. Built for teams that raise, hire, and expand across borders faster than a finance stack usually allows. Explore the platform - 01 Agents that keep pace Agents handle routine AP, AR and reconciliation work throughout the month, giving your finance team current records as spending and funding plans change. - 02 Global from day one Stand up new entities and currencies as you hire and raise across borders, all on one ledger from the first transaction. - 03 Tool spend under control Track API bills, compute costs and subscriptions with the reporting dimensions your finance team needs to understand spending before close. Dreamdata / B2B marketing attribution and activation A different way to scale finance “Instead of having 8 people in finance, I can have a couple of hundred agents and a few key people.” Peter Egehoved CFO/COO, Dreamdata Dreamdata runs finance with three people and 100 agents. See how they cut month-end close from 20 days to one and built their AI-first finance team on Light. Read Dreamdata's story Alva Labs / AI-native hiring software Finance built around accuracy “Everything is about speed and accuracy, and that’s why I bought Light.” Thobias Cogrell Finance Manager, Alva Labs How Alva Labs went from multiple accounting systems and weekend closes to one platform and a near-zero-day close, with agents doing the manual work. Read Alva Labs's story Ocean.io / B2B data & go-to-market intelligence A system the team enjoys using “It’s really so, so easy.” Kristoffer CFO, Ocean.io How Ocean.io's CFO cut month-end close by 60% and scaled two entities without adding finance headcount, replacing QuickBooks, e-conomic, and a patchwork of point solutions with Light. Read Ocean.io's story Oper / AI mortgage software More time for analysis “There is so much that agents prepare for me. I’m just reviewing it.” Cédric Van Heybeeck Finance Manager, Oper How Oper Credits consolidated three entities from eight finance systems to three, and how a non-technical Finance Manager started building his own automation on top of Light. Read Oper's story Omnea / Adaptive procurement software One place for the finance stack “Light won because it can cover our full finance stack, revenue, AR, payments, and consolidation…” Sabrina Castiglione CFO, Omnea Omnea, the agentic operating system for procurement, is moving off Xero and a stack of spreadsheets onto Light, consolidating its UK and US entities on one ledger ahead of its next audit. Read Omnea's story All Gravy / AI-powered employee app for hospitality and retail More time for the work ahead “The dunning agent gives us the full picture of what is outstanding and handles the chasing. That used to be my afternoon.” Linea Meldgaard Andersen Finance Analyst, All Gravy How All Gravy went from seven finance apps to one and now closes four countries in five days, with six years of history migrated and a finance team of three. Read All Gravy's story 1 / 6 Questions, answered What should your finance team know? How can we track compute and software costs? Use custom properties to tag supplier bills by team, project or cost centre, then report on those recorded costs. Configure the reporting dimensions and approval rules around your budget owners. Can Light support an AI company with international entities? Light supports entity and group reporting in local and group currencies. Review the countries, banks and accounting requirements with the implementation team before agreeing the setup. How does Light fit an existing billing system? Keep specialised usage calculations in your billing platform. Scope the financial data, tax treatment and entity mappings needed to bring invoices or journals into Light. Useful reading More for your finance team. - 01 Multi-entity accounting software: a buying guide - 02 Accounts payable automation software - 03 Financial close software Explore another industry All industries Previous industry Ecommerce Next industry Energy Book a demo --- ## Accounting software for care home groups | Light URL: https://light.inc/accounting-for-care-homes Home / Industries / Care homes For care home groups Accounting software for growing care home groups Your homes deliver care locally. Your finance team needs to see the whole group. Light brings home-level costs, supplier bills and entity reporting onto one ledger, with agents handling routine work and your team in control. Book a demo How do you compare homes and consolidate the group? Accounting software for care homes connects the income, operating costs and financial records of individual homes with consolidated group reporting. For finance teams managing residential and nursing care homes across multiple sites, legal entities and ownership structures. Explore the platform - 01 Home-level reporting Organise financial entries by home, entity and cost centre. Compare income and costs across locations, then drill into the transactions behind a difference. - 02 Staffing costs Bring payroll postings and agency invoices into the same reporting structure. See how staffing costs affect each home's financial performance alongside property, food and other operating costs. - 03 Supplier bills Let agents capture and code invoices for catering, utilities, equipment and maintenance. Route them to the right home or budget owner for review before payment. - 04 Local approvals Set approval routes by amount, supplier, cost centre or entity. Give home managers a part in the process while finance keeps oversight and a record of each decision. - 05 Group consolidation Consolidate operating companies, property entities and the holding company on one platform. Keep local books and group reporting connected as the structure grows. - 06 Cash visibility Bring bank activity, payables and receivables into the finance team's view. Follow outstanding balances and upcoming supplier payments across the group. How do you bring the next care home into group reporting? Whether you open a new site or acquire a group, build a repeatable way to bring its finances into view. - 01 Map the finances Agree the entity structure, chart of accounts and home-level reporting dimensions. Identify how billing, payroll and supplier data will reach the ledger. - 02 Bring homes together Work through opening balances, outstanding bills and reporting mappings with the implementation team. Apply common approval rules with permissions for local teams. - 03 Report consistently Use a shared financial structure to compare homes and prepare group reporting. Follow a group balance back to the entity, home and source transaction behind it. Connected finance How does Light connect with care and resident billing systems? Keep resident records, care planning and rostering in the specialist systems your teams use. Light's open API provides a way to connect financial data from the systems around your ledger. We'll work through your billing, payroll and banking setup with you, including the data each connection needs and how it maps to homes and entities. Explore the API A record behind every number Keep financial permissions, approval history and source documents alongside the books. Give your finance team and reviewers a clear trail from the group report to the underlying entry. Visit the Trust Center Questions, answered What should your finance team know? Can we report by care home, entity or department? Light supports custom properties for homes, locations and departments. Make the required dimensions mandatory, then use them in reports. Occupancy and other operational metrics need the relevant source data and an agreed integration. How does Light work with resident billing and care systems? Keep resident records, care planning and specialist fee calculations in the systems built for them. Light handles the ledger, supplier bills, financial receivables and reporting, with financial connections scoped around the data required. What happens when we acquire another care home? Configure the entity, currency, bank connections and reporting dimensions. Work through opening balances, outstanding items, migration and reconciliation with the implementation team before the first group close. How do supplier bills reach the right home manager? Light reads invoices into draft bills. Home and department properties provide the reporting context, while approval rules route each bill by entity, amount or property. Approved bills post to the ledger for reconciliation and reporting. Useful reading More for your finance team. - 01 Multi-entity accounting software: a buying guide - 02 Accounts payable automation software - 03 Financial consolidation software Explore another industry All industries Previous industry Energy Next industry Clinics Bring your care group’s finances together. Walk through your homes, entities and reporting needs with our team. Book a demo --- ## Accounting software for clinic groups | Light URL: https://light.inc/accounting-for-clinics Home / Industries / Clinics For clinic groups Accounting software for multi-site clinic groups For beauty, surgery and fertility clinic groups, including private-equity-backed portfolios, growth means more sites, entities and billing systems. Light brings clinic-level costs, supplier spending and group reporting onto one ledger. Book a demo Chosen by Wawa Fertility - How do you compare clinics and close the group? Accounting software for clinics connects the financial records of individual practices with group reporting, while clinical systems manage patient care. Give local operators, group finance and investors a consistent financial picture, with the transactions behind it close at hand. Explore the platform - 01 Clinic performance Use cost centres and custom properties to organise revenue and costs by clinic and service line. Compare site results and drill into the financial entries behind them. - 02 Cash reconciliation Bring financial entries from billing and payment systems into the ledger through an agreed integration. Reconcile bank receipts and investigate outstanding balances with the source records in view. - 03 Spend control Capture and code supplier bills for consumables, equipment, premises and services. Route approvals to clinic managers or group finance according to your rules. - 04 Acquisition reporting Bring newly acquired entities into a shared financial structure. Map their accounts and reporting dimensions so the group can compare clinics on a consistent basis. - 05 Investor reporting Build consolidated reports from the same ledger as each clinic's books. Trace management adjustments and the entries behind the numbers used in board and investor conversations. - 06 Clear permissions Give clinic teams access to the financial work they own, with group-level oversight. Record approvals and changes so responsibility stays clear as the portfolio grows. How does clinic accounting differ across your portfolio? Beauty, surgery and fertility clinics have different operating rhythms. Bring their financial data into a structure the group can understand. - 01 Beauty & aesthetics Bring service revenue, consumables, staffing and premises costs into clinic-level reporting. Follow site performance as your group adds locations and treatment offerings. - 02 Surgery Organise financial entries around clinics, service lines and cost centres. Bring equipment, facility and supplier costs into the same view as the revenue they support. - 03 Fertility Agree how billing data for consultations, diagnostics and treatment cycles reaches the ledger. Keep financial reporting consistent across clinics while clinical teams use their specialist systems. Connected finance How does Light fit patient billing and practice systems? Keep scheduling, clinical records and patient care in your practice-management systems. Use Light's open API to connect the financial data your finance team needs for the books. We'll review the systems across your portfolio, the billing and payment flows, and your reporting requirements before agreeing the integration approach. That includes the mapping needed when the next acquisition arrives. Explore the API Ready for the next review Keep source documents, financial permissions and approval history alongside the ledger. Follow the numbers through a month-end review, an investor question or acquisition due diligence. Visit the Trust Center Questions, answered What should your finance team know? Can we report by clinic, location or department? Light supports custom properties for clinics, locations and departments. Set the required values when configuring the workflow, then use them in reports. Operational metrics require the relevant source data and an agreed integration. How does Light work alongside patient billing or clinical systems? Light handles the general ledger, supplier bills, financial receivables and reporting. Your clinical or patient billing system remains the operational source. Define the scope, data mapping and information that should enter the ledger before connecting the systems. What happens when we add another clinic or entity? Configure the accounting setup, currency, bank connections and opening balances, then include the entity in group reporting. Work through migration, reconciliation and the first close with Light's implementation team. Can clinic managers approve equipment and consumables bills? Light prepares the draft bill from the invoice. Add the clinic and department dimensions, then route approval using your rules. Reviewers can work in Slack or Teams while finance keeps the workflow and ledger entries in Light. Which healthcare businesses should evaluate this setup? This page focuses on groups operating multiple clinics or practices. Care-home operators can explore the dedicated care page. Fit depends on the countries, billing systems, reporting requirements and integration scope. Useful reading More for your finance team. - 01 Multi-entity accounting software: a buying guide - 02 Accounts payable automation software - 03 Bank reconciliation software Explore another industry All industries Previous industry Care Providers and Services Next industry Defence & Robotics Bring the portfolio into view. See Light against your clinic structure, systems and investor reporting needs. Book a demo --- ## Accounting software for defence and robotics | Light URL: https://light.inc/accounting-for-defence-robotics Home / Industries / Defence & Robotics For defence & robotics Accounting software for defence and robotics companies From the first prototype to production, keep programme costs, supplier spend and entity finances in view. Light brings the books onto one ledger, with reporting dimensions and approvals that your finance team controls. Book a demo Chosen by Biofire - How do you track the costs behind each programme? Accounting software for defence and robotics companies connects development spending and supplier approvals with group accounts. For finance teams supporting defence technology, autonomous systems and robotics businesses as they develop products, deliver contracts and grow. Explore the platform - 01 Costs by programme Use cost centres and custom properties to organise financial entries around your programmes. Build reports on supplier spend and development costs, with drill-down to the underlying transactions. - 02 Supplier bills, handled Let agents capture and code invoices for components, equipment and services. Match bills against purchase orders and route discrepancies for review before payment. - 03 Approvals that follow your rules Route bills and expenses by amount, vendor, cost centre or entity. Keep preparers, approvers and payers separate, with decisions recorded in the audit trail. - 04 One view across entities Bring the parent company, development teams and overseas subsidiaries onto one ledger. Consolidate across entities and currencies without rebuilding the group picture in spreadsheets. - 05 Group and local reporting Keep local statutory books and group reporting together. Trace the adjustments between them so your team can explain the numbers in either view. - 06 Evidence beside the numbers Follow financial entries back to source documents and approval history. Give reviewers the context behind a cost, payment or adjustment when they need it. From prototype to production The work changes as you grow. Your financial foundation should carry through. - 01 Fund the next milestone Bring development spend and supplier bills into the same financial view. Use current actuals to inform funding decisions and conversations about the next stage of a programme. - 02 Scale the supplier base Keep invoice coding, approvals and payments connected as purchasing grows. Engineers can review requests in Slack or Teams while finance retains the record. - 03 Expand the operation Add entities and currencies to the same platform. Give the group a consolidated view while each finance team works with its own books and permissions. Biofire / Manufacturing Financial data beside production “Our manufacturing systems pull live cost data straight from the ledger, so production never waits on finance to catch up.” Timothy de Mierry CFO, Biofire Biofire's published manufacturing example shows how its team connects production systems with Light. See Biofire's use case Connected finance Your engineering systems. One financial foundation. Keep the specialist tools your teams use for design, production and delivery. Light’s open API lets you connect financial data to the systems around it, while reporting, approvals and the books share one ledger. We’ll work through your programme structure, contract requirements and integration needs with you, so the setup reflects how your business operates. Explore the API Controls your team can inspect Permissions, approval routing and a traceable financial record belong in everyday work. Review Light’s security documentation and discuss your requirements with our team. Visit the Trust Center Questions, answered What should your finance team know? Can we track development spending by programme? Use custom properties for programme, project and cost-centre values. Apply them to bills and financial entries, then use those dimensions in reports. Specialised contract costing needs its own assessment. Does Light replace engineering and production tools? Keep engineering, manufacturing and delivery workflows in their specialist systems. Light provides the financial foundation, with API integrations scoped to the records that need to move. How should we evaluate contract and security requirements? Bring the contract terms, reporting requirements, cost treatments and data requirements into the evaluation. Review the Trust Center and explicitly assess sector-specific requirements with the team. Useful reading More for your finance team. - 01 Internal controls in accounting - 02 Accounts payable automation software - 03 Intercompany accounting software Explore another industry All industries Previous industry Clinics Next industry Manufacturing Build what comes next. See how Light can support the finance behind your defence or robotics business. Book a demo --- ## Accounting software for ecommerce businesses | Light URL: https://light.inc/accounting-for-ecommerce Home / Industries / Ecommerce For ecommerce Accounting software for multi-entity ecommerce businesses Orders, refunds, processor fees and supplier costs arrive from different systems. Light provides the ledger and group reporting, with integrations scoped around the financial data from your stores and payment providers. Book a demo Chosen by digital commerce and commerce software teams - - - How do sales and settlements reach your accounts? Accounting software for ecommerce businesses connects sales, payment settlements and supplier costs with financial reporting. Built for order volume that touches tax and currency rules on every transaction. Explore the platform - 01 Payment settlements Agree how sales, refunds and processor fees enter the ledger. Use bank matching rules to connect settlement movements to the financial records, with exceptions for review. - 02 Supplier spending Capture supplier bills, assign entity and department dimensions, and route approval using your finance team's rules. - 03 Group reporting Report in local and group currencies across entities. Review tax workflows and country requirements as part of the implementation scope. Tillo / Gift card and rewards infrastructure One platform for every close “Group entity management has saved every member of the team hours and hours.” Harriet Stewart Head of Business Systems, Tillo How Tillo closes the books on tens of millions a month, across 4 entities and 23 currencies, in 5 days: 8 ledgers and 2 failed ERPs replaced by one platform. Read Tillo's story Questions, answered What should your finance team know? Does Light replace our storefront or inventory system? Keep storefront, fulfilment and inventory operations in their specialist systems. Agree the financial records that should enter Light, the frequency of the transfer and how to reconcile it. How should we evaluate payment reconciliation? Bring examples of settlements, refunds, processor fees and currency differences. Map them to the ledger and test the bank matching and exception-review process with the Light team. Can we consolidate international retail entities? Light supports entity and group reporting in local and group currencies. Validate each country, tax workflow, bank connection and integration against your own operation. Useful reading More for your finance team. - 01 Bank reconciliation software - 02 Accounts payable automation software - 03 Multi-entity accounting software: a buying guide Explore another industry All industries Previous industry Marketplaces Next industry AI companies Book a demo --- ## Accounting software for energy businesses | Light URL: https://light.inc/accounting-for-energy Home / Industries / Energy For energy developers, operators and technology businesses. Accounting software for multi-entity energy businesses Every new project brings suppliers, investment and another set of decisions. Light puts entity accounts, project dimensions and cash reporting in one place, so your finance team can help the business move forward with the numbers in view. Book a demo Chosen by energy and climate technology teams - - - How do you see the finances behind every project? Accounting software for energy businesses connects financial records, supplier spending and reporting across projects and legal entities. A group report should help you decide where capital goes next. Light brings the entity records together and keeps project detail available, so finance can spend more time explaining the business and less time collecting its numbers. Explore the platform - 01 See projects and entities together Use project and cost-centre properties to organise transactions, then open reports across the group or an individual entity. Light keeps those dimensions alongside the ledger, so a question about a project starts with the underlying financial records. Explore reporting - 02 Keep reconciliation moving Bring in bank transactions through supported feeds or statement uploads. Light's matching rules use amounts, dates, descriptions and document numbers to pair bank activity with the books. Finance reviews differences as they arise. Explore finance automation - 03 Control supplier spending Light reads supplier invoices and prepares draft coding. Route approvals by entity, amount or project property, and apply release templates to spread a cost over its service period. Bill processing and the accounting entries stay connected. Explore accounts payable - 04 Keep the group in balance Record intercompany journals using configured account rules, with eliminations reflected in consolidated reports. Run local and group currency reporting from the same platform and review each entity before closing its period. Explore consolidation How does project spending become a group financial view? Give every bill its context once, then carry that detail into the work finance does next. - 01 Assign the project Capture the supplier bill, legal entity and project dimension. Your coding instructions guide the draft, and required properties keep the reporting structure consistent. - 02 Approve and reconcile Route the bill to its reviewer, then handle payment through the agreed bank connection or payment-file process. Matching rules connect the bank movement to the books. - 03 Review the group Read entity and consolidated reports with intercompany eliminations. Use the project dimensions to understand recorded spending beneath the group total. Paebbl / Climate technology What changes when a growing group shares one ledger? “By implementing Light as our global ERP, we've transformed how we operate.” Christoph Zinsser VP Finance, Paebbl Carbon capture and materials company Paebbl brought three separate ERP systems into Light as it scaled towards its first commercial plant. Read Paebbl's story Connected finance How does Light fit your energy operations? Keep specialist billing, asset operations and trading workflows connected to the financial foundation. Light's open API supports financial data exchange, with integrations scoped around the systems you use and the mappings your team needs. For asset accounting, Light's Fixed Asset app supports a register and depreciation schedules. Bring the asset classes, opening balances and accounting treatment into implementation so the register starts in step with the books. Explore the API A record behind every number Keep financial permissions, approval history and source documents alongside the books. Give your finance team and reviewers a clear trail from the group report to the underlying entry. Visit the Trust Center Questions, answered What should your finance team know? Can Light handle multiple project companies or SPVs? Light supports accounting across multiple legal entities, including separate local currencies and consolidated group reporting. For project companies or SPVs, agree the entity structure, reporting scope and any ownership or allocation requirements during implementation. Can we track costs by energy project? Yes. Configure project and cost-centre properties, apply them to transactions and use them in reports. Finance defines the reporting structure and any allocation logic. The result reflects the financial data recorded in Light. How does Light support intercompany accounting? Light's intercompany journals use account rules for the entities involved and post eliminations into consolidated reporting. Intercompany invoicing and paying a bill on behalf of another entity need separate scoping with the Light team. Does Light calculate metered energy or usage-based charges? Light's contract module supports fixed recurring amounts. Keep metered or variable-charge calculations in your specialist billing system, then scope the invoice or journal integration into Light with the team. Can Light track fixed assets and depreciation? Light's Fixed Asset app supports the asset register and depreciation schedules. Setup includes asset classes, release templates and the details needed for imported assets. Your finance team defines and reviews the accounting treatment. Which energy finance workflows should we evaluate separately? Separate group and project accounting from metered customer billing and industrial procurement. Bring an entity report, a consumption or prepayment billing example and a purchase-to-payment example. Identify which system owns each source record and which data should reach the ledger. Agree the scope of each workflow before selecting integrations. What should an SPV or project-company rollout include? List active and low-activity entities, local ledgers, bank accounts, currencies and the group reporting deadline. For any entity retaining another ledger, agree how balances enter group reporting, who checks the mapping and how late corrections reach the next report. Confirm setup work and ongoing costs for each entity in the proposal. Useful reading More for your finance team. - 01 Bank reconciliation software: what to evaluate - 02 Financial consolidation software: a buying guide - 03 Intercompany accounting software: what to test Explore another industry All industries Previous industry AI companies Next industry Care Providers and Services Give the next project a clearer starting point. Show us your entities, bank setup and a project report. We'll work through what finance could look like in Light. Book a demo --- ## Accounting software for manufacturing businesses | Light URL: https://light.inc/accounting-for-manufacturing Home / Industries / Manufacturing For manufacturing Accounting software for multi-entity manufacturers Production sites, regional subsidiaries and the holding company need a shared financial picture. Light brings their accounts together, with reporting dimensions for plant costs and an API for the systems running production. Book a demo Chosen by manufacturing teams - - How do you connect plant costs and group accounts? Accounting software for manufacturing businesses records supplier spending, plant costs and financial results across production sites and legal entities. Built for companies running production, supply, and finance across more than one entity. Explore the platform - 01 One consolidated ledger Consolidate production entities, regional subsidiaries, and the holding company onto one ledger, reporting under group and local standards side by side, with no batch roll-up at period end. - 02 Connected production systems Use Light's open API to connect financial data to manufacturing systems. Scope the data, mappings and update requirements with the implementation team. - 03 Cost & margin by entity Reporting surfaces margin and cost per plant in real time, so a line’s performance doesn’t wait for the group close to be visible, and pricing decisions are made on today’s numbers. - 04 Supplier bill pay Global bill pay keeps supplier payments and approvals in the same system as the books, instead of a separate AP tool reconciled after the fact. - 05 Multi-entity, multi-currency Run every legal entity, currency, and standard on one platform, from US GAAP at the holding company to local statutory books at each plant. - 06 Continuous close Because the ledger is always current, the month-end close stops being an event. Reconciliations run continuously, so closing is a review, not a scramble. How does a plant invoice reach the group accounts? Carry the plant and purchasing context from the supplier bill into reporting. - 01 Capture the bill Light prepares a draft from the supplier invoice. Add the entity, plant and cost-centre properties your reporting needs. - 02 Route the review Apply approval rules by amount, entity or property. Review the bill and any purchase-order discrepancies before payment. - 03 Review the accounts Follow the posted entries into entity and group reporting. Use bank matching rules to reconcile movements and review differences. Biofire × Light Made for makers “We left NetSuite because our numbers were always a day behind our machines. Light’s real-time event streaming was the killer feature. Our manufacturing systems pull live cost data straight from the ledger, so production never waits on finance to catch up.” Timothy de Mierry CFO, Biofire Biofire connects its manufacturing systems to the ledger to keep production and finance working from the same cost data. Paebbl / Carbon capture & carbon-negative materials One financial foundation for growth “By implementing Light as our global ERP, we’ve transformed how we operate.” Christoph Zinsser VP Finance, Paebbl Paebbl ran three separate ERP systems across its group and couldn't see its own cash flow. It has now moved its group finance operations onto Light, one global platform in place of three. Read Paebbl's story 1 / 2 Four entities, one ledger Biofire builds the world’s first biometric smart gun in Broomfield, Colorado, using fingerprint and facial recognition so a firearm only fires for its verified owner. The company runs four US entities on Light, with global bill pay, spend management, and shop-floor purchase requests all living in one real-time ledger, wired tightly into their manufacturing systems so finance and production never fall out of step. The finance team behind the plant floor Manufacturing finance rarely gets the same attention as production. Light gives the team behind the numbers one calm, current view of every entity, with no plant’s cost or margin waiting on the group close to surface, and no nightly batch standing between the books and the line. Questions, answered What should your finance team know? Does Light replace our MRP or manufacturing systems? Light provides the financial ledger, payables and group reporting. Keep production planning and shop-floor operations in their specialist systems, with financial data exchanged through a scoped API integration. Can we report costs by plant? Use custom properties for plants, departments or projects and apply those dimensions to financial entries. Reports can then show recorded costs by location, with drill-down to the underlying transactions. How are supplier invoices approved? Light prepares draft coding from supplier invoices. Your rules route approval by entity, amount or reporting property, so the right reviewer sees the bill before it proceeds. Useful reading More for your finance team. - 01 Accounts payable automation software - 02 Financial consolidation software - 03 Intercompany accounting software Explore another industry All industries Previous industry Defence & Robotics Next industry SaaS Book a demo --- ## Accounting software for marketplaces | Light URL: https://light.inc/accounting-for-marketplaces Home / Industries / Marketplaces For marketplaces Accounting software for growing marketplaces Buyer payments, seller balances and platform fees need distinct accounting treatment. Connect your transaction platform to Light through an agreed integration, then reconcile bank activity and report across entities from the same ledger. Book a demo Chosen by marketplace and payments teams - - - - - How do marketplace transactions reach the ledger? Accounting software for marketplaces records the revenue, fees, payments and liabilities created by transactions between buyers and sellers. Built for transaction volume and payouts that a general ledger wasn’t designed to keep up with. Explore the platform - 01 Transaction mapping Define how buyer payments, fees and seller balances map from the platform into financial entries. Test representative transactions and exceptions before go-live. - 02 Currencies and entities Keep entity records and consolidated reporting in one platform, with local and group currencies configured for your structure. - 03 Revenue and balances Use the accounting treatment agreed by your finance team to distinguish platform revenue from balances owed to sellers. Report from the mapped financial records. Tillo / Gift card and rewards infrastructure One platform for every close “Group entity management has saved every member of the team hours and hours.” Harriet Stewart Head of Business Systems, Tillo How Tillo closes the books on tens of millions a month, across 4 entities and 23 currencies, in 5 days: 8 ledgers and 2 failed ERPs replaced by one platform. Read Tillo's story Officeguru / B2B marketplace for office services Room to grow across borders “We chose Light because it gives us one system that can handle Denmark and Germany without adding a single person to our finance team.” Martin Holm Group CFO/COO, Officeguru Officeguru is live on Light, replacing e-conomic, Budget 123 and custom import tooling with one platform built for multi-entity, multi-VAT operations across Denmark and Germany. Read Officeguru's story Omnio / Payments, loyalty & rewards infrastructure A clearer view across the group “Light replaces that with one real-time engine: better visibility, faster decisions…” James Dawson CFO, Omnio Omnio Group is moving its finance function onto Light, replacing a rigid NetSuite setup and manual, country-by-country cost allocation with a real-time engine built to cut month-end close from 15 days to 1. Read Omnio's story 1 / 3 Questions, answered What should your finance team know? Can we keep our marketplace transaction platform? Yes. Keep orders and operational payout calculations in the specialist platform. Scope the financial data and mappings needed for Light, including fees, refunds, currencies and entity ownership. How should we record commission revenue? Your finance team defines the accounting treatment for commission and amounts owed to sellers. Configure the integration and reporting around that treatment, and test representative transactions before go-live. How do we reconcile payments across entities? Bring bank activity into Light through supported feeds or statement uploads. Matching rules help connect movements to the books, while finance reviews exceptions and outstanding balances. Useful reading More for your finance team. - 01 Bank reconciliation software - 02 Revenue recognition software - 03 Multi-entity accounting software: a buying guide Explore another industry All industries Previous industry Services companies Next industry Ecommerce Book a demo --- ## Accounting software for SaaS companies | Light URL: https://light.inc/accounting-for-saas Home / Industries / Saas For SaaS Accounting software for growing SaaS companies A new contract, a renewal or a new entity should have a clear route into the books. Light brings receivables, revenue schedules, supplier spending and group reporting into the same financial view. Book a demo Chosen by software teams How do you connect recurring revenue to the books? Accounting software for SaaS companies connects subscription billing and revenue recognition with financial reporting. From first recurring invoice to a multi-entity, multi-currency book of business. Explore the platform - 01 Recurring contracts Configure fixed recurring contracts, products and tax treatment. Keep sales invoices and receivables alongside the ledger. - 02 Revenue schedules Apply revenue release schedules and review the resulting financial entries. Scope integrations for specialist billing requirements. - 03 Multi-entity reporting Bring entity and group reporting together, with local and group currencies and configured intercompany rules. All Gravy / AI-powered employee app for hospitality and retail More time for the work ahead “The dunning agent gives us the full picture of what is outstanding and handles the chasing. That used to be my afternoon.” Linea Meldgaard Andersen Finance Analyst, All Gravy How All Gravy went from seven finance apps to one and now closes four countries in five days, with six years of history migrated and a finance team of three. Read All Gravy's story Alva Labs / AI-native hiring software Finance built around accuracy “Everything is about speed and accuracy, and that’s why I bought Light.” Thobias Cogrell Finance Manager, Alva Labs How Alva Labs went from multiple accounting systems and weekend closes to one platform and a near-zero-day close, with agents doing the manual work. Read Alva Labs's story Famly / Early education software Finance the whole company uses “The first solution ever that makes non-finance employees excited about invoices and expenses.” Rasmus Vogt VP Finance at Famly How Famly made invoices and expenses something non-finance employees actually enjoy, with receipts in Slack, agents that chase, and a faster close. Read Famly's story KeyShot / 3D rendering software Finance that fits the business “Light lets us design finance away from finance.” Jeppe Bygholm CFO, KeyShot How KeyShot, the world's leading 3D rendering company, replaced the finance patchwork with Light and built a stack that scales 5x without new tooling. Read KeyShot's story Oper / AI mortgage software More time for analysis “There is so much that agents prepare for me. I’m just reviewing it.” Cédric Van Heybeeck Finance Manager, Oper How Oper Credits consolidated three entities from eight finance systems to three, and how a non-technical Finance Manager started building his own automation on top of Light. Read Oper's story Omnea / Adaptive procurement software One place for the finance stack “Light won because it can cover our full finance stack, revenue, AR, payments, and consolidation…” Sabrina Castiglione CFO, Omnea Omnea, the agentic operating system for procurement, is moving off Xero and a stack of spreadsheets onto Light, consolidating its UK and US entities on one ledger ahead of its next audit. Read Omnea's story Dreamdata / B2B marketing attribution and activation A different way to scale finance “Instead of having 8 people in finance, I can have a couple of hundred agents and a few key people.” Peter Egehoved CFO/COO, Dreamdata Dreamdata runs finance with three people and 100 agents. See how they cut month-end close from 20 days to one and built their AI-first finance team on Light. Read Dreamdata's story Ocean.io / B2B data & go-to-market intelligence A system the team enjoys using “It’s really so, so easy.” Kristoffer CFO, Ocean.io How Ocean.io's CFO cut month-end close by 60% and scaled two entities without adding finance headcount, replacing QuickBooks, e-conomic, and a patchwork of point solutions with Light. Read Ocean.io's story 1 / 8 Questions, answered What should your finance team know? Can Light handle recurring revenue schedules? Light supports fixed recurring contracts and revenue release schedules. Define the contract dates, products, tax treatment and entity mappings during setup, then review the resulting postings. What if our SaaS business uses usage-based billing? Keep usage measurement and variable-charge calculations in the specialist billing platform. Agree how financial invoices or journals enter Light through an integration. How do we report across SaaS entities? Use entity and consolidated reports on the same platform. Configure local and group reporting currencies and review the intercompany rules with your finance team. Useful reading More for your finance team. - 01 Revenue recognition software - 02 Multi-entity accounting software: a buying guide - 03 Financial consolidation software Explore another industry All industries Previous industry Manufacturing Next industry Services companies Book a demo --- ## Accounting software for service businesses | Light URL: https://light.inc/accounting-for-service-businesses Home / Industries / Service businesses For services companies Accounting software for service businesses Client engagements create revenue, supplier bills and expenses across offices. Light keeps the financial records on one ledger, with reporting dimensions and approval routes that reflect how your business operates. Book a demo Chosen by services and service-platform teams - - - - How do you keep client work and finance connected? Accounting software for service businesses connects client revenue, operating costs and financial reporting across projects and offices. Built for firms billing across engagements, clients, and offices in more than one country. Explore the platform - 01 Workflows for approvals Route supplier bills and expense approvals to the responsible person using rules for your entities, amounts and reporting dimensions. - 02 E-invoicing requirements Review the countries and invoice formats your clients require against Light's available coverage. Agree the setup before migrating billing. - 03 Multi-entity for multi-office firms One ledger across every office and jurisdiction a services firm operates in, consolidated in real time. Officeguru / B2B marketplace for office services Room to grow across borders “We chose Light because it gives us one system that can handle Denmark and Germany without adding a single person to our finance team.” Martin Holm Group CFO/COO, Officeguru Officeguru is live on Light, replacing e-conomic, Budget 123 and custom import tooling with one platform built for multi-entity, multi-VAT operations across Denmark and Germany. Read Officeguru's story Questions, answered What should your finance team know? Can we report costs by client or project? Configure custom properties for projects, clients or cost centres, then apply them to financial entries. Agree the reporting structure and any allocation method before importing the data. Does Light replace time tracking or project management? Light provides the financial foundation. Keep operational time tracking and delivery tools where needed, and scope their financial data exchange through the API. Can office managers approve local spending? Set bill approval rules by entity, amount, supplier or custom property. Local reviewers can take part in the workflow while group finance retains oversight. Useful reading More for your finance team. - 01 Accounts payable automation software - 02 Multi-entity accounting software: a buying guide - 03 Accounting workflow automation Explore another industry All industries Previous industry SaaS Next industry Marketplaces Book a demo --- # Solutions by country ## Accounting Software Australia: AASB and GST | Light URL: https://light.inc/countries/australia Home / Countries / Australia 🇦🇺 Light in Australia Built for how Australia does business Run your Australian entities on the same platform as the rest of the world. AASB reporting, 10% GST with BAS lodgment, Peppol eInvoicing, and direct bank connectivity — handled by agents, reviewed by your team. Book a demo The world's most demanding finance teams run on Light. Everything a finance team in Australia needs Whether you're expanding abroad from Australia or landing there as a global company, Light keeps every entity on one ledger. AASB Report under Australian Accounting Standards (IFRS-aligned AASB) and group standards side by side with multibook. GST 10% GST applied via tax codes as transactions post, with GST-free and input-taxed supplies classified correctly from the start. BAS Business Activity Statements are built continuously from posted transactions, ready for lodgment with the ATO every cycle. Australian banking Connect Australian bank accounts via host-to-host integration or bank feeds — transactions reconcile automatically, vendors get paid via BECS and NPP in AUD. Explore the platform → GST, from invoice to BAS Light handles Australian GST in the ledger — classifications applied at posting, the BAS built continuously, lodgment-ready every period. BAS lodgment Every BAS label is built continuously from posted transactions and traceable to underlying entries — review, approve, and lodge with the ATO without spreadsheets in between. GST classifications Taxable, GST-free, and input-taxed supplies are classified via tax codes as transactions post, including reverse-charged imported services — so the BAS is right because the ledger is right. Peppol eInvoicing is native, matching the ATO-backed network Australian businesses are adopting. Per diem and mileage, out of the box Statutory Australian travel and vehicle rates come natively with the platform — applied automatically, no rates to track down and enter by hand. Per diem (reasonable travel allowances) The ATO's reasonable travel allowance rates for domestic and international travel are applied automatically on every expense claim, and update the moment new rates are published. Mileage (cents per kilometre) The ATO's cents-per-kilometre rate for privately owned vehicles is applied automatically to every claim, with no manual rate lookups. Compliant with how Australia audits Australian statutory requirements are built into the ledger, not bolted on. Audit-ready ledger Immutable postings and complete traceability from financial statements to source documents. Peppol eInvoicing Native e-invoicing over the network the ATO promotes for Australian B2B trade. Host-to-host banking Direct connections with major Australian banks for statement collection and payment files at treasury-grade control. One platform, every country you operate in Australia is one of the many countries Light supports out of the box — same ledger, same close process, local requirements handled per entity. Book a demo --- ## Accounting Software Austria: UGB and USt | Light URL: https://light.inc/countries/austria Home / Countries / Austria 🇦🇹 Light in Austria Built for how Austria does business Run your Austrian entities on the same platform as the rest of the world. UGB reporting, USt with reverse charges, FinanzOnline filings, and direct bank connectivity — handled by agents, reviewed by your team. Book a demo The world's most demanding finance teams run on Light. Everything a finance team in Austria needs Whether you're expanding abroad from Austria or landing there as a global company, Light keeps every entity on one ledger. UGB Report under UGB and group standards side by side with multibook — no parallel spreadsheets for the Austrian statutory books. Austrian USt Standard 20% and reduced 13% and 10% rates applied via tax codes as transactions post. FinanzOnline Umsatzsteuervoranmeldungen are prepared continuously in the platform, ready for submission via FinanzOnline every period. Austrian banking Connect Austrian bank accounts via host-to-host integration or bank feeds — transactions reconcile automatically, vendors get paid via SEPA. Explore the platform → USt, from invoice to FinanzOnline Light handles Austrian VAT in the ledger — rates applied at posting, advance returns built continuously, reverse charges covered. Advance VAT returns The UVA is built continuously from posted transactions, every KZ figure traceable to underlying entries — review, approve, and submit via FinanzOnline without re-keying. Reverse charge Construction services, supplies by foreign businesses, and cross-border purchases under the Austrian reverse charge rules are handled automatically — both sides posted and reported correctly. Intra-Community trade and EC sales lists (Zusammenfassende Meldungen) are covered too, so EU operations stay clean. Per diem and mileage, out of the box Statutory Austrian travel and vehicle rates come natively with the platform — applied automatically, no rates to track down and enter by hand. Per diem (Tagesgeld) The Bundesministerium für Finanzen's Tagesgeld rates for domestic and international travel are applied automatically on every expense claim, and update the moment new rates are published. Mileage (Kilometergeld) The statutory Kilometergeld rate for privately owned vehicles is applied automatically to every claim, with no manual rate lookups. Compliant with how Austria audits Austrian statutory requirements are built into the ledger, not bolted on. Audit-ready ledger Immutable postings and complete traceability from financial statements to source documents. ebInterface & Peppol Native e-invoicing in the formats Austrian public sector and B2B partners expect. Host-to-host banking Direct connections with major Austrian banks for statement collection and payment files at treasury-grade control. One platform, every country you operate in Austria is one of the many countries Light supports out of the box — same ledger, same close process, local requirements handled per entity. Book a demo --- ## Accounting Software Belgium: GAAP and BTW | Light URL: https://light.inc/countries/belgium Home / Countries / Belgium 🇧🇪 Light in Belgium Built for how Belgium does business Run your Belgian entities on the same platform as the rest of the world. Belgian GAAP reporting, BTW/TVA with reverse charges, the 2026 Peppol e-invoicing mandate, and direct bank connectivity — handled by agents, reviewed by your team. Book a demo The world's most demanding finance teams run on Light. Everything a finance team in Belgium needs Whether you're expanding abroad from Belgium or landing there as a global company, Light keeps every entity on one ledger. Belgian GAAP Report under Belgian GAAP and group standards side by side with multibook, mapped to the Belgian minimum chart of accounts (PCMN). BTW / TVA Standard 21% and reduced 12% and 6% rates applied via tax codes as transactions post, including the contractor reverse charge. Peppol mandate Structured B2B e-invoicing over Peppol is mandatory in Belgium since January 2026 — Light sends and receives Peppol invoices natively. Belgian banking Connect Belgian bank accounts via host-to-host integration (CODA statements) or bank feeds — transactions reconcile automatically, vendors get paid via SEPA. Explore the platform → VAT, from invoice to Intervat Light handles Belgian VAT in the ledger — rates applied at posting, returns built continuously, the e-invoicing mandate covered. Peppol B2B mandate Since January 2026, Belgian businesses must exchange structured e-invoices over Peppol. Light issues and receives them natively — invoices land as data, not PDFs, and post straight to the ledger. BTW returns & reverse charge Periodic VAT returns are built continuously and filed via Intervat, with the domestic contractor reverse charge and cross-border reverse charges posted automatically on both sides. Intra-Community listings and the annual client listing are covered too, so Belgian compliance stays complete. Per diem and mileage, out of the box Statutory Belgian travel and vehicle rates come natively with the platform — applied automatically, no rates to track down and enter by hand. Per diem (forfaitaire dagvergoeding) The FOD Financiën's forfaitaire rates for domestic and international business travel are applied automatically on every expense claim, and update the moment new rates are published. Mileage (kilometervergoeding) The official kilometer rate for privately owned vehicles, updated quarterly, is applied automatically to every claim, with no manual rate lookups. Compliant with how Belgium audits Belgian statutory requirements are built into the ledger, not bolted on. PCMN mapping The Belgian standard chart of accounts is mapped natively, so statutory reporting drops out of the ledger. CODA statements Automated bank statement processing in the format Belgian banks deliver. Audit-ready ledger Immutable postings and complete traceability from financial statements to source documents. One platform, every country you operate in Belgium is one of the many countries Light supports out of the box — same ledger, same close process, local requirements handled per entity. Book a demo --- ## Accounting Software Canada: ASPE and GST/HST | Light URL: https://light.inc/countries/canada Home / Countries / Canada 🇨🇦 Light in Canada Built for how Canada does business Run your Canadian entities on the same platform as the rest of the world. ASPE and IFRS side by side, GST/HST with every provincial variation, CRA-ready returns, and direct bank connectivity — handled by agents, reviewed by your team. Book a demo The world's most demanding finance teams run on Light. Everything a finance team in Canada needs Whether you're expanding abroad from Canada or landing there as a global company, Light keeps every entity on one ledger. ASPE & IFRS Report under ASPE or IFRS as adopted in Canada, alongside your group standard, with multibook — no parallel spreadsheets. GST, HST & PST Federal GST, participating-province HST, Quebec's QST, and standalone provincial sales taxes applied via tax codes as transactions post. CAD consolidation Consolidate Canadian subsidiaries into CAD, USD, or any group currency in real time, with FX revaluations run automatically. Canadian banking Connect Canadian bank accounts via host-to-host integration or bank feeds — transactions reconcile automatically, and vendors get paid by EFT, Interac, and wire in CAD. Explore the platform → Sales tax, from invoice to the CRA Canada taxes at two levels at once. Light handles both in the ledger — the right rate applied at posting, input tax credits tracked as they arise, and returns built continuously. GST/HST returns The GST/HST return is built continuously from posted transactions, with input tax credits accumulated line by line and every figure traceable to the entries behind it. Review, approve, and file with the CRA on your monthly, quarterly, or annual cycle — no exports, no re-keying. Provincial taxes, province by province HST provinces, Quebec's QST filed with Revenu Québec, and the standalone PST regimes in British Columbia, Saskatchewan, and Manitoba each carry their own rates, registrations, and recovery rules. Light applies the right treatment per entity and per province as transactions post, and keeps the recoverable and unrecoverable portions apart. Place-of-supply rules decide which tax applies on interprovincial sales — Light resolves them from the transaction itself, so the return is right because the ledger is right. Per diem and mileage, out of the box Statutory Canadian travel and vehicle rates come natively with the platform — applied automatically, no rates to track down and enter by hand. Per diem (CRA meal and travel allowances) The CRA's reasonable meal and travel allowance rates for domestic and international business travel are applied automatically on every expense claim, and update the moment new rates are published. Mileage (automobile allowance rates) The CRA's per-kilometre automobile allowance rate is applied automatically to every claim, stepped down at the statutory 5,000-kilometre threshold and topped up for the territories, with no manual rate lookups. Compliant with how Canada audits Canadian statutory requirements are built into the ledger, not bolted on. CRA-ready records Immutable postings and complete traceability from financial statements to source documents, retained for the six-year period the CRA expects. Bilingual invoicing Issue customer invoices in English or French per entity and per customer, so Quebec's French-language requirements are met without a separate process. Host-to-host banking Direct connections with major Canadian banks for statement collection and payment files at treasury-grade control. One platform, every country you operate in Canada is one of the many countries Light supports out of the box — same ledger, same close process, local requirements handled per entity. Book a demo --- ## Accounting Software China: CAS and Fapiao | Light URL: https://light.inc/countries/china Home / Countries / China 🇨🇳 Light in China Built for how China does business Run your Chinese entities on the same platform as the rest of the world. CAS reporting, VAT with fapiao management, e-fapiao support, and direct bank connectivity — handled by agents, reviewed by your team. Book a demo The world's most demanding finance teams run on Light. Everything a finance team in China needs Whether you're expanding abroad from China or landing there as a global company, Light keeps every entity on one ledger. CAS Report under Chinese Accounting Standards and group standards side by side with multibook — statutory books in China, group books everywhere. Chinese VAT 13%, 9%, and 6% rates applied via tax codes as transactions post, for general and small-scale taxpayer setups. Fapiao Fapiao are the backbone of Chinese VAT — Light tracks issued and received fapiao, including fully digitalized e-fapiao, against every transaction. Chinese banking Connect Chinese bank accounts via host-to-host integration or bank feeds — transactions reconcile automatically in CNY. Explore the platform → VAT, the fapiao way Chinese VAT runs on invoices, not just returns — Light keeps fapiao and the ledger in lockstep. E-fapiao ready China's fully digitalized e-fapiao program replaces paper invoices with structured data. Light ingests and tracks e-fapiao natively, so input VAT credits are matched to real, verified invoices. VAT filings Monthly and quarterly VAT filings are built continuously from posted transactions, with input and output VAT reconciled against fapiao records — every figure traceable to an invoice. Your China entity consolidates with the rest of the group in real time — CAS books locally, group GAAP globally, CNY revalued automatically. Compliant with how China audits Chinese statutory requirements are built into the ledger, not bolted on. Fapiao-verified trail Every VAT credit and liability traces to a verified fapiao, the way Chinese audits expect. CAS statutory books Local statutory reporting alongside group standards, from the same transactions. Host-to-host banking Direct connections with major Chinese banks for statement collection and payment files at treasury-grade control. One platform, every country you operate in China is one of the many countries Light supports out of the box — same ledger, same close process, local requirements handled per entity. Book a demo --- ## Accounting Software Denmark: GAAP and Moms | Light URL: https://light.inc/countries/denmark Home / Countries / Denmark 🇩🇰 Light in Denmark Built for how Denmark does business Run your Danish entities on the same platform as the rest of the world. Årsregnskabsloven reporting, 25% moms, certified Bookkeeping Act compliance, and direct bank connectivity — handled by agents, reviewed by your team. Book a demo The world's most demanding finance teams run on Light. Everything a finance team in Denmark needs Whether you're expanding abroad from Denmark or landing there as a global company, Light keeps every entity on one ledger. Danish GAAP Report under the Danish Financial Statements Act (Årsregnskabsloven) and group standards side by side with multibook. Moms Denmark's flat 25% VAT applied via tax codes as transactions post, with zero-rating for exports and reverse charge on cross-border services. Digital bookkeeping Light is a certified digital bookkeeping system under the Danish Bookkeeping Act — immutable records and stored documents, compliant out of the box. Danish banking Connect Danish bank accounts via host-to-host integration or bank feeds — transactions reconcile automatically, vendors get paid in DKK and EUR. Explore the platform → Moms, from invoice to Skattestyrelsen Light handles Danish VAT in the ledger — rates applied at posting, returns built continuously, cross-border trade covered. Moms returns VAT returns are built continuously from posted transactions with every box traceable to underlying entries — review, approve, and file to Skattestyrelsen without spreadsheets in between. Reverse charge Reverse charge on services purchased from abroad and intra-Community acquisitions is handled automatically — both sides of the entry posted, EU sales lists kept in sync. OIOUBL and Peppol e-invoices are received and issued natively, matching how Danish businesses and the public sector already trade. Per diem and mileage, out of the box Statutory Danish travel and vehicle rates come natively with the platform — applied automatically, no rates to track down and enter by hand. Per diem (diæter) Skatterådet's per diem rates for domestic and international travel are applied automatically on every expense claim, and update the moment Skatterådet publishes new ones. Mileage (kørselsgodtgørelse) Skatterådet's kilometer rate for privately owned vehicles is applied automatically to every claim, split at the statutory threshold with no manual rate lookups. Compliant with how Denmark audits Danish statutory requirements are built into the ledger, not bolted on. Certified under the Bookkeeping Act Light is certified as a digital bookkeeping system under the Danish Bookkeeping Act (Bogføringsloven) — registered with the Danish Business Authority, so compliance is built in, not configured. OIOUBL & Peppol Native e-invoicing over the formats Danish companies and public institutions require. Host-to-host banking Direct connections with major Danish banks for statement collection and payment files at treasury-grade control. One platform, every country you operate in Denmark is one of the many countries Light supports out of the box — same ledger, same close process, local requirements handled per entity. Book a demo --- ## Accounting Software Finland: GAAP and ALV | Light URL: https://light.inc/countries/finland Home / Countries / Finland 🇫🇮 Light in Finland Built for how Finland does business Run your Finnish entities on the same platform as the rest of the world. Finnish GAAP reporting, ALV at current rates, Finvoice e-invoicing, and direct bank connectivity — handled by agents, reviewed by your team. Book a demo The world's most demanding finance teams run on Light. Everything a finance team in Finland needs Whether you're expanding abroad from Finland or landing there as a global company, Light keeps every entity on one ledger. Finnish GAAP Report under the Finnish Accounting Act and group standards side by side with multibook. ALV Standard 25.5% and reduced 13.5% and 10% rates applied via tax codes as transactions post — kept current as Finnish rates change. E-invoicing Receive and issue Finvoice and Peppol e-invoices natively — the formats Finnish businesses have exchanged for years. Finnish banking Connect Finnish bank accounts via host-to-host integration or bank feeds — transactions reconcile automatically, vendors get paid via SEPA in EUR. Explore the platform → ALV, from invoice to OmaVero Light handles Finnish VAT in the ledger — rates applied at posting, returns built continuously, filed digitally. ALV returns VAT returns are built continuously from posted transactions, every figure traceable to underlying entries — review, approve, and file via OmaVero without re-keying. Reverse charge Domestic reverse charge for construction services and reverse charge on cross-border purchases are handled automatically — both sides posted and reported correctly. Intra-Community trade and EC sales lists are covered too, so EU operations stay clean period after period. Per diem and mileage, out of the box Statutory Finnish travel and vehicle rates come natively with the platform — applied automatically, no rates to track down and enter by hand. Per diem (päiväraha) Verohallinto's per diem rates for domestic and international travel are applied automatically on every expense claim, and update the moment new rates are published. Mileage (kilometrikorvaus) Verohallinto's kilometer rate for privately owned vehicles is applied automatically to every claim, with no manual rate lookups. Compliant with how Finland audits Finnish statutory requirements are built into the ledger, not bolted on. Audit-ready ledger Immutable postings and complete traceability from financial statements to source documents. Finvoice & Peppol Native e-invoicing in the formats Finnish companies and the public sector expect. Host-to-host banking Direct connections with major Finnish banks for statement collection and payment files at treasury-grade control. One platform, every country you operate in Finland is one of the many countries Light supports out of the box — same ledger, same close process, local requirements handled per entity. Book a demo --- ## Accounting Software France: PCG and TVA | Light URL: https://light.inc/countries/france Home / Countries / France 🇫🇷 Light in France Built for how France does business Run your French entities on the same platform as the rest of the world. PCG reporting, TVA with reverse charges, the e-invoicing mandate, FEC exports, and direct bank connectivity — handled by agents, reviewed by your team. Book a demo The world's most demanding finance teams run on Light. Everything a finance team in France needs Whether you're expanding abroad from France or landing there as a global company, Light keeps every entity on one ledger. PCG Report under the Plan Comptable Général and group standards side by side with multibook, mapped to the French statutory chart. TVA Standard 20% and reduced 10%, 5.5%, and 2.1% rates applied via tax codes as transactions post, including autoliquidation (reverse charge). E-invoicing mandate France's B2B e-invoicing reform has been phasing in since September 2026. Light exchanges structured e-invoices, so your French entities are covered. French banking Connect French bank accounts via host-to-host integration or bank feeds — transactions reconcile automatically, vendors get paid via SEPA. Explore the platform → TVA, from invoice to CA3 Light handles French VAT in the ledger — rates applied at posting, returns built continuously, the reform covered. CA3 returns The déclaration de TVA is built continuously from posted transactions, every line traceable to underlying entries — review, approve, and file without spreadsheets in between. E-invoicing reform Since September 2026 all French businesses must receive structured e-invoices, with issuance following by size. Light sends and receives them natively, so invoices post as data with TVA codes already applied. FEC files (Fichier des Écritures Comptables) export straight from the ledger — the format every French tax audit starts with. Per diem and mileage, out of the box Statutory French travel and vehicle rates come natively with the platform — applied automatically, no rates to track down and enter by hand. Per diem (indemnités forfaitaires) URSSAF's tax-exempt daily allowance thresholds for business travel are applied automatically on every expense claim, and update the moment new rates are published. Mileage (barème kilométrique) The official barème kilométrique, based on vehicle horsepower, is applied automatically to every claim, with no manual table lookups. Compliant with how France audits French statutory requirements are built into the ledger, not bolted on. FEC on demand Generate compliant FEC exports directly from the ledger, mapped to the PCG chart. Reform-ready Structured e-invoicing for the 2026–2027 mandate phases, for issuance and receipt. Host-to-host banking Direct connections with major French banks for statement collection and payment files at treasury-grade control. One platform, every country you operate in France is one of the many countries Light supports out of the box — same ledger, same close process, local requirements handled per entity. Book a demo --- ## Accounting Software Germany: HGB and XRechnung | Light URL: https://light.inc/countries/germany Home / Countries / Germany 🇩🇪 Light in Germany Built for how Germany does business Run your German entities on the same platform as the rest of the world. HGB reporting, USt with §13b reverse charges, XRechnung e-invoicing, and SEPA banking — handled by agents, reviewed by your team, and filed straight to the tax administration without leaving Light. Book a demo The world's most demanding finance teams run on Light. Everything a finance team in Germany needs Whether you're expanding abroad from Germany or landing there as a global company, Light keeps every entity on one ledger. HGB Report under HGB and group standards side by side with multibook — no parallel spreadsheets for the German statutory books. German VAT Standard 19% and reduced 7% rates applied via tax codes as transactions post, including §13b reverse charge scenarios. E-invoicing Receive and issue XRechnung and ZUGFeRD e-invoices natively, ready for Germany's phased B2B e-invoicing mandate. SEPA banking Connect German bank accounts via host-to-host integration or bank feeds — transactions reconcile automatically, vendors get paid via SEPA. Explore the platform → VAT, from Umsatzsteuer to reverse charge Light handles the full German VAT lifecycle in the ledger — rates applied at posting, advance returns built continuously, reverse charges posted on both sides. Advance VAT returns Umsatzsteuer-Voranmeldungen are built continuously from posted transactions, with every figure traceable down to the underlying entries. Review, approve, and submit them to the tax administration from inside Light — no CSV exports, no re-keying. §13b reverse charge Domestic reverse charge under §13b UStG — construction services, supplies by foreign businesses, and the other §13b cases — is handled automatically: both sides of the entry posted and reflected correctly in the return. Intra-Community acquisitions and EC sales lists (Zusammenfassende Meldungen) are covered too, so cross-border EU trade stays clean. File your taxes directly from Light No DATEV, no manual submission. Light integrates ERiC natively, so your team validates and transmits tax data straight to the tax administration's servers — from the same ledger the figures were built in. ERiC, built in ERiC — the official transmission component the German tax administration publishes for ELSTER — runs inside the product. Filings are validated against the administration's own rules before they leave Light, then transmitted directly to its servers, with no third-party tax tool in the loop. What you can file VAT returns, E-Bilanz, and similar filings go out from Light itself. Every figure stays traceable to the postings behind it, so what you review is exactly what gets transmitted. Filing stays where the numbers live: no export to DATEV or another tax tool, no re-keying into a portal, no reconciling what was sent against what was booked. Per diem and mileage, out of the box Statutory German travel and vehicle rates come natively with the platform — applied automatically, no rates to track down and enter by hand. Per diem (Verpflegungsmehraufwand) The Bundesministerium der Finanzen's per diem rates for domestic and international business travel — including the higher rates set for major foreign cities — are applied automatically on every expense claim, and update the moment new rates are published. Mileage (Kilometerpauschale) The statutory Kilometerpauschale for privately owned vehicles is applied automatically to every claim, with no manual rate lookups. What should your German finance team verify before go-live? Agree the working setup with your tax adviser and implementation team. Retain the agreed scope and the result of each acceptance test. Records and reporting Trace one transaction from its source document through a correction to the report. Review the required retention, access and export arrangements, including your adviser's GoBD requirements. Keep local accounts and group adjustments distinguishable. Adviser handover If your adviser works in DATEV, agree the exact files, fields and supporting documents they need. Test a representative handover and reconcile it to the ledger. Confirm responsibility for any mapping or conversion before migration. Invoices and filing Test the required invoice formats and the treatment of rejected documents. Identify who prepares, reviews and submits each filing, which credentials the process needs and where finance retains submission acknowledgements. Review e-invoicing coverage , local and group books and the ERP migration checklist together. Confirm support for the specific workflow in the implementation scope. Compliant with how Germany audits German statutory requirements are built into the ledger, not bolted on. GoBD-ready records Immutable, traceable postings with a complete audit trail support GoBD-compliant bookkeeping. E-invoicing mandate XRechnung and ZUGFeRD support keeps you ahead of the B2B e-invoicing mandate as it phases in. Host-to-host banking Direct connections with major German banks for statement collection and SEPA payment files at treasury-grade control. One platform, every country you operate in Germany is one of the many countries Light supports out of the box — same ledger, same close process, local requirements handled per entity. Book a demo --- ## Accounting Software Hong Kong: HKFRS Ready | Light URL: https://light.inc/countries/hong-kong Home / Countries / Hong Kong 🇭🇰 Light in Hong Kong Built for how Hong Kong does business Run your Hong Kong entities on the same platform as the rest of the world. HKFRS reporting, no VAT to manage, true multi-currency books, and direct bank connectivity — handled by agents, reviewed by your team. Book a demo The world's most demanding finance teams run on Light. Everything a finance team in Hong Kong needs Whether you're expanding abroad from Hong Kong or landing there as a global company, Light keeps every entity on one ledger. HKFRS Report under Hong Kong Financial Reporting Standards and group standards side by side with multibook. No VAT or GST Hong Kong levies no VAT, GST, or sales tax — Light keeps your books clean without tax-code overhead, while handling tax properly everywhere else you operate. Multi-currency HKD books with USD, CNY, and any other currency — balances revalued automatically, consolidation in real time. Hong Kong banking Connect Hong Kong bank accounts via host-to-host integration or bank feeds — transactions reconcile automatically, vendors get paid via FPS and CHATS. Explore the platform → Simple taxes, serious books No VAT doesn't mean no rigor — Hong Kong entities still need audit-grade books, and cross-border operations still need care. Audit-grade by default Hong Kong companies file audited financial statements — Light's immutable ledger, document trail, and HKFRS reporting mean the annual audit starts from clean, traceable books rather than a shoebox of spreadsheets. Cross-border, one ledger Hong Kong entities usually sit inside international groups. Intercompany entries eliminate as they post, CNY and USD flows revalue automatically, and the group consolidates in real time. Trading with the mainland? Your China entity's fapiao-based books live on the same platform, one consolidation away. Built for how Hong Kong operates Regional headquarters demands are built into the ledger, not bolted on. Real-time consolidation Group reporting across every entity and currency without a spreadsheet in sight. Multi-currency by default HKD, USD, and CNY books revalued automatically, every period. Host-to-host banking Direct connections with major Hong Kong banks for statement collection and payment files at treasury-grade control. One platform, every country you operate in Hong Kong is one of the many countries Light supports out of the box — same ledger, same close process, local requirements handled per entity. Book a demo --- ## Accounting Software Italy: SdI and IVA Ready | Light URL: https://light.inc/countries/italy Home / Countries / Italy 🇮🇹 Light in Italy Built for how Italy does business Run your Italian entities on the same platform as the rest of the world. Native SdI e-invoicing in both directions, every IVA rate and Natura code applied automatically, ritenuta d'acconto as a first-class ledger concept, and the full periodic compliance cycle — handled by agents, reviewed by your team. Book a demo The world's most demanding finance teams run on Light. Everything a finance team in Italy needs Whether you're expanding abroad from Italy or landing there as a global company, Light keeps every entity on one ledger. OIC Report under Italian GAAP (OIC) and group standards side by side with multibook. IVA Standard 22%, reduced 10% and 5%, and super-reduced 4% rates — plus Natura-coded zero-VAT lines — applied automatically at invoice creation. SdI e-invoicing Issue and receive FatturaPA through the Sistema di Interscambio via a certified provider partner — B2B, B2G, and B2C, outbound and inbound. Italian banking Connect Italian bank accounts via host-to-host integration or bank feeds — transactions reconcile automatically, vendors get paid via SEPA. Explore the platform → IVA, from SdI to settlement Light handles the full Italian VAT lifecycle in the ledger — e-invoices flow through SdI in both directions, treatments apply at posting, and the periodic settlements build themselves. SdI, both directions Every sales invoice goes out through the Sistema di Interscambio as correctly typed FatturaPA XML, and every supplier invoice arrives through the same connection — synced straight into your AP workflow, no re-keying. SdI outcomes (delivered, rejected, non-deliverable) are tracked on each invoice automatically, so nobody checks the SdI portal. Liquidazioni & LIPE The Part VP settlement view is generated directly from the ledger — active and passive operations, collectable and deducted VAT, and the resulting VAT due or credit per reference period. Settle monthly or quarterly, file the LIPE (quadro VP) each quarter, and roll into the annual Dichiarazione IVA — all from the same invoices that flowed through SdI. A ready-made Italian VAT code library ships with Light — exemptions by article (Art. 10, 15, 26), fuori campo IVA, forfettari regimes, and more, split by sales and purchase direction. The long tail of SdI, covered SdI enforces detailed rules well beyond the headline VAT scenarios. Light applies them automatically as part of every submission. N1–N7 Natura IVA codes Zero-VAT lines must state the reason — excluded, exempt, non-taxable, reverse charge, or split payment. Light maps each treatment to the right Natura code in the SdI XML. RdA Ritenuta d'acconto Withholding tax is modeled as its own tax type in the ledger — rate, taxable base, and reason code — calculated independently from VAT. TD Document types TD02–TD09 The full range of SdI document-type codes — down payments, fees, simplified invoices, credit notes — correctly typed with payment terms and references preserved end to end. DC Documenti collegati Linked and related documents are cross-referenced automatically, keeping originals and their corrections connected through SdI. AF Autofattura & split payment Self-billing scenarios where the buyer issues the invoice on the seller's behalf, and split-payment treatment for public-sector customers, are supported out of the box. DB Dati bollo Virtual stamp duty (bollo) data is captured and represented correctly on invoices where it applies, with submissions validated against SdI rules within the 12-day window. The periodic compliance cycle Every recurring Italian obligation is fed by the same invoices flowing through SdI — which is why one ledger matters. VAT settlement & payment Monthly or quarterly, by the 16th of the following month — via F24 or carried forward as credit LIPE (quadro VP) Quarterly, by the end of the second month following the quarter Annual VAT return Dichiarazione IVA, filed February through end of April of the following year Per diem and mileage, out of the box Statutory Italian travel and vehicle rates come natively with the platform — applied automatically, no rates to track down and enter by hand. Per diem (indennità di trasferta) The statutory tax-exempt per diem thresholds for domestic and international business travel are applied automatically on every expense claim. Mileage (rimborso chilometrico) ACI's per-vehicle kilometer rates are applied automatically to every claim, with no manual table lookups. Compliant with how Italy audits Italian statutory requirements are built into the ledger, not bolted on. SdI-verified trail Every invoice carries its SdI identifier and outcome status, so the audit trail starts at the tax authority itself. 10-year legal archiving Conservazione sostitutiva is delivered as part of the certified provider partnership behind your SdI connection. Onboarding, handled Entity registration and verification into SdI, plus customer identifiers per segment — Codice Destinatario for B2B, PA codes for B2G, fiscal code or PEC for B2C. One platform, every country you operate in Italy is one of the many countries Light supports out of the box — same ledger, same close process, local requirements handled per entity. Book a demo --- ## Accounting Software Malaysia: MFRS and SST | Light URL: https://light.inc/countries/malaysia Home / Countries / Malaysia 🇲🇾 Light in Malaysia Built for how Malaysia does business Run your Malaysian entities on the same platform as the rest of the world. MFRS reporting, SST compliance, the MyInvois e-invoicing mandate, and direct bank connectivity — handled by agents, reviewed by your team. Book a demo The world's most demanding finance teams run on Light. Everything a finance team in Malaysia needs Whether you're expanding abroad from Malaysia or landing there as a global company, Light keeps every entity on one ledger. MFRS Report under Malaysian Financial Reporting Standards and group standards side by side with multibook. SST Malaysia's sales tax and service tax applied via tax codes as transactions post, with rates and scope kept current as the regime expands. MyInvois LHDN's e-invoicing mandate is phasing in across Malaysian businesses — Light issues and validates e-invoices through MyInvois natively. Malaysian banking Connect Malaysian bank accounts via host-to-host integration or bank feeds — transactions reconcile automatically, vendors get paid via DuitNow and RENTAS in MYR. Explore the platform → SST and e-invoicing, handled Light keeps Malaysian tax in the ledger — SST applied at posting, e-invoices validated by LHDN, returns built continuously. MyInvois mandate Malaysian e-invoices must be validated by LHDN through MyInvois before they're valid. Light submits, receives validation, and attaches the LHDN identifier to every invoice automatically — no portal round-trips. SST returns SST-02 returns are built continuously from posted transactions, with sales tax and service tax tracked separately and every figure traceable to underlying entries. Imported services under the service tax reverse charge are handled through the same tax codes, posted on both sides automatically. Compliant with how Malaysia audits Malaysian statutory requirements are built into the ledger, not bolted on. LHDN-validated trail Every e-invoice carries its MyInvois validation, so the audit trail starts at the tax authority. Audit-ready ledger Immutable postings and complete traceability from financial statements to source documents. Host-to-host banking Direct connections with major Malaysian banks for statement collection and payment files at treasury-grade control. One platform, every country you operate in Malaysia is one of the many countries Light supports out of the box — same ledger, same close process, local requirements handled per entity. Book a demo --- ## Accounting Software Mexico: NIF, IVA and CFDI | Light URL: https://light.inc/countries/mexico Home / Countries / Mexico 🇲🇽 Light in Mexico Built for how Mexico does business Run your Mexican entities on the same platform as the rest of the world. NIF reporting, IVA and withholding applied at posting, CFDI 4.0 stamped through a certified PAC, and the full SAT filing cycle — handled by agents, reviewed by your team. Book a demo The world's most demanding finance teams run on Light. Everything a finance team in Mexico needs Whether you're expanding abroad from Mexico or landing there as a global company, Light keeps every entity on one ledger. NIF Report under Mexican Financial Reporting Standards (NIF) and group standards side by side with multibook — no parallel spreadsheets. IVA Standard 16%, the reduced border-region rate, zero-rated and exempt supplies applied via tax codes as transactions post — with IVA and ISR withholding handled as their own tax types. CFDI 4.0 Issue and receive CFDI 4.0 stamped through a certified PAC — invoices, credit notes, payment complements, and withholding certificates, outbound and inbound. Mexican banking Connect Mexican bank accounts via host-to-host integration or bank feeds — transactions reconcile automatically, vendors get paid by SPEI to their CLABE in MXN. Explore the platform → IVA, from CFDI to the SAT In Mexico the invoice is the tax filing. Light stamps every document at source and builds the monthly returns from the same postings — nothing reconciled after the fact. CFDI 4.0, both directions Every sales invoice is stamped as valid CFDI 4.0 XML through a certified PAC — RFC, régimen fiscal, uso del CFDI, and código postal validated before it goes out — and supplier CFDIs arrive through the same connection, matched to bills in your AP workflow with no re-keying. Cancellations follow the SAT's acceptance rules, with each document's UUID and status tracked on the ledger entry itself. Cash-basis IVA and the payment complement Mexican IVA is recognized when cash moves, not when the invoice is issued. Light issues the complemento de pago on settlement and shifts the IVA accordingly, so acreditable and trasladado balances match what the SAT expects on the monthly declaration. IVA and ISR withheld on payments to service providers post to their own accounts and flow into the withholding CFDIs and the DIOT automatically. The periodic compliance cycle Every recurring Mexican obligation is fed by the same CFDIs and postings — which is why one ledger matters. IVA and ISR declarations Monthly, by the 17th of the following month — filed from balances built continuously in the ledger Contabilidad electrónica Monthly XML upload to the SAT — chart of accounts, trial balance, and journal entries generated straight from the ledger DIOT Third-party transaction report, built from supplier CFDIs and payments already recorded Compliant with how Mexico audits Mexican statutory requirements are built into the ledger, not bolted on. SAT-verified trail Every invoice carries its UUID, stamp, and cancellation status, so the audit trail starts at the tax authority itself. Contabilidad electrónica The código agrupador mapping, trial balance, and pólizas the SAT requires are generated from the ledger, not assembled by hand each month. Host-to-host banking Direct connections with major Mexican banks for statement collection and SPEI payment files at treasury-grade control. One platform, every country you operate in Mexico is one of the many countries Light supports out of the box — same ledger, same close process, local requirements handled per entity. Book a demo --- ## Accounting Software Netherlands: GAAP and BTW | Light URL: https://light.inc/countries/netherlands Home / Countries / Netherlands 🇳🇱 Light in the Netherlands Built for how the Netherlands does business Run your Dutch entities on the same platform as the rest of the world. Dutch GAAP reporting, BTW with the verleggingsregeling, ICP declarations, and direct bank connectivity — handled by agents, reviewed by your team. Book a demo The world's most demanding finance teams run on Light. Everything a finance team in the Netherlands needs Whether you're expanding abroad from the Netherlands or landing there as a global company, Light keeps every entity on one ledger. Dutch GAAP Report under Dutch GAAP (RJ) and group standards side by side with multibook. BTW Standard 21% and reduced 9% rates applied via tax codes as transactions post, including the verleggingsregeling (reverse charge). ICP declarations Intra-Community performance declarations stay in sync with the ledger automatically, matching your BTW return every period. Dutch banking Connect Dutch bank accounts via host-to-host integration or bank feeds — transactions reconcile automatically, vendors get paid via SEPA and iDEAL-era rails. Explore the platform → BTW, from invoice to Belastingdienst Light handles Dutch VAT in the ledger — rates applied at posting, returns built continuously, cross-border trade covered. BTW returns The BTW-aangifte is built continuously from posted transactions, every box traceable to underlying entries — review, approve, and file to the Belastingdienst without spreadsheets in between. Verleggingsregeling The Dutch reverse charge — subcontracting, immovable property, and cross-border purchases — is handled automatically: both sides of the entry posted and reflected in the right boxes, with ICP declarations kept in sync. Peppol e-invoices are received and issued natively, matching how Dutch government and increasingly B2B trade works. Per diem and mileage, out of the box Statutory Dutch travel and vehicle rates come natively with the platform — applied automatically, no rates to track down and enter by hand. Per diem (onbelaste vergoeding) The Belastingdienst's tax-free rates for meals and incidentals on business travel are applied automatically on every expense claim, and update the moment new rates are published. Mileage (reiskostenvergoeding) The Belastingdienst's tax-free kilometer rate for privately owned vehicles is applied automatically to every claim, with no manual rate lookups. Compliant with how the Netherlands audits Dutch statutory requirements are built into the ledger, not bolted on. Audit file exports XML audit files (XAF) generated straight from the ledger for auditors and the Belastingdienst. Peppol e-invoicing Native e-invoicing over the network the Dutch public sector requires. Host-to-host banking Direct connections with major Dutch banks for statement collection and payment files at treasury-grade control. One platform, every country you operate in the Netherlands is one of the many countries Light supports out of the box — same ledger, same close process, local requirements handled per entity. Book a demo --- ## Accounting Software Norway: NGAAP and MVA | Light URL: https://light.inc/countries/norway Home / Countries / Norway 🇳🇴 Light in Norway Built for how Norway does business Run your Norwegian entities on the same platform as the rest of the world. NGAAP reporting, MVA with SAF-T codes, EHF e-invoicing, and direct bank connectivity — handled by agents, reviewed by your team. Book a demo The world's most demanding finance teams run on Light. Everything a finance team in Norway needs Whether you're expanding abroad from Norway or landing there as a global company, Light keeps every entity on one ledger. Norwegian GAAP Report under NGAAP and group standards side by side with multibook — no parallel spreadsheets for the Norwegian statutory books. MVA Standard 25%, 15% on foodstuffs, and 12% on transport and accommodation applied via tax codes as transactions post. SAF-T SAF-T Financial exports on demand for Skatteetaten, generated straight from the ledger with standard Norwegian account mapping. Norwegian banking Connect Norwegian bank accounts via host-to-host integration or bank feeds — transactions reconcile automatically, vendors get paid in NOK. Explore the platform → MVA, from invoice to Altinn Light handles Norwegian VAT in the ledger — SAF-T tax codes applied at posting, returns built continuously, filed digitally. MVA returns The Norwegian VAT return is built continuously on SAF-T VAT codes, every line traceable to underlying entries — review, approve, and submit via Altinn without re-keying. Reverse charge Reverse charge on services purchased from abroad is handled automatically — both sides of the entry posted and reported in the right boxes of the return. EHF e-invoices over Peppol are received and issued natively, matching how Norwegian businesses and the public sector already trade. Per diem and mileage, out of the box Statutory Norwegian travel and vehicle rates come natively with the platform — applied automatically, no rates to track down and enter by hand. Per diem (diett) Skatteetaten's per diem rates for domestic and international travel are applied automatically on every expense claim, and update the moment new rates are published. Mileage (kilometergodtgjørelse) Skatteetaten's kilometer rate for privately owned vehicles is applied automatically to every claim, with no manual rate lookups. Compliant with how Norway audits Norwegian statutory requirements are built into the ledger, not bolted on. SAF-T on demand Generate SAF-T Financial files for Skatteetaten directly from the ledger, mapped to the Norwegian standard chart. EHF & Peppol Native e-invoicing over the formats Norwegian companies and public institutions require. Host-to-host banking Direct connections with major Norwegian banks for statement collection and payment files at treasury-grade control. One platform, every country you operate in Norway is one of the many countries Light supports out of the box — same ledger, same close process, local requirements handled per entity. Book a demo --- ## Accounting Software Singapore: SFRS and GST | Light URL: https://light.inc/countries/singapore Home / Countries / Singapore 🇸🇬 Light in Singapore Built for how Singapore does business Run your Singapore entities on the same platform as the rest of the world. SFRS reporting, 9% GST with F5 returns, InvoiceNow e-invoicing, and direct bank connectivity — handled by agents, reviewed by your team. Book a demo The world's most demanding finance teams run on Light. Everything a finance team in Singapore needs Whether you're expanding abroad from Singapore or landing there as a global company, Light keeps every entity on one ledger. SFRS Report under Singapore Financial Reporting Standards and group standards side by side with multibook. GST 9% GST applied via tax codes as transactions post, with zero-rated international services and exempt supplies classified correctly. InvoiceNow Send and receive e-invoices over InvoiceNow, Singapore's Peppol network — including the phased GST InvoiceNow transmission requirements. Singapore banking Connect Singapore bank accounts via host-to-host integration or bank feeds — transactions reconcile automatically, vendors get paid via FAST and GIRO in SGD. Explore the platform → GST, from invoice to IRAS Light handles Singapore GST in the ledger — classifications applied at posting, the F5 built continuously, InvoiceNow native. GST F5 returns Every box of the F5 is built continuously from posted transactions and traceable to underlying entries — review, approve, and file with IRAS without spreadsheets in between. InvoiceNow transmission As IRAS phases in GST InvoiceNow requirements, invoice data flows to the tax authority over the Peppol network automatically — Light issues, receives, and transmits natively. Reverse charge on imported services and the overseas vendor regime are handled through the same tax codes, posted on both sides automatically. Compliant with how Singapore audits Singapore statutory requirements are built into the ledger, not bolted on. IRAS-ready records Immutable postings and complete traceability support IRAS record-keeping requirements. InvoiceNow native E-invoicing over Singapore's Peppol network, ready for the phased GST transmission mandate. Host-to-host banking Direct connections with major Singapore banks for statement collection and payment files at treasury-grade control. One platform, every country you operate in Singapore is one of the many countries Light supports out of the box — same ledger, same close process, local requirements handled per entity. Book a demo --- ## Accounting Software Spain: PGC, IVA and SII | Light URL: https://light.inc/countries/spain Home / Countries / Spain 🇪🇸 Light in Spain Built for how Spain does business Run your Spanish entities on the same platform as the rest of the world. PGC reporting, IVA with SII real-time ledgers, modelo 303, and direct bank connectivity — handled by agents, reviewed by your team. Book a demo The world's most demanding finance teams run on Light. Everything a finance team in Spain needs Whether you're expanding abroad from Spain or landing there as a global company, Light keeps every entity on one ledger. PGC Report under the Plan General de Contabilidad and group standards side by side with multibook. IVA Standard 21% and reduced 10% and 4% rates applied via tax codes as transactions post, including inversión del sujeto pasivo (reverse charge). SII Suministro Inmediato de Información — invoice ledgers reported to the AEAT in near real time, generated automatically from posted transactions. Spanish banking Connect Spanish bank accounts via host-to-host integration or bank feeds — transactions reconcile automatically, vendors get paid via SEPA. Explore the platform → IVA, from invoice to the AEAT Light handles Spanish VAT in the ledger — rates applied at posting, SII ledgers streaming, returns built continuously. SII real-time reporting For businesses in the SII, issued and received invoice ledgers must reach the AEAT within days. Light builds and submits them automatically from posted transactions — no batch exports, no deadline scrambles. Modelo 303 & reverse charge The periodic IVA return is built continuously with every box traceable to underlying entries, and reverse charge cases are posted automatically on both sides. Verifactu-compliant invoicing requirements are on Spain's roadmap — structured, tamper-evident invoice records are how Light works by default. Per diem and mileage, out of the box Statutory Spanish travel and vehicle rates come natively with the platform — applied automatically, no rates to track down and enter by hand. Per diem (dietas) The Agencia Tributaria's tax-exempt per diem thresholds for domestic and international travel are applied automatically on every expense claim. Mileage (kilometraje) The Agencia Tributaria's kilometer rate for privately owned vehicles is applied automatically to every claim, with no manual rate lookups. Compliant with how Spain audits Spanish statutory requirements are built into the ledger, not bolted on. SII-synced ledgers Invoice registers at the AEAT always match the books, because they come from the books. Audit-ready ledger Immutable postings and complete traceability from financial statements to source documents. Host-to-host banking Direct connections with major Spanish banks for statement collection and payment files at treasury-grade control. One platform, every country you operate in Spain is one of the many countries Light supports out of the box — same ledger, same close process, local requirements handled per entity. Book a demo --- ## Accounting Software Sweden: K3 and Moms | Light URL: https://light.inc/countries/sweden Home / Countries / Sweden 🇸🇪 Light in Sweden Built for how Sweden does business Run your Swedish entities on the same platform as the rest of the world. K3 reporting, moms with EC sales lists, SIE exports, and direct bank connectivity — handled by agents, reviewed by your team. Book a demo The world's most demanding finance teams run on Light. Everything a finance team in Sweden needs Whether you're expanding abroad from Sweden or landing there as a global company, Light keeps every entity on one ledger. Swedish GAAP Report under K3 (and K2 where it applies) and group standards side by side with multibook. Moms Standard 25%, 12% on food and accommodation, and 6% on books and transport applied via tax codes as transactions post. SIE export Export SIE files straight from the ledger for auditors and Swedish authorities — the format every Swedish accountant expects. Swedish banking Connect Swedish bank accounts via host-to-host integration or bank feeds — transactions reconcile automatically, vendors get paid via Bankgirot in SEK. Explore the platform → Moms, from invoice to Skatteverket Light handles Swedish VAT in the ledger — rates applied at posting, declarations built continuously, cross-border trade covered. Moms declarations The momsdeklaration is built continuously from posted transactions, every box traceable to underlying entries — review, approve, and file to Skatteverket without spreadsheets in between. Reverse charge Domestic reverse charge for construction services and reverse charge on cross-border purchases are handled automatically — both sides posted, EC sales lists (periodisk sammanställning) kept in sync. Peppol e-invoices are received and issued natively, matching how Swedish businesses and the public sector already trade. Per diem and mileage, out of the box Statutory Swedish travel and vehicle rates come natively with the platform — applied automatically, no rates to track down and enter by hand. Per diem (traktamente) Skatteverket's traktamente rates for domestic and international travel are applied automatically on every expense claim, and update the moment new rates are published. Mileage (milersättning) Skatteverket's kilometer rate for privately owned vehicles is applied automatically to every claim, with no manual rate lookups. Compliant with how Sweden audits Swedish statutory requirements are built into the ledger, not bolted on. SIE files Standard SIE exports give auditors and authorities the Swedish format they ask for, straight from the ledger. Peppol e-invoicing Native e-invoicing over the network Swedish public sector requires and B2B increasingly expects. Host-to-host banking Direct connections with major Swedish banks for statement collection and payment files at treasury-grade control. One platform, every country you operate in Sweden is one of the many countries Light supports out of the box — same ledger, same close process, local requirements handled per entity. Book a demo --- ## Accounting Software Switzerland: OR and MWST | Light URL: https://light.inc/countries/switzerland Home / Countries / Switzerland 🇨🇭 Light in Switzerland Built for how Switzerland does business Run your Swiss entities on the same platform as the rest of the world. OR and Swiss GAAP FER reporting, MWST at Swiss rates, QR-bill payments, and direct bank connectivity — handled by agents, reviewed by your team. Book a demo The world's most demanding finance teams run on Light. Everything a finance team in Switzerland needs Whether you're expanding abroad from Switzerland or landing there as a global company, Light keeps every entity on one ledger. Swiss standards Report under the Code of Obligations (OR) — and Swiss GAAP FER where it applies — side by side with group standards via multibook. MWST Standard 8.1%, reduced 2.6%, and the 3.8% accommodation rate applied via tax codes as transactions post. QR-bill Pay and get paid with Swiss QR-bills — scanned, matched, and reconciled automatically against the ledger. Swiss banking Connect Swiss bank accounts via host-to-host integration (ISO 20022 camt and pain files) or bank feeds — CHF, EUR, and multi-currency accounts reconcile automatically. Explore the platform → MWST, from invoice to the FTA Light handles Swiss VAT in the ledger — rates applied at posting, returns built continuously, acquisition tax covered. MWST returns The Swiss VAT return is built continuously from posted transactions, every figure traceable to underlying entries — review, approve, and file to the Federal Tax Administration without re-keying. Acquisition tax Bezugsteuer on services purchased from abroad is handled automatically — both sides of the entry posted and reflected in the right boxes of the return. Switzerland isn't in the EU, but your Swiss entity consolidates like every other one — same ledger, same close, CHF translated in real time. Per diem and mileage, out of the box Statutory Swiss travel and vehicle rates come natively with the platform — applied automatically, no rates to track down and enter by hand. Per diem (Spesenansatz) The Federal Tax Administration's (ESTV) guideline subsistence rates for domestic and international business travel are applied automatically on every expense claim. Mileage (Kilometerentschädigung) The ESTV's guideline kilometre allowance for privately owned vehicles is applied automatically to every claim, with no manual rate lookups. Compliant with how Switzerland audits Swiss statutory requirements are built into the ledger, not bolted on. ISO 20022 native camt statements in, pain payment files out — the standard Swiss banks run on. Multi-currency by default CHF books with EUR, USD, and any other currency revalued automatically. Audit-ready ledger Immutable postings and complete traceability from financial statements to source documents. One platform, every country you operate in Switzerland is one of the many countries Light supports out of the box — same ledger, same close process, local requirements handled per entity. Book a demo --- ## Accounting Software UK: UK GAAP and MTD VAT | Light URL: https://light.inc/countries/uk Home / Countries / United Kingdom 🇬🇧 Light in the United Kingdom Built for how the UK does business Run your UK entities on the same platform as the rest of the world. UK GAAP reporting, MTD VAT submissions to HMRC, every UK VAT rate including reverse charges, and direct bank connectivity — handled by agents, reviewed by your team. Book a demo The world's most demanding finance teams run on Light. Everything a UK finance team needs Whether you're a UK company expanding abroad or a global company landing in Britain, Light keeps every entity on one ledger. UK GAAP Report under UK GAAP (FRS 102 and FRS 101) and group standards side by side with multibook — no parallel spreadsheets. UK VAT rates Standard, reduced, zero-rated, and exempt supplies out of the box — plus domestic and cross-border reverse charges applied automatically as transactions post. MTD VAT Prepare and submit Making Tax Digital VAT returns to HMRC directly from the platform, with digital links from return to ledger. UK banking Connect UK bank accounts via host-to-host integration or bank feeds — transactions reconcile automatically, and vendors get paid via Faster Payments and BACS. Explore the platform → VAT, from invoice to HMRC Light handles the full UK VAT lifecycle in the ledger — rates applied at posting, returns built continuously, and submissions filed without leaving the platform. MTD VAT submission Light is MTD-compatible: VAT returns are built continuously from posted transactions and submitted to HMRC in the platform, with unbroken digital links from each box on the return down to the underlying entries. Review, approve, and file — no bridging software, no CSV exports. Every UK rate, including reverse charges Standard 20%, reduced 5%, zero-rated, and exempt supplies are applied via tax codes as transactions post. Domestic reverse charge for construction services and reverse charge on services from abroad are handled automatically — both sides of the entry posted, and reflected in the right boxes on the return. Postponed VAT accounting on imports is supported too, so goods clear customs without cash-flow surprises. Per diem and mileage, out of the box Statutory UK travel and vehicle rates come natively with the platform — applied automatically, no rates to track down and enter by hand. Per diem (subsistence rates) HMRC's benchmark scale rates for meals on business travel are applied automatically on every expense claim, and update the moment new rates are published. Mileage (Mileage Allowance Payments) HMRC's approved mileage rate for privately owned vehicles is applied automatically to every claim, split at the statutory 10,000-mile threshold with no manual rate lookups. Bank connectivity, your way Choose the integration depth that fits each account — both feed the same ledger and the same automatic reconciliation. Host-to-host Direct, secure connections with major UK banks for statement collection and payment files — built for high volumes and treasury-grade control. Bank feeds Open banking feeds stream transactions into the ledger as they clear — quick to set up, no files to move. Automatic reconciliation Whichever route you choose, transactions auto-match against posted entries and cash balances stay current across every entity. One platform, every country you operate in The United Kingdom is one of the many countries Light supports out of the box — same ledger, same close process, local requirements handled per entity. Book a demo --- ## Financial Management Software for US Groups | Light URL: https://light.inc/countries/usa Home / Countries / United States 🇺🇸 Light in the United States Built for how America does business Run your US entities on the same platform as the rest of the world. US GAAP reporting, USD consolidation, sales tax, and domestic payments — handled by agents, reviewed by your team. Book a demo The world's most demanding finance teams run on Light. Everything a US finance team needs Whether you're a US company expanding abroad or a global company landing in the States, Light keeps every entity on one ledger. US GAAP Report under US GAAP and local standards side by side with multibook — no parallel spreadsheets. Sales & use tax Track sales and use tax across states and jurisdictions, with tax codes applied as transactions post. USD consolidation Consolidate every subsidiary into USD in real time, with FX revaluations run automatically. US banking Native Plaid integration streams live bank feeds from thousands of US banks straight into the ledger — transactions land as they clear and reconcile automatically. Vendors get paid via ACH and wires. Explore the platform → Customer story “On Light we can consolidate all our entities in real time to efficiently serve our customers.” Timothy de Mierry CFO, Biofire Sales tax, without the spreadsheet Light calculates, records, and reconciles US sales tax inside the ledger — and integrates natively with the platforms your tax team already trusts. Native integration Light connects directly to Avalara. Rates and taxability are calculated per state and jurisdiction on every invoice, the resulting tax codes post straight to the ledger, and returns are prepared and filed through Avalara — no exports, no re-keying. Native integration Light connects directly to Sphere to monitor nexus thresholds across all 50 states, register where you become liable, and automate filings and remittance — with every liability reconciled against the ledger in real time. Tax codes are applied as transactions post, so your filings, accruals, and general ledger always agree — every period, every entity. Per diem and mileage, out of the box Statutory US travel and vehicle rates come natively with the platform — applied automatically, no rates to track down and enter by hand. Per diem (IRS per diem rates) The IRS's per diem rates for domestic and international business travel are applied automatically on every expense claim, and update the moment new rates are published. Mileage (IRS standard mileage rate) The IRS's standard mileage rate for privately owned vehicles is applied automatically to every claim, with no manual rate lookups. Audit-ready, from Delaware to California Light is built for the controls US auditors and regulators expect. SOC 2 Type 2 & SOC 1 Type 2 Independently audited controls over security, availability, and financial reporting. SOX compliance support Approval workflows, segregation of duties, and immutable audit trails that support Sarbanes-Oxley programs. Always-on audit trail Every journal entry, approval, and agent action is logged and traceable, ready for your auditors. One platform, every country you operate in The United States is one of the many countries Light supports out of the box — same ledger, same close process, local requirements handled per entity. Book a demo --- # Customer stories ## All Gravy & Light | Customer Story URL: https://light.inc/customers/all-gravy --- ## Alva Labs & Light | Customer Story URL: https://light.inc/customers/alva-labs --- ## Dreamdata & Light | Customer Story URL: https://light.inc/customers/dreamdata --- ## Famly & Light: Finance the Whole Company Loves | Light URL: https://light.inc/customers/famly --- ## KeyShot & Light | Customer Story URL: https://light.inc/customers/keyshot --- ## Ocean.io & Light | Customer Story URL: https://light.inc/customers/ocean-io --- ## Officeguru: From Demo Call to Signed Contract in 7 Days | Light URL: https://light.inc/customers/officeguru --- ## Omnea Runs Multi-Entity Finance on Light Ahead of Its Next Audit | Light URL: https://light.inc/customers/omnea --- ## Omnio Chooses Light to Cut Month-End Close From 15 Days to 1 | Light URL: https://light.inc/customers/omnio --- ## Oper Credits & Light | Customer Story URL: https://light.inc/customers/oper-credits --- ## Paebbl Chooses Light as Its Global ERP | Light URL: https://light.inc/customers/paebbl --- ## Perlego Chooses Light to Pay 10,000+ Publishers With a Lean Finance Team | Light URL: https://light.inc/customers/perlego --- ## Tillo & Light | Customer Story URL: https://light.inc/customers/tillo --- # Comparisons ## Light vs Xero URL: https://light.inc/versus/xero Xero runs one organisation per subscription, so a group runs several Xero organisations and brings the numbers together in a separate reporting app or in spreadsheets. Avoid manual reconciliation and reporting out of spreadsheets, use Light's native Xero import to launch instantly. Feature comparison (Light vs Xero): - Can run billions of transactions — Light: yes · Xero: no - Immutable ledger — Light: yes · Xero: no - Global bill pay — Light: yes · Xero: no - Spend management — Light: yes · Xero: no - Subscription management — Light: yes · Xero: no - Treasury intelligence — Light: yes · Xero: no - 700 native built apps — Light: yes · Xero: no - Big4 implementation team — Light: yes · Xero: no - Workflows and agents — Light: yes · Xero: no --- ## Light vs NetSuite URL: https://light.inc/versus/netsuite NetSuite takes a long time to implement and you need third party solutions for core finance workflows. Go live quickly instead, and get cards, AP, procurement controls as well as consolidated reporting and multi-entity accounting. Feature comparison (Light vs NetSuite): - Can run billions of transactions — Light: yes · NetSuite: no - Immutable ledger — Light: yes · NetSuite: no - Global bill pay — Light: yes · NetSuite: no - Spend management — Light: yes · NetSuite: no - Subscription management — Light: yes · NetSuite: no - Treasury intelligence — Light: yes · NetSuite: no - 700 native built apps — Light: yes · NetSuite: no - Big4 implementation team — Light: yes · NetSuite: yes - Workflows and agents — Light: yes · NetSuite: no --- ## Light vs Business Central URL: https://light.inc/versus/business-central Compare Light and Microsoft Dynamics 365 Business Central around your entities, accounting controls and operational requirements. Test the same workflows, integrations and migration scope before choosing a platform. Feature comparison (Light vs Business Central): - Can run billions of transactions — Light: yes · Business Central: no - Immutable ledger — Light: yes · Business Central: no - Global bill pay — Light: yes · Business Central: no - Spend management — Light: yes · Business Central: no - Subscription management — Light: yes · Business Central: no - Treasury intelligence — Light: yes · Business Central: no - 700 native built apps — Light: yes · Business Central: no - Big4 implementation team — Light: yes · Business Central: yes - Workflows and agents — Light: yes · Business Central: no --- ## Light vs Fortnox URL: https://light.inc/versus/fortnox Fortnox is a business accounting tool that keeps one set of books per company; group consolidation runs in a separate product, Fortnox Koncern. Avoid manual reconciliation and reporting out of spreadsheets, use Light's native Fortnox import to launch instantly. Feature comparison (Light vs Fortnox): - Can run billions of transactions — Light: yes · Fortnox: no - Immutable ledger — Light: yes · Fortnox: no - Global bill pay — Light: yes · Fortnox: no - Spend management — Light: yes · Fortnox: yes - Subscription management — Light: yes · Fortnox: no - Treasury intelligence — Light: yes · Fortnox: no - 700 native built apps — Light: yes · Fortnox: no - Big4 implementation team — Light: yes · Fortnox: no - Workflows and agents — Light: yes · Fortnox: no --- ## Light vs QuickBooks URL: https://light.inc/versus/quickbooks QuickBooks Online needs a separate subscription for each company; reports across companies are combined with Spreadsheet Sync on the Advanced plan, and multi-entity consolidation sits in Intuit Enterprise Suite. Avoid manual reconciliation and reporting out of spreadsheets, and let Light's team move your QuickBooks data across in weeks. Feature comparison (Light vs QuickBooks): - Can run billions of transactions — Light: yes · QuickBooks: no - Immutable ledger — Light: yes · QuickBooks: no - Global bill pay — Light: yes · QuickBooks: no - Spend management — Light: yes · QuickBooks: no - Subscription management — Light: yes · QuickBooks: no - Treasury intelligence — Light: yes · QuickBooks: no - 700 native built apps — Light: yes · QuickBooks: no - Big4 implementation team — Light: yes · QuickBooks: no - Workflows and agents — Light: yes · QuickBooks: no --- ## Light vs Visma URL: https://light.inc/versus/visma Visma is a family of accounting products. In Visma.net ERP, a group runs as branches of one company, or as separate companies brought together with its consolidation functionality. Light runs every entity in one ledger, with consolidation posting as transactions happen. Avoid manual reconciliation and reporting out of spreadsheets, use Light's Visma import to launch fast. Feature comparison (Light vs Visma): - Can run billions of transactions — Light: yes · Visma: no - Immutable ledger — Light: yes · Visma: no - Global bill pay — Light: yes · Visma: no - Spend management — Light: yes · Visma: no - Subscription management — Light: yes · Visma: no - Treasury intelligence — Light: yes · Visma: no - 700 native built apps — Light: yes · Visma: no - Big4 implementation team — Light: yes · Visma: no - Workflows and agents — Light: yes · Visma: no --- ## Light vs e-conomic URL: https://light.inc/versus/e-conomic e-conomic is a Danish accounting tool with one agreement per company; groups manage their agreements from one login through e-conomic's group access. Avoid manual reconciliation and reporting out of spreadsheets, and let Light's team move your e-conomic data across in weeks. Feature comparison (Light vs e-conomic): - Can run billions of transactions — Light: yes · e-conomic: no - Immutable ledger — Light: yes · e-conomic: no - Global bill pay — Light: yes · e-conomic: no - Spend management — Light: yes · e-conomic: yes - Subscription management — Light: yes · e-conomic: no - Treasury intelligence — Light: yes · e-conomic: no - 700 native built apps — Light: yes · e-conomic: no - Big4 implementation team — Light: yes · e-conomic: no - Workflows and agents — Light: yes · e-conomic: no --- ## Light vs Billy Regnskab URL: https://light.inc/versus/billy-regnskab Billy is a Danish accounting tool for small businesses that keeps one set of books per company; several companies can share a login, not a ledger. Avoid manual reconciliation and reporting out of spreadsheets, and let Light's team move your Billy data across in weeks. Feature comparison (Light vs Billy Regnskab): - Can run billions of transactions — Light: yes · Billy Regnskab: no - Immutable ledger — Light: yes · Billy Regnskab: no - Global bill pay — Light: yes · Billy Regnskab: no - Spend management — Light: yes · Billy Regnskab: no - Subscription management — Light: yes · Billy Regnskab: no - Treasury intelligence — Light: yes · Billy Regnskab: no - 700 native built apps — Light: yes · Billy Regnskab: no - Big4 implementation team — Light: yes · Billy Regnskab: no - Workflows and agents — Light: yes · Billy Regnskab: no --- ## Light vs Kleer URL: https://light.inc/versus/pe-accounting Kleer (formerly PE Accounting) combines an automated finance and payroll system with a dedicated finance team at a fixed monthly price; group consolidation is a separately priced add-on. Avoid manual reconciliation and reporting out of spreadsheets, and let Light's team move your Kleer data across in weeks. Feature comparison (Light vs Kleer): - Can run billions of transactions — Light: yes · Kleer: no - Immutable ledger — Light: yes · Kleer: no - Global bill pay — Light: yes · Kleer: no - Spend management — Light: yes · Kleer: yes - Subscription management — Light: yes · Kleer: yes - Treasury intelligence — Light: yes · Kleer: no - 700 native built apps — Light: yes · Kleer: no - Big4 implementation team — Light: yes · Kleer: no - Workflows and agents — Light: yes · Kleer: no --- ## Light vs SAP URL: https://light.inc/versus/sap SAP takes a long time to implement and you need third party solutions for core finance workflows. Go live quickly instead, and get cards, AP, procurement controls as well as consolidated reporting and multi-entity accounting. Feature comparison (Light vs SAP): - Can run billions of transactions — Light: yes · SAP: yes - Immutable ledger — Light: yes · SAP: no - Global bill pay — Light: yes · SAP: no - Spend management — Light: yes · SAP: no - Subscription management — Light: yes · SAP: no - Treasury intelligence — Light: yes · SAP: no - 700 native built apps — Light: yes · SAP: no - Big4 implementation team — Light: yes · SAP: yes - Workflows and agents — Light: yes · SAP: no --- ## Light vs Odoo URL: https://light.inc/versus/odoo Odoo is a configurable open-source accounting tool for business. Avoid the lengthy configuration process with engineers for your multi-entity company, and let Light's team move your accounting and reporting across in weeks. Feature comparison (Light vs Odoo): - Can run billions of transactions — Light: yes · Odoo: no - Immutable ledger — Light: yes · Odoo: no - Global bill pay — Light: yes · Odoo: no - Spend management — Light: yes · Odoo: no - Subscription management — Light: yes · Odoo: no - Treasury intelligence — Light: yes · Odoo: no - 700 native built apps — Light: yes · Odoo: no - Big4 implementation team — Light: yes · Odoo: no - Workflows and agents — Light: yes · Odoo: no --- ## Light vs SAP and NetSuite URL: https://light.inc/versus/sap-netsuite SAP S/4 HANA and NetSuite are for mid-market and large enterprises and take a long time to implement. With Light you go live quickly, and get cards, AP, procurement controls as well as consolidated reporting and multi-entity accounting. Feature comparison (Light vs SAP and NetSuite): - Can run billions of transactions — Light: yes · SAP and NetSuite: no - Immutable ledger — Light: yes · SAP and NetSuite: no - Global bill pay — Light: yes · SAP and NetSuite: no - Spend management — Light: yes · SAP and NetSuite: no - Subscription management — Light: yes · SAP and NetSuite: no - Treasury intelligence — Light: yes · SAP and NetSuite: no - 700 native built apps — Light: yes · SAP and NetSuite: no - Big4 implementation team — Light: yes · SAP and NetSuite: yes - Workflows and agents — Light: yes · SAP and NetSuite: no --- ## Light vs NetSuite and Business Central URL: https://light.inc/versus/netsuite-business-central NetSuite and Business Central are for mid and large enterprises and take a long time to implement. With Light you go live quickly, and get native cards, AP, procurement controls as well as consolidated reporting and multi-entity accounting. Feature comparison (Light vs NetSuite and Business Central): - Can run billions of transactions — Light: yes · NetSuite and Business Central: no - Immutable ledger — Light: yes · NetSuite and Business Central: no - Global bill pay — Light: yes · NetSuite and Business Central: no - Spend management — Light: yes · NetSuite and Business Central: no - Subscription management — Light: yes · NetSuite and Business Central: no - Treasury intelligence — Light: yes · NetSuite and Business Central: no - 700 native built apps — Light: yes · NetSuite and Business Central: no - Big4 implementation team — Light: yes · NetSuite and Business Central: yes - Workflows and agents — Light: yes · NetSuite and Business Central: no --- ## Light vs Ramp URL: https://light.inc/versus/ramp Ramp is best-in-class for corporate cards and spend, but it sits on top of your accounting system, not as one. Light is the agentic ERP that IS your system of record: spend, AP/AR, and multi-entity accounting in one platform, for finance teams anywhere. Switching does not mean reissuing cards: keep your Ramp cards and bring their transactions into Light. Feature comparison (Light vs Ramp): - Can run billions of transactions — Light: yes · Ramp: no - Immutable ledger — Light: yes · Ramp: no - Global bill pay — Light: yes · Ramp: no - Spend management — Light: yes · Ramp: yes - Subscription management — Light: yes · Ramp: no - Treasury intelligence — Light: yes · Ramp: no - 700 native built apps — Light: yes · Ramp: no - Big4 implementation team — Light: yes · Ramp: no - Workflows and agents — Light: yes · Ramp: yes --- ## Light vs Sage Intacct URL: https://light.inc/versus/sage-intacct Sage Intacct brought the general ledger to the cloud and gave finance teams dimensions. Light is the step after it: an agentic ledger where agents do the work, spend is native, and consolidation posts itself across 80+ countries. Feature comparison (Light vs Sage Intacct): - Can run billions of transactions — Light: yes · Sage Intacct: no - Immutable ledger — Light: yes · Sage Intacct: no - Global bill pay — Light: yes · Sage Intacct: no - Spend management — Light: yes · Sage Intacct: no - Subscription management — Light: yes · Sage Intacct: no - Treasury intelligence — Light: yes · Sage Intacct: no - 700 native built apps — Light: yes · Sage Intacct: no - Big4 implementation team — Light: yes · Sage Intacct: no - Workflows and agents — Light: yes · Sage Intacct: no --- ## Light vs Rillet URL: https://light.inc/versus/rillet Rillet brings AI to the general ledger and the close. Light brings AI to the whole finance stack: the general ledger plus native AP, AR, procurement, corporate cards, and expenses in one system, with nothing to stitch together. Feature comparison (Light vs Rillet): - Can run billions of transactions — Light: yes · Rillet: no - Immutable ledger — Light: yes · Rillet: no - Global bill pay — Light: yes · Rillet: no - Spend management — Light: yes · Rillet: no - Subscription management — Light: yes · Rillet: yes - Treasury intelligence — Light: yes · Rillet: no - 700 native built apps — Light: yes · Rillet: no - Big4 implementation team — Light: yes · Rillet: no - Workflows and agents — Light: yes · Rillet: yes --- ## Light vs Campfire URL: https://light.inc/versus/campfire Campfire is an agentic ledger that orchestrates a separate stack of spend tools. Light unifies the general ledger with native AP, AR, procurement, corporate cards, and expense management in a single agentic ERP, built for global, multi-entity finance. Feature comparison (Light vs Campfire): - Can run billions of transactions — Light: yes · Campfire: no - Immutable ledger — Light: yes · Campfire: no - Global bill pay — Light: yes · Campfire: no - Spend management — Light: yes · Campfire: no - Subscription management — Light: yes · Campfire: no - Treasury intelligence — Light: yes · Campfire: no - 700 native built apps — Light: yes · Campfire: no - Big4 implementation team — Light: yes · Campfire: no - Workflows and agents — Light: yes · Campfire: yes --- ## Light vs Pennylane URL: https://light.inc/versus/pennylane Pennylane is a popular all-in-one platform for French businesses and their accountants. Light is the agentic ERP for global, multi-entity finance teams, with full consolidation, multi-currency accounting, and an autonomous AI accountant in one system. Feature comparison (Light vs Pennylane): - Can run billions of transactions — Light: yes · Pennylane: no - Immutable ledger — Light: yes · Pennylane: no - Global bill pay — Light: yes · Pennylane: no - Spend management — Light: yes · Pennylane: yes - Subscription management — Light: yes · Pennylane: no - Treasury intelligence — Light: yes · Pennylane: no - 700 native built apps — Light: yes · Pennylane: no - Big4 implementation team — Light: yes · Pennylane: no - Workflows and agents — Light: yes · Pennylane: no --- ## Light vs Workday URL: https://light.inc/versus/workday Workday Financial Management is built for large enterprises: long implementations, system integrators, and a price tag to match. Light gives you multi-entity accounting, consolidation, AP, cards and procurement controls on one live ledger, with agents doing the transaction work, and you go live in weeks rather than quarters. Feature comparison (Light vs Workday): - Can run billions of transactions — Light: yes · Workday: no - Immutable ledger — Light: yes · Workday: no - Global bill pay — Light: yes · Workday: no - Spend management — Light: yes · Workday: no - Subscription management — Light: yes · Workday: no - Treasury intelligence — Light: yes · Workday: no - 700 native built apps — Light: yes · Workday: no - Big4 implementation team — Light: yes · Workday: yes - Workflows and agents — Light: yes · Workday: no --- ## Light vs Oracle ERP URL: https://light.inc/versus/oracle-erp Oracle Fusion Cloud ERP is a broad enterprise suite: deep multi-ledger accounting, AI agents across payables, expenses and the ledger, and a large partner network. Light gives multi-entity companies the ledger, consolidation, AP, AR, cards and vendor payments in one system, with agents doing the transaction work and a dedicated Light team taking you live in weeks. Feature comparison (Light vs Oracle ERP): - Multi-entity, multi-currency general ledger — Light: yes · Oracle Fusion Cloud ERP: yes - Accounts payable and receivable — Light: yes · Oracle Fusion Cloud ERP: yes - AI agents for payables, expenses and the ledger — Light: yes · Oracle Fusion Cloud ERP: yes - Implementation included, delivered by the vendor's own team — Light: yes · Oracle Fusion Cloud ERP: no --- ## Light vs DualEntry URL: https://light.inc/versus/dualentry DualEntry is an AI-native ERP built for the US mid-market. Light is the agentic ERP for global, multi-entity finance teams, with native corporate cards and spend built in, and multi-currency accounting from day one. Feature comparison (Light vs DualEntry): - Can run billions of transactions — Light: yes · DualEntry: no - Immutable ledger — Light: yes · DualEntry: no - Global bill pay — Light: yes · DualEntry: no - Spend management — Light: yes · DualEntry: no - Subscription management — Light: yes · DualEntry: no - Treasury intelligence — Light: yes · DualEntry: no - 700 native built apps — Light: yes · DualEntry: no - Big4 implementation team — Light: yes · DualEntry: no - Workflows and agents — Light: yes · DualEntry: no - 300 G2 reviews from India — Light: no · DualEntry: yes --- ## Light vs DATEV URL: https://light.inc/versus/datev DATEV is built around the tax advisor relationship: one Mandant per company, and a group picture assembled from closing data once the period is done. Light runs the whole group in one agentic ledger, with AP, AR, cards and spend in the same system, consolidation that stays current, and agents that do the work. Feature comparison (Light vs DATEV): - Can run billions of transactions — Light: yes · DATEV: no - Immutable ledger — Light: yes · DATEV: no - Global bill pay — Light: yes · DATEV: no - Spend management — Light: yes · DATEV: no - Subscription management — Light: yes · DATEV: no - Treasury intelligence — Light: yes · DATEV: no - 700 native built apps — Light: yes · DATEV: no - Big4 implementation team — Light: yes · DATEV: no - Workflows and agents — Light: yes · DATEV: no --- ## Light vs Pleo URL: https://light.inc/versus/pleo Pleo is excellent at company cards and expenses, but it sits on top of your accounting system rather than being one, so the ledger, the consolidation and the ERP bill all stay where they were. Light is the agentic ERP that IS your system of record: spend, AP/AR, and multi-entity accounting in one platform. Switching does not mean reissuing cards: keep your Pleo cards and bring their transactions into Light. Feature comparison (Light vs Pleo): - General ledger and accounting system of record — Light: yes · Pleo: no (syncs into your accounting system (Xero, e-conomic, Fortnox, DATEV, Business Central and others)) - Multi-entity accounting and consolidation — Light: yes · Pleo: partial (entity-level spend; consolidation runs in your accounting system) - Financial statements (P&L, balance sheet) — Light: yes · Pleo: partial (produced from your connected accounting system, not Pleo) - Corporate and virtual cards + spend management — Light: yes · Pleo: yes (Pleo's core strength) - Accounts payable / bill pay — Light: yes · Pleo: yes (Pleo Invoices) - Accounts receivable / invoicing — Light: yes · Pleo: no (not an accounts receivable tool) - One system for both spend and the ledger — Light: yes · Pleo: no (two systems by design) --- ## Light vs Payhawk URL: https://light.inc/versus/payhawk Payhawk is a capable spend platform for groups, with real multi-entity spend controls and bidirectional ERP sync. What it does not do is replace the ERP: the ledger, the statutory consolidation and the ERP bill all stay in place. Light is the agentic ERP that IS your system of record: spend, AP/AR, and multi-entity accounting in one platform. Switching does not mean reissuing cards: keep your Payhawk cards and bring their transactions into Light. Feature comparison (Light vs Payhawk): - General ledger and accounting system of record — Light: yes · Payhawk: no (syncs into NetSuite, Dynamics 365 Business Central, Sage Intacct, Xero, QuickBooks and DATEV) - Multi-entity accounting and consolidation — Light: yes · Payhawk: partial (multi-entity spend management is a genuine strength; statutory consolidation still runs in your ERP) - Financial statements (P&L, balance sheet) — Light: yes · Payhawk: partial (produced from your connected accounting system, not Payhawk) - Corporate and virtual cards + spend management — Light: yes · Payhawk: yes (Payhawk's core strength) - Accounts payable / bill pay — Light: yes · Payhawk: yes (a core part of the platform) - Accounts receivable / invoicing — Light: yes · Payhawk: partial (invoice handling is focused on payables rather than receivables) - One system for both spend and the ledger — Light: yes · Payhawk: no (spend platform plus your ERP) --- ## Light vs Moss URL: https://light.inc/versus/moss Light is the agentic ERP with the general ledger built in: spend, AP/AR and multi-entity accounting in one platform. Moss is a strong spend platform for European businesses, with a deep DATEV integration and GoBD-certified document storage, and it syncs with the accounting or ERP system you already run. Switching does not mean reissuing cards: keep your Moss cards and bring their transactions into Light. Feature comparison (Light vs Moss): - General ledger — Light: yes · Moss: no (syncs into DATEV, Xero, NetSuite and many other accounting and ERP systems) - Multi-entity accounting and consolidation — Light: yes · Moss: partial (entity-level spend; consolidation runs in your accounting system) - Financial statements (P&L, balance sheet) — Light: yes · Moss: partial (produced from your connected accounting system, not Moss) - Corporate and virtual cards + spend management — Light: yes · Moss: yes (Moss's core strength) - Accounts payable / bill pay — Light: yes · Moss: yes (invoice management and bill pay) - Accounts receivable / invoicing — Light: yes · Moss: no (focused on supplier invoices and payables) - One system for both spend and the general ledger — Light: yes · Moss: no (posts into DATEV or your ERP) --- ## Light vs Brex URL: https://light.inc/versus/brex Brex is a strong corporate card and spend platform, but it sits on top of your accounting system rather than being one. Its US product requires a US-incorporated entity, and its European operation is new: Brex obtained an EU payment institution licence in August 2025. Light is the agentic ERP that IS your system of record: spend, AP/AR, and multi-entity accounting in one platform, for finance teams anywhere. Switching does not mean reissuing cards: keep your Brex cards and bring their transactions into Light. Feature comparison (Light vs Brex): - General ledger and accounting system of record — Light: yes · Brex: no (syncs into your accounting system (QuickBooks, NetSuite, Xero, Intacct)) - Multi-entity accounting and consolidation — Light: yes · Brex: partial (entity tagging; consolidation runs in your connected ERP) - Financial statements (P&L, balance sheet) — Light: yes · Brex: partial (produced from your connected accounting system, not Brex) - Corporate and virtual cards + spend management — Light: yes · Brex: yes (Brex's core strength) - Accounts payable / bill pay — Light: yes · Brex: yes - Accounts receivable / invoicing — Light: yes · Brex: partial (basic invoicing) - Available to companies without a US entity — Light: yes · Brex: partial (the US product requires US incorporation, a US EIN and US operations; Brex obtained an EU payment institution licence in August 2025 and is rolling out to European businesses) --- ## Light vs Mynt URL: https://light.inc/versus/mynt Mynt is a well-built Swedish company card and expense platform, and Fortnox Företagskort is offered in partnership with Mynt. Whichever card you use, it posts into Fortnox or your accounting system rather than being one, so you run 2 systems and the ledger question stays open. Light is the agentic ERP that IS your system of record: spend, AP/AR, and multi-entity accounting in one platform. Feature comparison (Light vs Mynt): - General ledger and accounting system of record — Light: yes · Mynt: no (posts into Fortnox, Visma eEkonomi and Kleer) - Multi-entity accounting and consolidation — Light: yes · Mynt: no (built around single-entity Nordic businesses) - Financial statements (P&L, balance sheet) — Light: yes · Mynt: partial (produced from your connected accounting system, not Mynt) - Corporate and virtual cards + spend management — Light: yes · Mynt: yes (Mynt's core strength) - Accounts payable / bill pay — Light: yes · Mynt: partial (supplier invoices in supported Nordic markets) - Accounts receivable / invoicing — Light: yes · Mynt: no (not an accounts receivable tool) - One system for both spend and the ledger — Light: yes · Mynt: no (card and expense layer on top of Fortnox or your accounting system) --- ## Light vs AFAS URL: https://light.inc/versus/afas AFAS is an integrated Dutch business suite, strongest in HR and payroll, with finance built around an administration per legal entity and one base currency per environment. Light runs the whole group in one agentic ledger: continuous consolidation, multi-currency by default, with AP, AR, cards and spend in the same system and agents that do the work. Feature comparison (Light vs AFAS): - Can run billions of transactions — Light: yes · AFAS: no - Immutable ledger — Light: yes · AFAS: no - Global bill pay — Light: yes · AFAS: no - Spend management — Light: yes · AFAS: no - Subscription management — Light: yes · AFAS: yes - Treasury intelligence — Light: yes · AFAS: no - 700 native built apps — Light: yes · AFAS: no - Big4 implementation team — Light: yes · AFAS: no - Workflows and agents — Light: yes · AFAS: no --- ## Light vs Exact Online URL: https://light.inc/versus/exact-online Exact Online is a default choice for Dutch accountants, built around one administration per company, with group features arriving through higher editions and add-ons. Light runs every entity in one agentic ledger, with continuous consolidation, multi-currency by default, AP, AR, cards and spend in the same system, and agents that do the work. Feature comparison (Light vs Exact Online): - Can run billions of transactions — Light: yes · Exact Online: no - Immutable ledger — Light: yes · Exact Online: no - Global bill pay — Light: yes · Exact Online: no - Spend management — Light: yes · Exact Online: no - Subscription management — Light: yes · Exact Online: no - Treasury intelligence — Light: yes · Exact Online: no - 700 native built apps — Light: yes · Exact Online: no - Big4 implementation team — Light: yes · Exact Online: no - Workflows and agents — Light: yes · Exact Online: yes --- ## Light vs SAP Business One URL: https://light.inc/versus/sap-business-one SAP Business One is SAP's product for small and midsize companies, not S/4HANA. It is bought, implemented, hosted and upgraded through an SAP partner, it gives every legal entity its own company database, and consolidation is a separately licensed add-on. Light is the agentic ERP: one ledger across every entity and currency, with cards, AP, AR and consolidation included and agents doing the work. Feature comparison (Light vs SAP Business One): - Can run billions of transactions — Light: yes · SAP Business One: no - Immutable ledger — Light: yes · SAP Business One: no - Global bill pay — Light: yes · SAP Business One: no - Spend management — Light: yes · SAP Business One: partial - Subscription management — Light: yes · SAP Business One: no - Treasury intelligence — Light: yes · SAP Business One: no - 700 native built apps — Light: yes · SAP Business One: no - Big4 implementation team — Light: yes · SAP Business One: no - Workflows and agents — Light: yes · SAP Business One: partial --- ## Light vs Chargebee URL: https://light.inc/versus/chargebee Chargebee is a strong subscription billing and monetization platform, and it is a layer on top of your accounting system rather than one: invoices sync one way into NetSuite, QuickBooks, Xero or Sage Intacct, and the ledger, AP and consolidation stay somewhere else. Light is the agentic ERP where subscription billing, AR, AP and multi-entity accounting are the same system of record. Feature comparison (Light vs Chargebee): - General ledger and accounting system of record — Light: yes · Chargebee: no (syncs invoices one way into your accounting system (NetSuite, QuickBooks, Xero, Intacct)) - Multi-entity accounting and consolidation — Light: yes · Chargebee: partial (multi-entity billing, each entity connected to its own accounting account; consolidation runs in your ERP) - Financial statements (P&L, balance sheet) — Light: yes · Chargebee: no (produced from your connected GL, not Chargebee) - Subscription billing and usage-based pricing — Light: yes · Chargebee: yes (Chargebee's core strength) - Revenue recognition and deferred revenue — Light: yes · Chargebee: yes (RevRec module; the postings still land in the connected GL) - Accounts payable / vendor bill pay — Light: yes · Chargebee: no (Chargebee collects from your customers; it does not pay your vendors) - Corporate and virtual cards + spend management — Light: yes · Chargebee: no (not offered) --- ## Light vs Sage 50 URL: https://light.inc/versus/sage-50 Sage 50 is solid bookkeeping for one company in one country, and it is built that way: one company file per entity, consolidation as a point-in-time merge, and a Windows install underneath the cloud features. Light is the agentic ERP for groups: one ledger, continuous multi-entity consolidation, AP, AR and spend in the same system of record. Feature comparison (Light vs Sage 50): - Can run billions of transactions — Light: yes · Sage 50: no - Immutable ledger — Light: yes · Sage 50: no - Global bill pay — Light: yes · Sage 50: no - Spend management — Light: yes · Sage 50: no - Subscription management — Light: yes · Sage 50: no - Treasury intelligence — Light: yes · Sage 50: no - 700 native built apps — Light: yes · Sage 50: no - Big4 implementation team — Light: yes · Sage 50: no - Workflows and agents — Light: yes · Sage 50: no --- ## Light vs Maxio URL: https://light.inc/versus/maxio Maxio (formerly Chargify and SaaSOptics) is a strong subscription billing, revenue recognition, and SaaS metrics platform for B2B SaaS companies. It is a billing and revenue-recognition layer that sits alongside your ERP, not one that replaces it. Light is the agentic ERP that IS your system of record: billing, AP/AR, and multi-entity accounting in one platform, for finance teams anywhere. Feature comparison (Light vs Maxio): - General ledger and accounting system of record — Light: yes · Maxio: no (billing and revenue-recognition platform, not a general ledger; syncs into QuickBooks, Xero, NetSuite, Sage Intacct, or Rillet) - Multi-entity accounting and consolidation — Light: yes · Maxio: no (no multi-entity consolidation; that runs in your connected GL/ERP) - Financial statements (P&L, balance sheet) — Light: yes · Maxio: no (produced from your connected GL, not Maxio) - Subscription billing and revenue recognition — Light: yes · Maxio: yes (Maxio's core strength: GAAP/IFRS-compliant recognition and subscription lifecycle management) - Accounts payable / bill pay — Light: yes · Maxio: no (not covered; AP lives in a separate tool or your connected ERP) - Accounts receivable / invoicing — Light: yes · Maxio: partial (contract-based invoicing and collections; no full AR ledger) - SaaS metrics (ARR, MRR, NRR, churn) — Light: yes · Maxio: yes (Maxio's core strength, inherited from SaaSOptics) --- ## Light vs Zenskar URL: https://light.inc/versus/zenskar Zenskar is a fast-growing, AI-native platform for usage-based billing, metering, and revenue recognition, built for companies with complex consumption pricing. It syncs journal entries into your ERP rather than being one. Light is the agentic ERP that IS your system of record: contract billing, AP/AR, and multi-entity accounting in one platform, for finance teams anywhere. Feature comparison (Light vs Zenskar): - General ledger and accounting system of record — Light: yes · Zenskar: no (syncs journal entries into your ERP (NetSuite and others); not a GL itself) - Multi-entity accounting and consolidation — Light: yes · Zenskar: partial (centralizes billing across entities and currencies; consolidation runs in your connected ERP) - Financial statements (P&L, balance sheet) — Light: yes · Zenskar: no (produced from your connected ERP, not Zenskar) - Corporate and virtual cards + spend management — Light: yes · Zenskar: no (no cards or spend tooling; revenue-side platform only) - Accounts payable / bill pay — Light: yes · Zenskar: no (no AP; Zenskar automates the revenue side, not payables) - Accounts receivable / invoicing — Light: yes · Zenskar: yes (Zenskar's core strength: usage-based and subscription invoicing) - Usage-based / consumption billing and metering — Light: partial · Zenskar: yes (Zenskar's core product: prepaid/postpaid credits, complex consumption pricing, metering at scale) --- ## Light vs Sequence URL: https://light.inc/versus/sequence Sequence is a strong quote-to-cash layer for B2B SaaS with usage, seat and hybrid pricing, but it syncs invoices and journal entries into Xero, QuickBooks or NetSuite instead of replacing them. Light is the agentic ERP that IS your system of record: billing, AR, AP, spend and multi-entity accounting in one platform, for finance teams anywhere. Feature comparison (Light vs Sequence): - General ledger and accounting system of record — Light: yes · Sequence: no (posts invoices and journal entries into Xero, QuickBooks or NetSuite) - Multi-entity accounting and consolidation — Light: yes · Sequence: no (consolidation runs in your connected accounting system) - Financial statements (P&L, balance sheet) — Light: yes · Sequence: no (produced from your connected GL, not Sequence) - Quoting (CPQ) and usage-based billing — Light: yes · Sequence: yes (Sequence's core strength) - Revenue recognition — Light: yes · Sequence: partial (listed as an optional add-on on Sequence's pricing page) - Accounts payable / bill pay — Light: yes · Sequence: no (receivables side only) - Corporate cards and spend management — Light: yes · Sequence: no (not part of the Sequence product set) --- ## Light vs iplicit URL: https://light.inc/versus/iplicit iplicit is a genuine cloud general ledger for UK and Irish mid-market organisations, with native multi-entity consolidation, automated intercompany elimination, subscription billing and UK Open Banking payments via iplicitPay. It is built for teams that have outgrown Sage 50, Xero or QuickBooks without wanting a NetSuite or Dynamics implementation. Light covers the same ledger and consolidation ground, and issues its own cards and executes vendor payments on local rails in 80+ countries from inside the ledger. Feature comparison (Light vs iplicit): - Can run billions of transactions — Light: yes · iplicit: no - Immutable ledger — Light: yes · iplicit: no - Global bill pay — Light: yes · iplicit: no - Spend management — Light: yes · iplicit: no - Subscription management — Light: yes · iplicit: yes - Treasury intelligence — Light: yes · iplicit: no - 700 native built apps — Light: yes · iplicit: no - Big4 implementation team — Light: yes · iplicit: no - Workflows and agents — Light: yes · iplicit: no --- ## Light vs AccountsIQ URL: https://light.inc/versus/accountsiq AccountsIQ is a cloud financial management platform built specifically for multi-entity, multi-currency groups, with real-time group consolidation, automated FX and intercompany handling, and native expense management. Light covers the same multi-entity ledger and consolidation ground, and adds an AI-native architecture, corporate and virtual cards issued from the ledger, and vendor payments on local rails in 80+ countries. Feature comparison (Light vs AccountsIQ): - Can run billions of transactions — Light: yes · AccountsIQ: no - Immutable ledger — Light: yes · AccountsIQ: no - Global bill pay — Light: yes · AccountsIQ: no - Spend management — Light: yes · AccountsIQ: no - Subscription management — Light: yes · AccountsIQ: no - Treasury intelligence — Light: yes · AccountsIQ: no - 700 native built apps — Light: yes · AccountsIQ: no - Big4 implementation team — Light: yes · AccountsIQ: no - Workflows and agents — Light: yes · AccountsIQ: no --- ## Light vs Lucanet URL: https://light.inc/versus/lucanet Lucanet is an established financial consolidation and planning platform. It does group consolidation, planning, disclosure and lease accounting well. What it is not is a general ledger: it reads from the ERPs underneath it. Light is the agentic ERP where the ledger and the consolidation are the same system, so the group numbers are the books rather than a layer built on top of them. Feature comparison (Light vs Lucanet): - General ledger and accounting system of record — Light: yes · Lucanet: no (a consolidation and planning platform that reads from your ERP or GL, not a ledger itself) - Multi-entity consolidation — Light: yes · Lucanet: yes (Lucanet's core strength, and a well-regarded one: group consolidation to statutory standards) - Budget, forecast and budget-vs-actual reporting — Light: yes · Lucanet: yes (a genuine strength; extended planning and analysis is a core Lucanet module) - Accounts payable and accounts receivable ledgers — Light: yes · Lucanet: no (not covered; AP and AR live in the connected ERP) - Corporate cards and spend management — Light: yes · Lucanet: no (not offered; Lucanet is a reporting and planning layer) - Vendor payments on local rails — Light: yes · Lucanet: no (not a payments product; cash management is reporting, not execution) - Consolidation posts continuously as transactions happen — Light: yes · Lucanet: no (consolidation runs against data imported from source systems, typically on a period cycle) --- ## Light vs Xledger URL: https://light.inc/versus/xledger Xledger is a cloud financial system for multi-entity organisations. Group consolidations, eliminations, intercompany and currency revaluations run natively, and it covers expenses and recurring invoicing as part of the core product. Light serves the same multi-entity and project-intensive finance teams, and adds an AI-native architecture, corporate and virtual cards issued from the ledger, and vendor payments on local rails in 80+ countries. Feature comparison (Light vs Xledger): - Can run billions of transactions — Light: yes · Xledger: no - Immutable ledger — Light: yes · Xledger: no - Global bill pay — Light: yes · Xledger: no - Spend management — Light: yes · Xledger: no - Subscription management — Light: yes · Xledger: yes - Treasury intelligence — Light: yes · Xledger: no - 700 native built apps — Light: yes · Xledger: no - Big4 implementation team — Light: yes · Xledger: no - Workflows and agents — Light: yes · Xledger: no --- ## Light vs Maximor URL: https://light.inc/versus/maximor Maximor is an AI finance-automation platform. Its agents connect to your existing ERP, payroll, billing and banking systems to automate reconciliations, journal entries, revenue allocation and close checklists, explicitly without replacing the ERP. Light works differently: one agentic ledger where the agents work inside the system of record rather than across the systems around it. Feature comparison (Light vs Maximor): - General ledger and accounting system of record — Light: yes · Maximor: no (by design: Maximor automates on top of your existing ERP rather than replacing it) - AI agents that complete accounting work — Light: yes · Maximor: yes (the core product: agents for reconciliations, journal entries, close checklists and flux analysis) - Audit-ready output with a logged action trail — Light: yes · Maximor: yes (a stated design principle of their agent product) - Multi-entity accounting and consolidation — Light: yes · Maximor: no (consolidation runs in the connected ERP; Maximor automates work around it) - Corporate cards and spend management — Light: yes · Maximor: no (not offered; Maximor is an automation layer, not a spend platform) - Vendor payments on local rails in 80+ countries — Light: yes · Maximor: no (not a payments product; payments execute in the connected systems) - Works without changing your existing ERP — Light: no · Maximor: yes (their explicit positioning, and a genuine advantage if replacing the ERP is off the table) --- ## Light vs Lexware Office URL: https://light.inc/versus/lexware Lexware Office is well-made bookkeeping for a single German company: GoBD-audited, ELSTER filing built in, DATEV handover to your Steuerberater included. It is also one company per account, with the balance sheet and the group picture produced outside it. Light is the agentic ERP for companies that have grown past that point: one ledger for every entity, continuous consolidation, AP, AR, cards and spend in the same system, and agents that do the work. Feature comparison (Light vs Lexware Office): - Can run billions of transactions — Light: yes · Lexware Office: no - Immutable ledger — Light: yes · Lexware Office: no - Global bill pay — Light: yes · Lexware Office: no - Spend management — Light: yes · Lexware Office: no - Subscription management — Light: yes · Lexware Office: no - Treasury intelligence — Light: yes · Lexware Office: no - 700 native built apps — Light: yes · Lexware Office: no - Big4 implementation team — Light: yes · Lexware Office: no - Workflows and agents — Light: yes · Lexware Office: no --- ## Light vs sevDesk URL: https://light.inc/versus/sevdesk sevDesk is simple, well-priced bookkeeping for freelancers and small German companies: e-invoicing, ELSTER filing, bank matching and a DATEV handover to your Steuerberater. It is not mandantenfähig: one account per company, and the balance sheet is prepared for your advisor rather than produced in the product. Light is the agentic ERP for companies that have grown past that: one ledger for every entity, continuous consolidation, AP, AR, cards and spend in the same system, and agents that do the work. Feature comparison (Light vs sevDesk): - Can run billions of transactions — Light: yes · sevDesk: no - Immutable ledger — Light: yes · sevDesk: no - Global bill pay — Light: yes · sevDesk: no - Spend management — Light: yes · sevDesk: no - Subscription management — Light: yes · sevDesk: no - Treasury intelligence — Light: yes · sevDesk: no - 700 native built apps — Light: yes · sevDesk: no - Big4 implementation team — Light: yes · sevDesk: no - Workflows and agents — Light: yes · sevDesk: no --- ## Light vs weclapp URL: https://light.inc/versus/weclapp weclapp is a broad cloud ERP for German-speaking SMEs: CRM, order processing, warehouse, projects and accounting in one system, with DATEV, ELSTER and e-invoicing built in. Accounting is one module among many, and in weclapp legally separate companies need separate tenants. Light is the agentic ERP that runs every entity in one agentic ledger, with cards, AP/AR and continuous consolidation in the same system, and agents doing the work. Feature comparison (Light vs weclapp): - Can run billions of transactions — Light: yes · weclapp: no - Immutable ledger — Light: yes · weclapp: no - Global bill pay — Light: yes · weclapp: no - Spend management — Light: yes · weclapp: no - Subscription management — Light: yes · weclapp: no - Treasury intelligence — Light: yes · weclapp: no - 700 native built apps — Light: yes · weclapp: no - Big4 implementation team — Light: yes · weclapp: no - Workflows and agents — Light: yes · weclapp: no --- ## Light vs bexio URL: https://light.inc/versus/bexio bexio is a well-made all-in-one tool for Swiss small businesses: invoicing with QR-bills and automated dunning, bank reconciliation with over 60 Swiss banks, Swiss VAT settlement, Swissdec-certified payroll and a free seat for your fiduciary. It is built around one Swiss company per account. Light is the agentic ERP for the company that has become a group: every entity in one agentic ledger, consolidation that stays current, cards and payments on local rails in 80+ countries, and agents doing the work. Feature comparison (Light vs bexio): - Can run billions of transactions — Light: yes · bexio: no - Immutable ledger — Light: yes · bexio: no - Global bill pay — Light: yes · bexio: no - Spend management — Light: yes · bexio: no - Subscription management — Light: yes · bexio: no - Treasury intelligence — Light: yes · bexio: no - 700 native built apps — Light: yes · bexio: no - Big4 implementation team — Light: yes · bexio: no - Workflows and agents — Light: yes · bexio: no --- ## Light vs Fondo URL: https://light.inc/versus/fondo Fondo is a bookkeeping, corporate tax and R&D tax credit service for Delaware C-Corp startups: its accountants close your books monthly, quarterly or annually in your accounting software and hand back the statements. Light is the agentic ERP that IS the ledger, with cards, AP, consolidation and reporting native and agents running the work continuously inside your controls. Feature comparison (Light vs Fondo): - General ledger and accounting system of record — Light: yes · Fondo: no (a bookkeeping service; the books live in your accounting software) - Accounting work done for you, not by your team — Light: yes · Fondo: yes (in-house accountants close the books; AI paired with them) - Financial statements (P&L, balance sheet, cash flow) — Light: yes · Fondo: yes (delivered after each close: monthly, quarterly or annual) - Multi-entity accounting and consolidation — Light: yes · Fondo: partial (international subsidiary support, done by their accountants in your accounting software) - Corporate and virtual cards + spend management — Light: yes · Fondo: no (not in the offer: bookkeeping, tax filing and tax credits) - Accounts payable / bill pay — Light: yes · Fondo: no (not in the offer: bookkeeping, tax filing and tax credits) - Available to companies not incorporated in the US — Light: yes · Fondo: partial (built for Delaware C-Corps; international founders and international subsidiaries supported) --- ## Light vs Puzzle URL: https://light.inc/versus/puzzle Puzzle is an agentic ledger for US startups: agents categorise and reconcile, statements draft themselves, and a bookkeeper, yours or one of theirs, keeps control. It is built for US entities with USD-only transactions, with cards, bill pay and consolidation in connected tools. Light is the agentic ERP where cards, expenses, AP execution, procurement and consolidation are native to one ledger, multi-entity and multi-currency by default, for finance teams anywhere. Feature comparison (Light vs Puzzle): - Can run billions of transactions — Light: yes · Puzzle: no - Immutable ledger — Light: yes · Puzzle: no - Global bill pay — Light: yes · Puzzle: no - Spend management — Light: yes · Puzzle: no - Subscription management — Light: yes · Puzzle: no - Treasury intelligence — Light: yes · Puzzle: no - 700 native built apps — Light: yes · Puzzle: no - Big4 implementation team — Light: yes · Puzzle: no - Workflows and agents — Light: yes · Puzzle: yes --- ## Light vs Numeric URL: https://light.inc/versus/numeric Numeric started as AI close automation on top of NetSuite, QuickBooks Online, Xero or Sage Intacct, and now also sells an ERP replacement, the Financial Data Platform, for teams moving off NetSuite. Light is the agentic ERP itself: one ledger where consolidation posts as transactions happen, with cards, bills and vendor payments built in. Feature comparison (Light vs Numeric): - Replaces the ERP as the system of record — Light: yes · Numeric: yes (with the ERP Replacement product (Financial Data Platform); the close, cash and billing modules also run on top of NetSuite, QuickBooks Online, Xero or Sage Intacct) - AI close automation (checklist, reconciliations, flux) — Light: yes · Numeric: yes (Close Management; Prism surfaces the daily items that need review) - Billing and revenue recognition — Light: yes · Numeric: yes (Billing and Revenue suite with ASC 606 revenue schedules) - Bank reconciliation / cash matching — Light: yes · Numeric: yes (automated matching for up to 95% of bank transactions) - Vendor payments on local rails in 80+ countries — Light: yes · Numeric: no (bills are tracked from contract to payment; paying vendors is not part of any plan) - Corporate and virtual cards + spend management — Light: yes · Numeric: no (card platforms connect as a data source; no card product) - Works alongside your existing ERP — Light: no · Numeric: yes (close, cash and billing modules can be bought on their own and run on your current ERP) --- ## Light vs Spendesk URL: https://light.inc/versus/spendesk Spendesk is a capable spend management platform: cards, expense capture, approvals and AP, syncing into your accounting system rather than replacing it. Light is the agentic ERP that IS your system of record: spend, AP/AR, and multi-entity accounting in one platform. Switching does not mean reissuing cards: keep your Spendesk cards and bring their transactions into Light. Feature comparison (Light vs Spendesk): - General ledger and accounting system of record — Light: yes · Spendesk: no (syncs into Sage, Xero, NetSuite, SAP, DATEV or Pennylane) - Multi-entity accounting and consolidation — Light: yes · Spendesk: partial (manages spend across multiple entities and currencies; statutory consolidation runs in the connected accounting system) - Financial statements (P&L, balance sheet) — Light: yes · Spendesk: partial (produced from the connected accounting system, not Spendesk) - Corporate and virtual cards + spend management — Light: yes · Spendesk: yes (Spendesk's core strength, including OCR receipt capture and budget controls) - Accounts payable / bill pay — Light: yes · Spendesk: yes (vendor payments in dozens of currencies to 76 countries via a Wise partnership, with automated 3-way matching) - Accounts receivable / invoicing — Light: yes · Spendesk: no (covers spend, cards and AP; does not issue customer invoices or manage receivables) - One system for both spend and the ledger — Light: yes · Spendesk: no (spend platform plus a separate connected accounting system) --- ## Light vs Zoho Books URL: https://light.inc/versus/zoho-books Zoho Books is single-entity accounting software: each organization is billed and managed as its own subscription, with no native Zoho Books feature to combine their numbers. Light is the agentic ERP built for multi-entity groups: consolidation, AP, cards and procurement on one live ledger, with agents doing the transaction work. Feature comparison (Light vs Zoho Books): - Can run billions of transactions — Light: yes · Zoho Books: no - Immutable ledger — Light: yes · Zoho Books: no - Global bill pay — Light: yes · Zoho Books: no - Spend management — Light: yes · Zoho Books: no - Subscription management — Light: yes · Zoho Books: no - Treasury intelligence — Light: yes · Zoho Books: no - 700 native built apps — Light: yes · Zoho Books: no - Big4 implementation team — Light: yes · Zoho Books: no - Workflows and agents — Light: yes · Zoho Books: no --- ## Light vs TeamSystem URL: https://light.inc/versus/teamsystem TeamSystem is the Italian market's own ERP family: TS Enterprise for companies, TS Studio for the commercialista, Fatture in Cloud for the smallest businesses. Its depth is Italian compliance, delivered through a national network of software partners and system integrators, and group consolidation is a financial-statements module you run at period end. Light is the agentic ERP: one ledger across every entity, currency and country, with SDI e-invoicing, cards, AP, AR and continuous consolidation included and agents doing the work. Feature comparison (Light vs TeamSystem): - Can run billions of transactions — Light: yes · TeamSystem: no - Immutable ledger — Light: yes · TeamSystem: no - Global bill pay — Light: yes · TeamSystem: no - Spend management — Light: yes · TeamSystem: no - Subscription management — Light: yes · TeamSystem: no - Treasury intelligence — Light: yes · TeamSystem: no - 700 native built apps — Light: yes · TeamSystem: no - Big4 implementation team — Light: yes · TeamSystem: no - Workflows and agents — Light: yes · TeamSystem: no --- ## Light vs Zucchetti URL: https://light.inc/versus/zucchetti Zucchetti is a family of Italian ERPs sized by company: Ad Hoc Revolution and Ad Hoc Revolution Web for small and midsize companies, Ad Hoc Infinity for larger, more structured ones, Mago4 for manufacturing and distribution SMEs, Tieni il Conto for the smallest. The depth is Italian compliance and vertical breadth, delivered through a business-partner network, with every company kept as its own set of books. Light is the agentic ERP: one ledger across every entity, currency and country, with SDI e-invoicing, cards, AP, AR and continuous consolidation included and agents doing the work. Feature comparison (Light vs Zucchetti): - Can run billions of transactions — Light: yes · Zucchetti: no - Immutable ledger — Light: yes · Zucchetti: no - Global bill pay — Light: yes · Zucchetti: no - Spend management — Light: yes · Zucchetti: no - Subscription management — Light: yes · Zucchetti: no - Treasury intelligence — Light: yes · Zucchetti: no - 700 native built apps — Light: yes · Zucchetti: no - Big4 implementation team — Light: yes · Zucchetti: no - Workflows and agents — Light: yes · Zucchetti: no --- ## Light vs Tabula URL: https://light.inc/versus/tabula Tabula speeds up the document work an outsourced accounting firm does on DATEV. Light replaces that whole outsourced workflow with one agentic ledger your own finance team runs directly, with AP, AR, corporate cards, global vendor payments and consolidation in the same system. Feature comparison (Light vs Tabula): - In-house agentic ledger, run by your own finance team — Light: yes · Tabula: no (runs on top of DATEV, used by an outsourced accounting firm) - AI-assisted document booking and coding — Light: yes · Tabula: yes - Multi-entity accounting and consolidation — Light: yes · Tabula: no - Native corporate cards and expense management — Light: yes · Tabula: no - Global vendor payments on local rails — Light: yes · Tabula: no - E-invoicing — Light: yes · Tabula: yes - Built for the company, not the outsourced accounting firm — Light: yes · Tabula: no --- ## Light vs Dext URL: https://light.inc/versus/dext Dext captures receipts, invoices and expenses, codes them with AI and syncs them into whatever accounting software you already run. Light is the agentic ERP that is the ledger, with capture, coding, AP, AR, corporate cards, global vendor payments and consolidation in the same system. Feature comparison (Light vs Dext): - General ledger and accounting system of record — Light: yes · Dext: no - Receipt and invoice capture with AI coding — Light: yes · Dext: yes - Expense claims, mileage and approvals — Light: yes · Dext: yes - Multi-entity consolidation and group reporting — Light: yes · Dext: no - Financial statements (P&L, balance sheet) — Light: yes · Dext: no - Corporate and virtual cards — Light: yes · Dext: no - Vendor payments on local rails in 80+ countries — Light: yes · Dext: no --- ## Light vs Accounted URL: https://light.inc/versus/accounted Accounted is a Swedish accounting system built for agents: they handle the bookkeeping, invoices, payroll and tax filings and you approve, on an open-source ledger connected to BankID, Swedish banks and Skatteverket. Light is the agentic ERP for the group: one ledger for every entity and country, with AP, AR, corporate cards, vendor payments on local rails in 80+ countries and consolidation in the same system. Feature comparison (Light vs Accounted): - Agentic ledger: agents do the bookkeeping, you approve — Light: yes · Accounted: yes - Customer invoicing and e-invoicing — Light: yes · Accounted: yes - Group consolidation across entities — Light: yes · Accounted: no - Books for companies outside Sweden — Light: yes · Accounted: no - Corporate and virtual cards issued from the ledger — Light: yes · Accounted: no - Vendor payments on local rails in 80+ countries — Light: yes · Accounted: no - Budget, forecast and variance on the ledger — Light: yes · Accounted: no --- ## Light vs MRPeasy URL: https://light.inc/versus/mrpeasy MRPeasy is manufacturing software for small manufacturers: production planning, bills of materials, inventory, procurement and sales, with a standard accounting module or a sync into Xero or QuickBooks. Light is the agentic ERP for finance: one ledger for every entity, with AP, AR, corporate cards, vendor payments on local rails in 80+ countries and consolidation, and agents doing the accounting inside your controls. Feature comparison (Light vs MRPeasy): - General ledger and financial statements — Light: yes · MRPeasy: yes - Purchase orders and procurement — Light: yes · MRPeasy: yes - Multi-entity consolidation and group reporting — Light: yes · MRPeasy: no - Corporate and virtual cards issued from the ledger — Light: yes · MRPeasy: no - Vendor payments on local rails in 80+ countries — Light: yes · MRPeasy: no - Agents that code, match and post inside your controls — Light: yes · MRPeasy: no - Bank feeds and automated reconciliation — Light: yes · MRPeasy: no --- ## Light vs Stampli URL: https://light.inc/versus/stampli Stampli is a procure-to-pay platform that sits on top of your ERP: it captures invoices, routes approvals, runs purchase orders, cards and expenses, and pays vendors, then syncs everything into the general ledger your ERP keeps. Light is the agentic ERP where the ledger and the payables are the same system, with AR, corporate cards, procurement, vendor payments on local rails in 80+ countries and consolidation built in. Feature comparison (Light vs Stampli): - General ledger and accounting system of record — Light: yes · Stampli: no - Invoice capture, coding and approval routing — Light: yes · Stampli: yes - Procurement: requests, purchase orders and PO matching — Light: yes · Stampli: yes - Corporate and virtual cards + expense management — Light: yes · Stampli: yes - Customer invoicing and accounts receivable — Light: yes · Stampli: no - Group consolidation and financial statements — Light: yes · Stampli: no - One system for both payables and the ledger — Light: yes · Stampli: no --- ## Light vs Hyperline URL: https://light.inc/versus/hyperline Hyperline is a billing and revenue platform for SaaS and AI companies: subscriptions, usage-based pricing, quotes, invoicing, collections and revenue recognition, with journal entries pushed into the accounting system you keep. Light is the agentic ERP where billing, deferred revenue, AR, AP, corporate cards and multi-entity consolidation are the same system of record. Feature comparison (Light vs Hyperline): - General ledger and accounting system of record — Light: yes · Hyperline: no - Subscription and usage-based billing — Light: yes · Hyperline: yes - Deferred revenue and revenue schedules — Light: yes · Hyperline: yes - SaaS metrics (ARR, MRR, NRR, churn) — Light: yes · Hyperline: yes - Accounts payable and vendor payments — Light: yes · Hyperline: no - Corporate and virtual cards + expense management — Light: yes · Hyperline: no - One ledger for billing, payables and spend — Light: yes · Hyperline: no --- ## Light vs Tracelight URL: https://light.inc/versus/tracelight Tracelight is an AI add-in for Excel, PowerPoint and Word built for financial modelling: it builds, reviews and audits models in plain English, from operating models and DCFs to due-diligence databooks, working on the trial balances and spreadsheets you bring to it. Light is the agentic ERP where the books themselves are the model: one ledger for every entity, with budget, forecast and group reporting on the posted transactions, and agents doing the accounting inside your controls. Feature comparison (Light vs Tracelight): - General ledger and accounting system of record — Light: yes · Tracelight: no - Budget, forecast and variance on the posted ledger — Light: yes · Tracelight: no - Actuals come straight off the posted ledger, with no import step — Light: yes · Tracelight: no - Consolidation posted in the ledger, not assembled in a spreadsheet — Light: yes · Tracelight: no - Accounts payable, receivable and vendor payments — Light: yes · Tracelight: no - Corporate and virtual cards + expense management — Light: yes · Tracelight: no - Agents that code, match and post transactions — Light: yes · Tracelight: no --- ## Light vs Agicap URL: https://light.inc/versus/agicap Agicap is a treasury platform that sits on top of your ERP: it connects your banks and accounting systems to forecast cash, run supplier payments, chase receivables and post reconciled entries back into the ledger you keep. Light is the agentic ERP where the ledger, the payables, the receivables and the cash view are the same system, for every entity and currency. Feature comparison (Light vs Agicap): - General ledger and accounting system of record — Light: yes · Agicap: no - Cash position across entities, banks and currencies — Light: yes · Agicap: yes - Supplier payments with approval flows — Light: yes · Agicap: yes - Collections: reminders and cash matching — Light: yes · Agicap: yes - Customer invoicing (issuing the invoice) — Light: yes · Agicap: no - Corporate and virtual cards issued from the ledger — Light: yes · Agicap: no - Consolidated financial statements for the group — Light: yes · Agicap: no --- ## Light vs Docyt URL: https://light.inc/versus/docyt Docyt automates bookkeeping for hotels, restaurants and multi-location businesses: AI agents categorise, reconcile and close, with bill pay, corporate cards, expense management and consolidated reporting, syncing with QuickBooks, Xero, Sage or NetSuite, in one currency. Light is the agentic ERP for the international group: one ledger for every entity and currency, with AP, AR, cards, vendor payments on local rails in 80+ countries and consolidation built in. Feature comparison (Light vs Docyt): - Multi-currency accounting — Light: yes · Docyt: no - AI bookkeeping: categorisation, reconciliation and close — Light: yes · Docyt: yes - Bill pay with approvals — Light: yes · Docyt: yes - Corporate cards and expense management — Light: yes · Docyt: yes - Consolidated reporting across entities — Light: yes · Docyt: yes - Vendor payments on local rails in 80+ countries — Light: yes · Docyt: no - Consolidation across currencies — Light: yes · Docyt: no --- ## Light vs Holded URL: https://light.inc/versus/holded Holded is invoicing and accounting software for Spanish freelancers and SMEs that has grown into a cloud ERP: its own ledger with Spanish tax forms and Verifactu, AI bookkeeping, treasury, cards through Holded Wallet, payroll, inventory, CRM and projects, company by company. Light is the agentic ERP for the group: every entity and currency on one ledger, with AP, AR, corporate cards, vendor payments on local rails in 80+ countries and consolidation in the same system. Feature comparison (Light vs Holded): - General ledger and financial statements — Light: yes · Holded: yes - Customer invoicing and e-invoicing — Light: yes · Holded: yes - Corporate and virtual cards — Light: yes · Holded: yes - AI bookkeeping: categorisation and bank reconciliation — Light: yes · Holded: yes - Group consolidation across entities — Light: yes · Holded: no - Vendor payments on local rails in 80+ countries — Light: yes · Holded: no - Multi-step approval chains across roles and entities — Light: yes · Holded: no --- ## Light vs Cledara URL: https://light.inc/versus/cledara Cledara is a SaaS management platform built around virtual cards: one card per software tool, purchase requests and approvals, invoice capture and renewal alerts, synced into the accounting system you keep, with Cledara Spend adding cards for travel and business expenses. Light is the agentic ERP that is the ledger, with cards, expenses, procurement, AP, AR and multi-entity consolidation in one system. Feature comparison (Light vs Cledara): - General ledger and accounting system of record — Light: yes · Cledara: no - Virtual cards for software subscriptions — Light: yes · Cledara: yes - Purchase requests and approvals — Light: yes · Cledara: yes - Invoice capture matched to the payment — Light: yes · Cledara: yes - Customer invoicing and accounts receivable — Light: yes · Cledara: no - Group consolidation and financial statements — Light: yes · Cledara: no - One system for both spend and the ledger — Light: yes · Cledara: no --- ## Light vs ERPNext URL: https://light.inc/versus/erpnext ERPNext is a free, open-source ERP: a general ledger with multi-company, multi-currency, budgets, fixed assets, procurement, stock, manufacturing and workflows, which you host yourself or on Frappe Cloud and implement yourself or with partners. Light is the agentic ERP where agents run the accounting inside your controls, with corporate cards, vendor payments on local rails in 80+ countries and consolidation native to the ledger, and an implementation team included. Feature comparison (Light vs ERPNext): - General ledger, multi-company and multi-currency — Light: yes · ERPNext: yes - Procurement and approval workflows — Light: yes · ERPNext: yes - Budget vs actual on the ledger — Light: yes · ERPNext: yes - Supplier payments executed from the ledger — Light: yes · ERPNext: no - Corporate and virtual cards issued from the ledger — Light: yes · ERPNext: no - Native agents that code, match and post — Light: yes · ERPNext: no - Dedicated implementation team and account manager included — Light: yes · ERPNext: no --- ## Light vs Bokio URL: https://light.inc/versus/bokio Bokio is bookkeeping software with a business bank account and card for small Swedish companies: templates that book in a click or two, invoicing with e-invoices, payroll, and the year-end and tax return done in the same place, with the books kept in Swedish kronor. Light is the agentic ERP for the group: every entity and currency on one ledger, with AP, AR, corporate cards, vendor payments on local rails in 80+ countries and consolidation in the same system. Feature comparison (Light vs Bokio): - General ledger and financial statements — Light: yes · Bokio: yes - Customer invoicing and e-invoicing — Light: yes · Bokio: yes - Company cards that post to the ledger — Light: yes · Bokio: yes - Group consolidation across entities — Light: yes · Bokio: no - Local books for entities outside Sweden — Light: yes · Bokio: no - Budget, forecast and variance on the ledger — Light: yes · Bokio: no - Purchase orders and multi-step approval chains — Light: yes · Bokio: no --- ## Light vs Rillion URL: https://light.inc/versus/rillion Rillion is accounts payable automation on top of your ERP: invoice capture with no template setup, AI-suggested coding and approval routing, purchase order matching and multi-entity AP in one place, with supplier payments handled through Rillion Pay. Light is the agentic ERP where the ledger and the payables are the same system, with AR, corporate cards, procurement, vendor payments on local rails in 80+ countries and consolidation built in. Feature comparison (Light vs Rillion): - General ledger and accounting system of record — Light: yes · Rillion: no - Invoice capture, coding and approval routing — Light: yes · Rillion: yes - Purchase order matching — Light: yes · Rillion: yes - Multi-entity payables in one place — Light: yes · Rillion: yes - Customer invoicing and accounts receivable — Light: yes · Rillion: no - Employee corporate cards and expenses — Light: yes · Rillion: no - One system for both payables and the ledger — Light: yes · Rillion: no --- ## Light vs Soldo URL: https://light.inc/versus/soldo Soldo is spend management built on prepaid company cards: wallets funded by department, physical and virtual Mastercards with limits and ring-fenced budgets, receipt capture, request and approval workflows, and transactions synced into the accounting system you keep. Light is the agentic ERP that is the ledger, with corporate cards, expenses, AP, AR, procurement and multi-entity consolidation in one system. Switching does not mean reissuing cards: keep your Soldo cards and bring their transactions into Light. Feature comparison (Light vs Soldo): - General ledger and accounting system of record — Light: yes · Soldo: no - Corporate and virtual cards — Light: yes · Soldo: yes - Expense capture and approval workflows — Light: yes · Soldo: yes - Budgets and spend controls per team or card — Light: yes · Soldo: yes - Customer invoicing and accounts receivable — Light: yes · Soldo: no - Group consolidation across entities — Light: yes · Soldo: no - One system for both spend and the ledger — Light: yes · Soldo: no --- ## Light vs cfo.ai URL: https://light.inc/versus/runway cfo.ai, formerly Runway, is an AI financial planning platform: Ari, its AI CFO, reads your ledger, banking and payroll, builds the model and the scenarios, plans headcount and drafts the board pack, refreshing actuals overnight. It is not a general ledger: it never writes back to your books and does not close them. Light is the agentic ERP where budget, forecast and variance run on the posted ledger itself, so budgets are compared with the actual books, not with data copied out of them. Feature comparison (Light vs cfo.ai): - General ledger and accounting system of record — Light: yes · cfo.ai: no - Budget, forecast and budget-vs-actual reporting — Light: yes · cfo.ai: yes - Actuals come straight off the posted ledger, with no import step — Light: yes · cfo.ai: no - Multi-entity consolidation — Light: yes · cfo.ai: no - Accounts payable and accounts receivable ledgers — Light: yes · cfo.ai: no - Corporate cards and spend management — Light: yes · cfo.ai: no - Vendor payments on local rails in 80+ countries — Light: yes · cfo.ai: no --- ## Light vs Basis URL: https://light.inc/versus/basis Basis builds AI agents for accountants, mainly accounting firms and also in-house teams: they run the month-end close and tax returns end to end, plus audit work, to each firm's own templates and review standards, staging work for review and posting approved entries to the ERP you keep. Light is the agentic ERP a company's own finance team runs: the agents and the ledger are the same system, with AP, AR, corporate cards, vendor payments on local rails in 80+ countries and consolidation built in. Feature comparison (Light vs Basis): - General ledger and accounting system of record — Light: yes · Basis: no - Agents that close the books inside your controls, every action logged — Light: yes · Basis: yes - Consolidation and eliminations in the system of record — Light: yes · Basis: no - Vendor payments executed from the system — Light: yes · Basis: no - Customer invoicing and accounts receivable — Light: yes · Basis: no - Corporate and virtual cards issued from the ledger — Light: yes · Basis: no - Procurement: requests, purchase orders and approvals — Light: yes · Basis: no --- ## Light vs Yokoy (now Perk Spend) URL: https://light.inc/versus/yokoy Yokoy, now Perk Spend, is spend management for mid-sized and large companies: receipt capture with AI extraction and policy checks, invoice processing with purchase order matching, Visa debit cards, physical and virtual, and approval workflows, all exported into the ERP you keep. Light is the agentic ERP that is the ledger, with corporate cards, expenses, AP, AR, procurement, vendor payments on local rails in 80+ countries and multi-entity consolidation in one system. Feature comparison (Light vs Yokoy (now Perk Spend)): - General ledger and accounting system of record — Light: yes · Perk Spend: no - Expense capture with AI extraction and policy checks — Light: yes · Perk Spend: yes - Invoice processing with purchase order matching — Light: yes · Perk Spend: yes - Corporate and virtual cards — Light: yes · Perk Spend: yes - Supplier payments executed from the ledger — Light: yes · Perk Spend: no - Customer invoicing and accounts receivable — Light: yes · Perk Spend: no - One system for both spend and the ledger — Light: yes · Perk Spend: no --- ## Light vs Digits URL: https://light.inc/versus/digits Digits is an AI-native general ledger for business owners and accountants: bookkeeping that categorises and reconciles continuously, accrual schedules, an agentic month-end close for firms, bill pay by ACH and cheque, and invoicing, for US-based entities. Light is the agentic ERP for the international group: one ledger for every entity and currency, with AP, AR, corporate cards, vendor payments on local rails in 80+ countries and consolidation in the same system. Feature comparison (Light vs Digits): - Agentic general ledger with continuous AI bookkeeping — Light: yes · Digits: yes - Customer invoicing and bill pay with approvals — Light: yes · Digits: yes - Financial statements and management reports — Light: yes · Digits: yes - Multi-entity consolidation and group reporting — Light: yes · Digits: no - Local books for entities outside the United States — Light: yes · Digits: no - Corporate and virtual cards issued from the ledger — Light: yes · Digits: no - Vendor payments on local rails in 80+ countries — Light: yes · Digits: no --- ## Light vs Medius URL: https://light.inc/versus/medius Medius is accounts payable automation for mid-sized and large companies that sits on top of the ERP: AI invoice capture, matching and routing, a copilot for approvers, supplier onboarding, payments, procurement and expenses with cards, all synced into the ERP that stays the system of record. Light is the agentic ERP where the ledger and the payables are the same system, with AR, corporate cards, procurement, vendor payments on local rails in 80+ countries and consolidation built in. Feature comparison (Light vs Medius): - General ledger and accounting system of record — Light: yes · Medius: no - Invoice capture, matching and approval routing — Light: yes · Medius: yes - Procurement: requisitions, purchase orders and budget controls — Light: yes · Medius: yes - Expense management with cards — Light: yes · Medius: yes - Customer invoicing and accounts receivable — Light: yes · Medius: no - Consolidated financial statements for the group — Light: yes · Medius: no - One system for both payables and the ledger — Light: yes · Medius: no --- ## Light vs Tipalti URL: https://light.inc/versus/tipalti Tipalti is a finance automation platform built around payables: invoice capture, approvals and purchase order matching, supplier onboarding with tax forms, payouts to 200+ countries in 120+ currencies, procurement, expenses with cards and a treasury view, all synced into the ERP you keep. Light is the agentic ERP where the ledger and the payables are the same system, with AR, corporate cards, procurement, vendor payments on local rails in 80+ countries and consolidation built in. Feature comparison (Light vs Tipalti): - General ledger and accounting system of record — Light: yes · Tipalti: no - Invoice capture, approvals and purchase order matching — Light: yes · Tipalti: yes - Global supplier payments on local rails — Light: yes · Tipalti: yes - Corporate cards and expense management — Light: yes · Tipalti: yes - Customer invoicing and accounts receivable — Light: yes · Tipalti: no - Consolidated financial statements for the group — Light: yes · Tipalti: no - One system for both payables and the ledger — Light: yes · Tipalti: no --- ## Light vs Airwallex URL: https://light.inc/versus/airwallex Airwallex is a global financial platform: business accounts that hold 20+ currencies, transfers to 200+ countries, multi-currency Visa debit cards, expenses, bill pay with approvals, purchase orders, payment acceptance and billing, synced into the accounting system you keep. Light is the agentic ERP that is the ledger, with AP, AR, corporate cards, procurement, vendor payments on local rails in 80+ countries and multi-entity consolidation in one system. Feature comparison (Light vs Airwallex): - One system for payments, spend and the general ledger — Light: yes · Airwallex: no - Vendor payments on local rails in 80+ countries — Light: yes · Airwallex: yes - Corporate and virtual cards — Light: yes · Airwallex: yes - Bill capture with approval routing — Light: yes · Airwallex: yes - Customer invoicing — Light: yes · Airwallex: yes - Consolidated financial statements for the group — Light: yes · Airwallex: no - Local books for entities outside the United States — Light: yes · Airwallex: no --- ## Light vs Mercury URL: https://light.inc/versus/mercury Mercury is business banking for US companies with the finance tools built around the account: checking and treasury through partner banks, debit and charge cards, bill pay, invoicing, expense management, an AI operator that stages actions for your confirmation, and Mercury Books, its own double-entry accounting for a single entity in US dollars. Light is the agentic ERP for the international group: one ledger for every entity and currency, with AP, AR, corporate cards, vendor payments on local rails in 80+ countries and consolidation in the same system. Feature comparison (Light vs Mercury): - General ledger and financial statements — Light: yes · Mercury: yes - Bill pay with approval rules — Light: yes · Mercury: yes - Customer invoicing — Light: yes · Mercury: yes - Corporate and virtual cards — Light: yes · Mercury: yes - Multi-entity consolidation and group reporting — Light: yes · Mercury: no - Accounts and books in currencies other than US dollars — Light: yes · Mercury: no - Local books for entities outside the United States — Light: yes · Mercury: no --- ## Light vs Cegid URL: https://light.inc/versus/cegid Cegid XRP Flex is a French cloud ERP for growing SMEs: a general ledger with multi-entity and multi-currency accounting, AP and AR, budgeting, procurement, French e-invoicing on Cegid's own approved platform, and CRM, production and distribution beyond finance, rolled out through integrator partners and hosted in France. Light is the agentic ERP where agents run the accounting inside your controls, with corporate cards, vendor payments on local rails in 80+ countries and consolidation native to the ledger, and an implementation team included. Feature comparison (Light vs Cegid): - General ledger with multi-entity and multi-currency accounting — Light: yes · Cegid: yes - Procurement and supplier management — Light: yes · Cegid: yes - Budgeting on the ledger — Light: yes · Cegid: yes - Statutory group consolidation, with eliminations, in the same product — Light: yes · Cegid: no - Vendor payments on local rails in 80+ countries — Light: yes · Cegid: no - Corporate and virtual cards issued from the ledger — Light: yes · Cegid: no - Dedicated implementation team and account manager included — Light: yes · Cegid: no --- ## Light vs BILL Spend & Expense URL: https://light.inc/versus/divvy BILL Spend & Expense, formerly Divvy, pairs a corporate charge card with free spend management for US businesses: unlimited virtual cards, budgets by person, team or project, receipt capture, expense reports, reimbursements and approvals, with reimbursements and payments synced to your accounting system in US dollars. Light is the agentic ERP that is the ledger, with corporate cards, expenses, AP, AR, procurement, vendor payments on local rails in 80+ countries and multi-entity consolidation in one system. Feature comparison (Light vs BILL Spend & Expense): - General ledger and accounting system of record — Light: yes · BILL Spend & Expense: no - Corporate and virtual cards — Light: yes · BILL Spend & Expense: yes - Budgets and spend controls per team or project — Light: yes · BILL Spend & Expense: yes - Expense capture and approval workflows — Light: yes · BILL Spend & Expense: yes - Multi-entity consolidation and group reporting — Light: yes · BILL Spend & Expense: no - Local books for entities outside the United States — Light: yes · BILL Spend & Expense: no - One system for both spend and the ledger — Light: yes · BILL Spend & Expense: no --- ## Light vs Kolleno URL: https://light.inc/versus/kolleno Kolleno is an order-to-cash platform that sits on top of your ERP: AI-driven collections with reminders and escalations in many languages, a payment portal, cash application that matches incoming payments across currencies and entities, credit risk and disputes, working on invoices synced from the ERP you keep. Light is the agentic ERP where the invoice, the reminder, the cash match and the ledger entry sit in one system, with AP, corporate cards, vendor payments on local rails in 80+ countries and consolidation built in. Feature comparison (Light vs Kolleno): - General ledger and accounting system of record — Light: yes · Kolleno: no - Collections: reminders, escalations and cash matching — Light: yes · Kolleno: yes - Cash application across currencies and entities — Light: yes · Kolleno: yes - Invoices raised on the same ledger as the payment — Light: yes · Kolleno: no - Accounts payable and vendor payments — Light: yes · Kolleno: no - Corporate and virtual cards issued from the ledger — Light: yes · Kolleno: no - One system for both receivables and the ledger — Light: yes · Kolleno: no --- ## Light vs Finmatics URL: https://light.inc/versus/finmatics Finmatics is an AI accountant for the German and Austrian market: Fin, its digital employee, takes incoming documents, proposes accounts, tax rates and cost centres, and delivers finished booking entries into DATEV, BMD, RZL, Agenda, Business Central or SAP, for tax firms and companies alike. It does not replace DATEV; it connects to it. Light is the agentic ERP that is the ledger, with AP, AR, corporate cards, vendor payments on local rails in 80+ countries and consolidation in the same system. Feature comparison (Light vs Finmatics): - General ledger and accounting system of record — Light: yes · Finmatics: no - Document capture with AI coding — Light: yes · Finmatics: yes - Approval workflows for incoming invoices — Light: yes · Finmatics: yes - Financial statements (P&L, balance sheet) — Light: yes · Finmatics: no - Multi-entity consolidation and group reporting — Light: yes · Finmatics: no - Corporate and virtual cards issued from the ledger — Light: yes · Finmatics: no - Vendor payments on local rails in 80+ countries — Light: yes · Finmatics: no --- ## Light vs Konsolidator URL: https://light.inc/versus/konsolidator Konsolidator is a CPM platform for finance teams that consolidates groups running on many different accounting systems, from Xero, Fortnox and Visma to Business Central, NetSuite and SAP. It handles currency adjustments, intercompany eliminations and minority interests, and adds budgeting, forecasting and Power BI reporting on top. It works by importing each entity's trial balance into its own model. Light is the agentic ERP where the ledger and the consolidation are the same system, so the group numbers come straight from the books, not from data copied out of them. Feature comparison (Light vs Konsolidator): - General ledger and accounting system of record — Light: yes · Konsolidator: no (a consolidation and CPM platform that imports trial balances from your accounting systems, not a ledger itself) - Multi-entity consolidation — Light: yes · Konsolidator: yes (Konsolidator's core strength: currency adjustments, intercompany eliminations and minority interests across mixed ERPs) - Budget, forecast and budget-vs-actual reporting — Light: yes · Konsolidator: yes (a genuine strength; budgeting, forecasting and scenario planning sit alongside consolidation) - Accounts payable and accounts receivable ledgers — Light: yes · Konsolidator: no (AP and AR stay in the connected accounting systems) - Corporate cards and spend management — Light: yes · Konsolidator: no (not part of the product; Konsolidator is a consolidation, planning and reporting layer) - Vendor payments on local rails — Light: yes · Konsolidator: no (not a payments product; payments run from the connected systems) - Consolidation posts continuously as transactions happen — Light: yes · Konsolidator: no (consolidation runs on trial balances synced or uploaded from each source system) --- ## Light vs Joiin URL: https://light.inc/versus/joiin Joiin is a cloud reporting and consolidation platform that sits on top of accounting systems such as Xero, QuickBooks Online, Sage, FreeAgent, Zoho Books, Pennylane and Fortnox. It serves both multi-entity businesses and accountants reporting for many clients, with consolidated P&L, balance sheet and cash flow, intercompany eliminations, multi-currency, KPIs, budget versus actuals and forecasting. Each company keeps its own ledger and Joiin combines them. Light is the agentic ERP that replaces the separate ledgers with one multi-entity ledger, so consolidation happens in the books rather than in a layer above them. Feature comparison (Light vs Joiin): - General ledger and accounting system of record — Light: yes · Joiin: no (a reporting and consolidation layer on top of Xero, QuickBooks, Sage and other ledgers, not a ledger itself) - Multi-entity consolidation — Light: yes · Joiin: yes (Joiin's core strength: consolidated P&L, balance sheet and cash flow with intercompany eliminations and multi-currency) - Budget, forecast and budget-vs-actual reporting — Light: yes · Joiin: yes (budget versus actuals and linked forecasting across P&L, balance sheet and cash flow) - Accounts payable and accounts receivable ledgers — Light: yes · Joiin: no (AP and AR stay in each company's accounting system) - Corporate cards and spend management — Light: yes · Joiin: no (not part of the product; Joiin is a reporting and consolidation layer) - Vendor payments on local rails — Light: yes · Joiin: no (not a payments product; payments run from the connected ledgers) - Consolidation posts continuously as transactions happen — Light: yes · Joiin: no (consolidates data synced from each ledger, refreshed automatically, daily or on demand) --- ## Light vs Jedox URL: https://light.inc/versus/jedox Jedox is an AI-driven FP&A and performance management platform. Its strength is planning: driver-based models, scenarios and simulations, workforce and sales planning, and an Excel add-in finance teams already know, plus a financial close and consolidation solution covering currency translation, intercompany eliminations and ownership calculations. It reads from ERP, HCM and CRM systems rather than being a ledger. Light is the agentic ERP where the ledger and the consolidation are the same system, and it budgets and forecasts directly on the posted books. Feature comparison (Light vs Jedox): - General ledger and accounting system of record — Light: yes · Jedox: no (a planning and performance management platform that reads from your ERP and other systems, not a ledger itself) - Multi-entity consolidation — Light: yes · Jedox: yes (a financial close and consolidation solution on the Jedox platform: currency translation, eliminations and ownership calculations) - Budget, forecast and budget-vs-actual reporting — Light: yes · Jedox: yes (Jedox's core strength: driver-based planning, scenarios, workforce and integrated business planning) - Accounts payable and accounts receivable ledgers — Light: yes · Jedox: no (AP and AR stay in the connected ERP) - Corporate cards and spend management — Light: yes · Jedox: no (not part of the product; Jedox is a planning, consolidation and reporting platform) - Vendor payments on local rails — Light: yes · Jedox: no (not a payments product; payments run from the connected systems) - Consolidation posts continuously as transactions happen — Light: yes · Jedox: no (consolidation runs on data loaded from ERPs, applications and spreadsheets) --- ## Light vs OneStream URL: https://light.inc/versus/onestream OneStream is an enterprise corporate performance management platform that unifies financial close and consolidation, planning, reporting and analytics on one data model. It is strong on group consolidation, account reconciliations, driver-based and workforce planning, tax provisioning and ESG reporting, with AI agents built into those workflows. It is not an ERP: it sits alongside the ERPs your entities run and pulls their data in through connectors. Light is the agentic ERP where the ledger and the consolidation are the same system, so the group numbers are the books rather than a platform built above them. Feature comparison (Light vs OneStream): - General ledger and accounting system of record — Light: yes · OneStream: no (a finance platform that sits alongside your ERP and pulls its data in; the ERP stays the system of record) - Multi-entity consolidation — Light: yes · OneStream: yes (a core strength: intercompany eliminations, currency translation and US GAAP and IFRS reporting for complex groups) - Budget, forecast and budget-vs-actual reporting — Light: yes · OneStream: yes (a genuine strength, from budgets and rolling forecasts to driver-based, scenario, workforce and capital planning) - Accounts payable and accounts receivable ledgers — Light: yes · OneStream: no (not what it is built for; AP and AR stay in the ERPs it connects to) - Corporate cards and spend management — Light: yes · OneStream: no (not offered; OneStream is a close, planning and reporting platform) - Vendor payments on local rails — Light: yes · OneStream: no (not a payments product; cash flow forecasting is planning, not payment execution) - Consolidation posts continuously as transactions happen — Light: yes · OneStream: no (consolidation runs on data loaded from source ERPs through connectors) --- ## Light vs CCH Tagetik URL: https://light.inc/versus/tagetik CCH Tagetik is an enterprise performance management platform that brings financial close and consolidation, planning and reporting together on one foundation. It is strong on statutory consolidation, AI-based disclosure management and iXBRL, lease accounting, corporate tax and ESG and regulatory reporting. It is not an ERP: it integrates with the ERPs your entities run and consolidates their data. Light is the agentic ERP where the ledger and the consolidation are the same system, so the group numbers are the books rather than a platform built above them. Feature comparison (Light vs CCH Tagetik): - General ledger and accounting system of record — Light: yes · CCH Tagetik: no (a close, planning and reporting platform that integrates with your ERPs rather than replacing them) - Multi-entity consolidation — Light: yes · CCH Tagetik: yes (a core strength: automated intercompany eliminations, minority interests and multi-standard IFRS and GAAP compliance) - Budget, forecast and budget-vs-actual reporting — Light: yes · CCH Tagetik: yes (a genuine strength, including scenario modelling, predictive forecasting and integrated business planning) - Accounts payable and accounts receivable ledgers — Light: yes · CCH Tagetik: no (not what it is built for; AP and AR stay in the connected ERP) - Corporate cards and spend management — Light: yes · CCH Tagetik: no (not offered; CCH Tagetik is a performance management and reporting platform) - Vendor payments on local rails — Light: yes · CCH Tagetik: no (not a payments product; cash flow is planned and analysed, not executed) - Consolidation posts continuously as transactions happen — Light: yes · CCH Tagetik: no (consolidation runs on data integrated from source ERPs and other systems) --- ## Light vs Fathom URL: https://light.inc/versus/fathom Fathom is a reporting, analysis and forecasting platform for businesses, accountants and advisors. It connects to Xero, QuickBooks, MYOB and Sage, and does management reporting, three-way cash flow forecasting, KPI tracking and multi-entity consolidation well. It is not a ledger: the books stay in the accounting systems it reads from. Light is the agentic ERP where every entity posts to one ledger, so group reporting is the books rather than a report built on top of several of them. Feature comparison (Light vs Fathom): - General ledger and accounting system of record — Light: yes · Fathom: no (a reporting, analysis and forecasting platform that reads from Xero, QuickBooks, MYOB, Sage or Excel) - Multi-entity consolidation — Light: yes · Fathom: yes (a genuine strength: up to 300 entities in a group, 97 currencies and inter-company eliminations, across different accounting systems) - Budget, forecast and budget-vs-actual reporting — Light: yes · Fathom: yes (a strength: three-way cash flow forecasts, budgets, driver-based plans and scenarios, reported against actuals) - Accounts payable and accounts receivable ledgers — Light: yes · Fathom: no (AP and AR are kept in the connected accounting system; Fathom reports and forecasts on them) - Corporate cards and spend management — Light: yes · Fathom: no (Fathom's products cover reporting, forecasting and analysis; cards and expenses sit in other tools) - Vendor payments on local rails — Light: yes · Fathom: no (not a payments product; payments run from the accounting system or a separate provider) - Consolidation posts continuously as transactions happen — Light: yes · Fathom: no (consolidated reports stay connected to the source systems and refresh from them; eliminations are applied in the report, not posted in the books) --- ## Light vs Syft URL: https://light.inc/versus/syft Syft from Xero is an AI-first financial reporting platform for businesses, accountants and bookkeepers. It builds reports, dashboards, forecasts and multi-entity consolidations, with eliminations and FX, from Xero, QuickBooks, Sage, MYOB and other sources, and does that well. It reads from those accounting systems rather than being one. Light is the agentic ERP where every entity posts to one ledger, so the consolidated numbers are the books rather than a report assembled from several ledgers. Feature comparison (Light vs Syft): - General ledger and accounting system of record — Light: yes · Syft: no (a reporting, consolidation and analytics platform that reads from Xero, QuickBooks, Sage, MYOB and other sources) - Multi-entity consolidation — Light: yes · Syft: yes (a core strength: unlimited entities, account- or transaction-level eliminations, FX and ownership proportions) - Budget, forecast and budget-vs-actual reporting — Light: yes · Syft: yes (budgets, P&L and cash flow forecasts, and consolidated budgets and forecasts are part of the product) - Accounts payable and accounts receivable ledgers — Light: yes · Syft: no (AP and AR are kept in the connected accounting system; Syft reports on receivables and payables ageing) - Corporate cards and spend management — Light: yes · Syft: no (Syft's products cover reporting, consolidation and analysis; cards and expenses sit in other tools) - Vendor payments on local rails — Light: yes · Syft: no (not a payments product; payments run from the accounting system or a separate provider) - Consolidation posts continuously as transactions happen — Light: yes · Syft: no (consolidations refresh from the connected systems; eliminations are set up in Syft rather than posted in the books) --- ## Light vs Spotlight Reporting URL: https://light.inc/versus/spotlight-reporting Spotlight Reporting is a reporting and forecasting suite used by accountants, advisors, CFOs and franchise groups. It connects to Xero, QuickBooks, MYOB and Sage 50, and covers management reporting, three-way forecasting, dashboards, multi-currency consolidation and franchise benchmarking well. It reports on the books held in those accounting systems rather than being one. Light is the agentic ERP where every entity posts to one ledger, so group reporting reads straight from the books. Feature comparison (Light vs Spotlight Reporting): - General ledger and accounting system of record — Light: yes · Spotlight Reporting: no (a reporting and forecasting suite that imports from Xero, QuickBooks, MYOB, Sage 50 and Excel) - Multi-entity consolidation — Light: yes · Spotlight Reporting: yes (a strength: multi-currency consolidation with inter-entity eliminations, plus aggregation and benchmarking of up to 500 entities in Multi) - Budget, forecast and budget-vs-actual reporting — Light: yes · Spotlight Reporting: yes (a strength: budgets, three-way forecasts, what-if scenarios and consolidated forecasting) - Accounts payable and accounts receivable ledgers — Light: yes · Spotlight Reporting: no (AP and AR are kept in the connected accounting system; Spotlight reports and forecasts on them) - Corporate cards and spend management — Light: yes · Spotlight Reporting: no (Spotlight's products cover reporting, forecasting, dashboards and ESG; cards and expenses sit in other tools) - Vendor payments on local rails — Light: yes · Spotlight Reporting: no (not a payments product; payments run from the accounting system or a separate provider) - Consolidation posts continuously as transactions happen — Light: yes · Spotlight Reporting: no (consolidated reports are built from data imported from each entity's system; inter-entity balances are excluded in the report, not posted in the books) --- ## Light vs Pigment URL: https://light.inc/versus/pigment Pigment is an integrated business planning platform for finance, sales, HR and supply chain teams. It is strong at driver-based models, what-if scenarios, rolling forecasts and headcount planning, with AI agents that build models and run scenarios. It is not a general ledger: actuals flow in from ERPs such as NetSuite, SAP and Sage Intacct. Light is the agentic ERP where budget, forecast and variance run on the posted ledger itself, so budgets are compared with the actual books, not with data copied out of them. Feature comparison (Light vs Pigment): - General ledger and accounting system of record — Light: yes · Pigment: no (a business planning platform that reads actuals from your ERP or accounting system, not a ledger itself) - Budget, forecast and budget-vs-actual reporting — Light: yes · Pigment: yes (a genuine strength: budgeting, rolling forecasts, what-if scenarios and variance analysis in one place, plus driver-based and headcount planning) - Actuals come straight off the posted ledger, with no import step — Light: yes · Pigment: no (actuals flow in from connected systems such as NetSuite, SAP and Sage Intacct through connectors) - Multi-entity consolidation — Light: yes · Pigment: yes (offered: multi-entity, multi-currency and multi-GAAP consolidation with intercompany eliminations, run on actuals ingested from source systems) - Accounts payable and accounts receivable ledgers — Light: yes · Pigment: no (not covered; AP and AR stay in the connected ERP) - Corporate cards and spend management — Light: yes · Pigment: no (not offered; Pigment is a planning and reporting platform) - Vendor payments on local rails — Light: yes · Pigment: no (not a payments product) --- ## Light vs Anaplan URL: https://light.inc/versus/anaplan Anaplan is a scenario planning and analysis platform used for connected planning across finance, sales, supply chain and workforce. It is strong at modelling large, multi-dimensional plans, rolling forecasts and scenario analysis, and it also offers financial consolidation and reporting. It is not a general ledger: it integrates data from ERP platforms and general ledgers. Light is the agentic ERP where budget, forecast and variance run on the posted ledger itself, so budgets are compared with the actual books, not with data copied out of them. Feature comparison (Light vs Anaplan): - General ledger and accounting system of record — Light: yes · Anaplan: no (a planning and analysis platform that integrates data from your ERP and general ledgers, not a ledger itself) - Budget, forecast and budget-vs-actual reporting — Light: yes · Anaplan: yes (a genuine strength: budgeting, rolling forecasts, long-range planning and scenario modelling, plus workforce, sales and supply chain planning) - Actuals come straight off the posted ledger, with no import step — Light: yes · Anaplan: no (actuals are integrated from source systems such as ERP platforms and general ledgers) - Multi-entity consolidation — Light: yes · Anaplan: yes (offered: intercompany eliminations, currency translation and ownership calculations, run on data integrated from source systems) - Accounts payable and accounts receivable ledgers — Light: yes · Anaplan: no (not covered; AP and AR stay in the connected ERP) - Corporate cards and spend management — Light: yes · Anaplan: no (not offered; Anaplan is a planning and decision platform) - Vendor payments on local rails — Light: yes · Anaplan: no (not a payments product) --- ## Light vs Planful URL: https://light.inc/versus/planful Planful is a financial performance management platform that connects planning, close, consolidation and reporting. It is strong at budgeting and forecasting, what-if scenarios, workforce planning and a structured close with automated eliminations and currency translation. It is not a general ledger: it connects to your ERP and picks up where the ERP ends. Light is the agentic ERP where budget, forecast, variance and consolidation run on the posted ledger itself, so the plan and the group numbers are the books rather than a layer above them. Feature comparison (Light vs Planful): - General ledger and accounting system of record — Light: yes · Planful: no (a financial performance management platform that connects to your ERP, not a ledger itself) - Budget, forecast and budget-vs-actual reporting — Light: yes · Planful: yes (a genuine strength: budgeting, forecasting, what-if scenarios and budget owners tracking actuals, plus workforce and compensation planning) - Actuals come straight off the posted ledger, with no import step — Light: yes · Planful: no (actuals come from connected source systems such as your ERP, HRIS and CRM) - Multi-entity consolidation — Light: yes · Planful: yes (a core strength: multi-entity consolidation with automated intercompany eliminations, minority interest and currency translation, plus close task management) - Accounts payable and accounts receivable ledgers — Light: yes · Planful: no (not covered; AP and AR stay in the connected ERP) - Corporate cards and spend management — Light: yes · Planful: no (not offered; Planful is a planning, close and reporting platform) - Vendor payments on local rails — Light: yes · Planful: no (not a payments product) --- ## Light vs Datarails URL: https://light.inc/versus/datarails Datarails is an Excel-native finance platform for FP&A, consolidation, month-end close management and cash visibility. Finance teams keep working in their own Excel models while Datarails pulls in data from ERPs, CRMs, HRIS, banks and other sources, and it handles budgeting, forecasting and scenario modelling well. It is a layer that reads from your accounting system rather than the accounting system itself. Light is the agentic ERP where the ledger, the consolidation and budget-versus-actual are the same system, so the numbers you plan against are the books. Feature comparison (Light vs Datarails): - General ledger and accounting system of record — Light: yes · Datarails: no (an Excel-native planning and reporting platform that connects to your ERP or accounting system, not a ledger itself) - Multi-entity consolidation — Light: yes · Datarails: yes (built in: multi-entity consolidation with FX conversion, intercompany eliminations and allocations, on data pulled from your source systems) - Budget, forecast and budget-vs-actual variance — Light: yes · Datarails: yes (a core strength: budgeting, rolling forecasts, scenario modelling and budget-vs-actual, all inside Excel) - Accounts payable and accounts receivable ledgers — Light: yes · Datarails: no (AP and AR stay in the ERP or accounting system Datarails connects to) - Corporate cards and spend management — Light: yes · Datarails: no (Datarails Spend Control manages vendor contracts and software subscriptions; cards and expenses sit in other tools) - Vendor payments on local rails — Light: yes · Datarails: no (Datarails Cash gives live bank visibility and cash forecasting; it does not execute payments) - Drill-down from group figures to the source bill or invoice — Light: yes · Datarails: no (live drill-down into the data synced from your source systems; the bills and invoices themselves are held in the ERP) --- ## Light vs Cube URL: https://light.inc/versus/cube Cube is an AI-powered FP&A platform that works inside Excel and Google Sheets. It connects to your accounting system, CRM, HR and payroll and other sources, and it does planning, forecasting, scenario and headcount planning, reporting and multi-entity consolidation well, with AI agents on top. It is a planning and reporting layer that reads from your accounting system rather than the accounting system itself. Light is the agentic ERP where the ledger, the consolidation and budget-versus-actual are the same system, so the numbers you plan against are the books. Feature comparison (Light vs Cube): - General ledger and accounting system of record — Light: yes · Cube: no (a spreadsheet-native planning and reporting platform that syncs actuals from your ERP or accounting system, not a ledger itself) - Multi-entity consolidation — Light: yes · Cube: yes (multi-entity roll-ups with automated intercompany eliminations and currency translation, on actuals synced from your ERPs) - Budget, forecast and budget-vs-actual variance — Light: yes · Cube: yes (a core strength: driver-based forecasting, scenario modelling and headcount planning, in Excel and Google Sheets) - Accounts payable and accounts receivable ledgers — Light: yes · Cube: no (AP and AR stay in the ERP or accounting system Cube connects to) - Corporate cards and spend management — Light: yes · Cube: no (not part of the product; Cube plans and reports on spend rather than issuing cards or capturing expenses) - Vendor payments on local rails — Light: yes · Cube: no (not part of the product; payments and banking data are sources Cube reads from) - Drill-down from group figures to the source bill or invoice — Light: yes · Cube: no (an audit trail from the report back to the source transaction synced from your ERP; the bills and invoices themselves are held in the ERP) --- ## Light vs Vena URL: https://light.inc/versus/vena Vena is a Microsoft-native, Excel-native platform for financial and operational planning, consolidation, close management and reporting. It keeps finance working in a familiar Excel experience on top of its own database, connects to your ERP, CRM and HRIS, and does budgeting, forecasting, workforce planning and scenario modelling well. It is a planning and reporting layer that reads from your general ledger rather than the ledger itself. Light is the agentic ERP where the ledger, the consolidation and budget-versus-actual are the same system, so the numbers you plan against are the books. Feature comparison (Light vs Vena): - General ledger and accounting system of record — Light: yes · Vena: no (an Excel-native planning, consolidation and reporting platform that loads data from your GL or ERP, not a ledger itself) - Multi-entity consolidation — Light: yes · Vena: yes (a genuine strength: Excel-native consolidation with intercompany eliminations, FX translation and ownership logic, on trial balances loaded from your entities) - Budget, forecast and budget-vs-actual variance — Light: yes · Vena: yes (a core strength: budgeting, forecasting, driver-based and scenario modelling, and workforce planning, in Excel) - Accounts payable and accounts receivable ledgers — Light: yes · Vena: no (AP and AR stay in the ERP or GL Vena integrates with) - Corporate cards and spend management — Light: yes · Vena: no (not part of the product; Vena plans and reports on spend rather than issuing cards or capturing expenses) - Vendor payments on local rails — Light: yes · Vena: no (not part of the product; Vena is a planning, close and reporting layer) - Drill-down from group figures to the source bill or invoice — Light: yes · Vena: no (traces consolidated results back to source GL data, down to transaction level; the bills and invoices themselves are held in the ERP) --- ## Light vs LiveFlow URL: https://light.inc/versus/liveflow LiveFlow sells two products. LiveFlow FP&A connects your accounting system to Google Sheets and Excel for live reporting, consolidation and budgeting. Flow is its agentic accounting platform for multi-entity businesses, with a general ledger, payables, receivables, intercompany eliminations and FP&A, and with card spend and bill payments handled through Ramp or Bill. Light is the agentic ERP where corporate cards and vendor payments on local rails in 80+ countries are native to the same ledger as AP, AR and consolidation. Feature comparison (Light vs LiveFlow): - General ledger and accounting system of record — Light: yes · LiveFlow: yes (Flow keeps the books; LiveFlow FP&A reports on top of your existing accounting system) - Multi-entity consolidation with intercompany eliminations — Light: yes · LiveFlow: yes (a genuine strength: Flow eliminates intercompany transactions as they post, across journals, invoices and payments) - Budget, forecast and budget-vs-actual reporting — Light: yes · LiveFlow: yes (FP&A is included in Flow, and LiveFlow FP&A does budgeting and reporting in Google Sheets and Excel) - Accounts payable and accounts receivable — Light: yes · LiveFlow: yes (bill capture, coding and approvals; customer invoicing and automated payment reminders) - Multi-currency accounting — Light: yes · LiveFlow: yes (FX revaluation and currency translation on consolidation) - Corporate and virtual cards issued from the ledger — Light: yes · LiveFlow: no (card spend comes in from Ramp through a native integration) - Bill pay built in, with no separate payments tool — Light: yes · LiveFlow: no (approved bills are paid through Ramp or Bill) --- ## Light vs Unit4 URL: https://light.inc/versus/unit4 Unit4 ERPx is a cloud ERP for organisations that run on people: professional services, public sector, nonprofits and higher education. It covers the general ledger, payables and receivables, multi-entity consolidation, procurement, project accounting, HR and payroll, with the Ava agent built in. Light is the agentic ERP for multi-entity finance teams, with corporate and virtual cards issued from the ledger and vendor payments on local rails in 80+ countries alongside AP, AR and consolidation. Feature comparison (Light vs Unit4): - General ledger, accounts payable and accounts receivable — Light: yes · Unit4: yes (a full record-to-report cycle, with fixed assets and cash management) - Multi-entity consolidation with intercompany eliminations — Light: yes · Unit4: yes (a core strength, with local GAAP and IFRS reporting from the same data) - Multi-currency accounting — Light: yes · Unit4: yes (multi-currency transactions with multiple exchange rate types) - Procurement: requests, purchase orders and approvals — Light: yes · Unit4: yes (requisition-to-payment purchasing with approval workflows and supplier catalogs) - Budget, forecast and budget-vs-actual reporting — Light: yes · Unit4: yes (through Unit4 FP&A) - Corporate and virtual cards issued from the ledger — Light: yes · Unit4: no (expenses and card statements come from your existing card provider) - Vendor payments on local rails in 80+ countries — Light: yes · Unit4: no (payment runs are sent to your banks; bank connectivity through integrations and partner apps) --- ## Light vs ZoneCapture URL: https://light.inc/versus/zone-capture ZoneCapture is Zone & Co's AP invoice capture for NetSuite: it reads vendor invoices with OCR and GenAI, codes them, matches them to purchase orders and receipts, and hands review-ready bills to your team inside NetSuite, which keeps the books. Light is the agentic ERP where the ledger and the payables are the same system, with AR, corporate cards, procurement, vendor payments on local rails in 80+ countries and consolidation built in. Feature comparison (Light vs ZoneCapture): - Invoice capture, coding and approval routing — Light: yes · ZoneCapture: yes (a core strength: OCR and GenAI capture and coding inside NetSuite, with approvals) - Purchase orders and PO matching — Light: yes · ZoneCapture: yes (three-way matching against purchase orders and receipts, with split-screen review) - Multi-entity and multi-currency invoices — Light: yes · ZoneCapture: yes (invoices across subsidiaries, currencies and languages) - Supplier payments from the same workflow — Light: yes · ZoneCapture: yes (vendor bill payments from NetSuite as a Zone add-on) - General ledger and accounting system of record — Light: yes · ZoneCapture: no (runs inside NetSuite, which keeps the books) - Corporate and virtual cards + expense management — Light: yes · ZoneCapture: no (not part of Zone's product range) - Group consolidation and financial statements — Light: yes · ZoneCapture: no (handled in NetSuite) --- ## Light vs Navan URL: https://light.inc/versus/navan Navan is travel and expense management software: business travel booking, expense reports, corporate cards and reimbursements, synced into the accounting system you already run. Light is the agentic ERP that is the ledger, with expenses, corporate cards, AP, AR, global vendor payments and consolidation in the same system. Switching does not mean reissuing cards: keep your Navan cards and bring their transactions into Light. Feature comparison (Light vs Navan): - General ledger and accounting system of record — Light: yes · Navan: no (syncs pre-coded expenses into NetSuite, Sage Intacct, QuickBooks, Xero and other ERPs) - Expense capture, reimbursements and policy controls — Light: yes · Navan: yes - Corporate and virtual cards — Light: yes · Navan: yes (Navan corporate cards, or existing Visa, Mastercard and Amex cards via Navan Connect) - Accounts payable and vendor bill pay — Light: yes · Navan: no (payments cover travel bookings and employee spend) - Accounts receivable and customer invoicing — Light: yes · Navan: no - Multi-entity accounting and consolidation — Light: yes · Navan: partial (tags spend by legal entity and subsidiary; consolidation runs in your ERP) - Financial statements (P&L, balance sheet) — Light: yes · Navan: no (produced in your connected accounting system) - One system for spend and the ledger — Light: yes · Navan: no (two systems by design) --- ## Light vs Expensify URL: https://light.inc/versus/expensify Expensify handles expense reports, receipt scanning, corporate cards, travel booking and reimbursements, then exports the results into the accounting system you already run. Light is the agentic ERP that is the ledger, with expenses, corporate cards, AP, AR, global vendor payments and consolidation in the same system. Switching does not mean reissuing cards: keep your Expensify cards and bring their transactions into Light. Feature comparison (Light vs Expensify): - General ledger and accounting system of record — Light: yes · Expensify: no (exports expenses, card spend and bills into QuickBooks, Xero, NetSuite, Sage Intacct and other accounting systems) - Receipt capture, expense reports and approvals — Light: yes · Expensify: yes (Expensify's core strength, with SmartScan and multi-level approvals) - Corporate and virtual cards — Light: yes · Expensify: yes (Expensify Card for businesses in the US, the UK and selected EU countries) - Multi-entity accounting and consolidation — Light: yes · Expensify: no (one workspace per entity, each mapped to an entity in the connected accounting system, where consolidation runs) - Financial statements (P&L, balance sheet) — Light: yes · Expensify: no (spend reporting; statements come from the connected accounting system) - Vendor payments on local rails in 80+ countries — Light: yes · Expensify: partial (bill pay in USD to US vendors; employee reimbursements reach 190+ countries) - Contract billing and deferred revenue — Light: yes · Expensify: partial (sends simple customer invoices and collects payment; revenue accounting stays in the connected ledger) --- ## Light vs Paraglide URL: https://light.inc/versus/paraglide Paraglide is a set of AI agents for accounts receivable that sits on top of your ERP: a Billing Support Agent that answers invoice queries in any language, sends documents and captures PO numbers and promise-to-pay dates, and a Collections Agent that runs two-way collections conversations with reminders and escalation, with dispute and deduction tracking, a Reconciliation Agent for cash application, and DSO and aging reports, working on invoices from the ERP, CRM, billing tool and inbox you keep. Light is the agentic ERP where the invoice, the reminder, the cash match and the ledger entry sit in one system, with AP, corporate cards, vendor payments on local rails in 80+ countries and consolidation built in. Feature comparison (Light vs Paraglide): - General ledger and accounting system of record — Light: yes · Paraglide: no - Collections: reminders, escalations and follow-ups — Light: yes · Paraglide: yes - Invoices raised on the same ledger as the payment — Light: yes · Paraglide: no - Consolidated group reporting from the same system — Light: yes · Paraglide: no - Accounts payable and vendor payments — Light: yes · Paraglide: no - Corporate and virtual cards issued from the ledger — Light: yes · Paraglide: no - One system for both receivables and the ledger — Light: yes · Paraglide: no --- ## Light vs The Last Accounting Company URL: https://light.inc/versus/last-accounting-company The Last Accounting Company is an AI-native accounting firm: its agents do the bookkeeping, payables, receivables, payroll, VAT and tax filings, monthly closes, financial statements and consolidations on its own ledger, a certified accountant validates the work, and you pay a fixed subscription instead of running an accounting firm and accounting software side by side. It is a service for Finnish and international startups and SMBs. Light is the agentic ERP your own team runs: agents do the routine work inside controls you set, every action logged, with AP, AR, corporate cards, vendor payments on local rails in 80+ countries and consolidation in one system. Feature comparison (Light vs The Last Accounting Company): - General ledger and accounting system of record — Light: yes · The Last Accounting Company: yes - Accounts payable and accounts receivable — Light: yes · The Last Accounting Company: yes - Consolidation of several entities — Light: yes · The Last Accounting Company: yes - Software your own finance team runs day to day — Light: yes · The Last Accounting Company: no - Corporate and virtual cards issued from the ledger — Light: yes · The Last Accounting Company: no - Vendor payments on local rails in 80+ countries — Light: yes · The Last Accounting Company: no - Agents run by your own team rather than the provider — Light: yes · The Last Accounting Company: no --- ## Light vs Rivelo CPM URL: https://light.inc/versus/rivelo Rivelo is an AI-native corporate performance management platform for finance: period close, budgeting and forecasting, automatic multi-company consolidation, forward and consolidated cash flow, profitability, net working capital and project control on one platform, with AI revenue, projection and cash-flow forecasting and an agentic assistant. Rivelo also sells Rivelo AIR, a separate AI-native platform with its own accounting; this page compares Light with the performance management platform. It reads data from your ERP through connectors for SAP, Oracle, Zucchetti, TeamSystem, Dynamics and others rather than being a ledger. Light is the agentic ERP where the ledger and the consolidation are the same system, and it budgets and forecasts directly on the posted books. Feature comparison (Light vs Rivelo CPM): - General ledger and accounting system of record — Light: yes · Rivelo CPM: no - Multi-entity consolidation — Light: yes · Rivelo CPM: yes - Budget, forecast and budget-vs-actual reporting — Light: yes · Rivelo CPM: yes - Cash forecast and cash position across entities — Light: yes · Rivelo CPM: yes - Accounts payable and accounts receivable ledgers — Light: yes · Rivelo CPM: no - Corporate cards and vendor payments from the ledger — Light: yes · Rivelo CPM: no - Consolidation posts continuously as transactions happen — Light: yes · Rivelo CPM: no --- ## Light vs Traild URL: https://light.inc/versus/traild Traild is accounts payable automation that connects to your existing ERP with a real-time two-way sync: AI invoice capture, GL coding learned from history, two- and three-way purchase order matching, approval workflows by department, amount or vendor, fraud and anomaly detection, supplier verification and risk scoring, supplier statement reconciliation, and Traild Pay for payment runs by EFT, ACH, cheque, wire, virtual card, FX and SWIFT in 60+ currencies, working with Acumatica, Epicor, SYSPRO, IFS, NetSuite, SAP Business One, MYOB, Xero and others. Light is the agentic ERP where the ledger and the payables are the same system, with AR, corporate cards, procurement, vendor payments on local rails in 80+ countries and consolidation built in. Feature comparison (Light vs Traild): - General ledger and accounting system of record — Light: yes · Traild: no - Invoice capture, GL coding and approval routing — Light: yes · Traild: yes - Two- and three-way purchase order matching — Light: yes · Traild: yes - Supplier payments in multiple currencies — Light: yes · Traild: yes - Receivables and collections on the same ledger as payables — Light: yes · Traild: no - Corporate and virtual cards issued to employees from the ledger — Light: yes · Traild: no - One system for both payables and the ledger — Light: yes · Traild: no --- ## Light and Stripe Billing URL: https://light.inc/versus/stripe-billing Stripe Billing and Light do different jobs, and work best together. Stripe Billing runs subscriptions and gets you paid: flat, tiered, volume and usage pricing, hosted invoices, automated collection with Smart Retries, tax automation and 135+ currencies. Light is the agentic ERP that runs the books after the payment: Light's Stripe integration syncs every finalised Stripe invoice, payment and credit note into the ledger as it happens, and Light adds the general ledger, AP and vendor payments on local rails in 80+ countries, corporate cards and expenses, revenue recognition and multi-entity consolidation. Feature comparison (Light and Stripe Billing): - Card and online payment processing — Light: no · Stripe Billing: yes - Automated retries on failed card payments — Light: no · Stripe Billing: yes - Stripe invoices, payments and credit notes in the same ledger as AP, cards and expenses — Light: yes · Stripe Billing: no - Company-wide general ledger and financial statements across revenue and spend — Light: yes · Stripe Billing: no - Revenue recognition under IFRS 15 and ASC 606 — Light: yes · Stripe Billing: yes (Stripe Revenue Recognition, a paid add-on) - Accounts payable, vendor payments, cards and expenses — Light: yes · Stripe Billing: no (Not part of Stripe Billing) - Multi-entity consolidation — Light: yes · Stripe Billing: no --- ## Light vs Aleph URL: https://light.inc/versus/aleph Aleph is an AI-native FP&A platform that connects your data, strategy and spreadsheets. Finance teams keep working in Excel or Google Sheets, or in its web app, while Aleph brings data in from the ERP, CRM and HRIS through no-code connectors. It is strong at collaborative budgeting, driver-based forecasting, dashboards and AI variance explanations. It is not a general ledger: actuals flow in from accounting systems such as NetSuite, QuickBooks, Xero and Sage Intacct. Light is the agentic ERP where budget, forecast and multi-entity reporting run on the posted ledger itself, so budgets are compared with the actual books, not with data copied out of them. Feature comparison (Light vs Aleph): - General ledger and accounting system of record — Light: yes · Aleph: no (an FP&A and data layer that reads from your ERP, CRM and HRIS, not a ledger itself) - Budget, forecast and budget-vs-actual reporting — Light: yes · Aleph: yes (a core strength: collaborative budgeting, driver-based forecasting and AI variance explanations, in Excel, Google Sheets or the web app) - Actuals come straight off the posted ledger, with no import step — Light: yes · Aleph: no (actuals come in through connectors from accounting systems such as NetSuite, QuickBooks, Xero and Sage Intacct, with mapping logic to transform them) - Dashboards and management reporting — Light: yes · Aleph: yes (offered: dashboards and reporting built on the data connected from your systems) - Accounts payable and accounts receivable ledgers — Light: yes · Aleph: no (not covered; AP and AR stay in the ERP or accounting system Aleph connects to) - Corporate cards and spend management — Light: yes · Aleph: no (not offered; Aleph is a planning and data platform) - Vendor payments on local rails — Light: yes · Aleph: no (not a payments product) --- ## Light vs Prophix URL: https://light.inc/versus/prophix Prophix is a financial performance platform for mid-market finance teams. Prophix One unifies planning, close, consolidation and reporting on one governed data foundation: driver-based budgets and rolling forecasts across entities, financial consolidation with intercompany eliminations, multi-currency translation and minority interest, account reconciliation, cash management and lease accounting, with role-based approvals and AI agents. It is not a general ledger: it brings data in from ERPs such as NetSuite, SAP, Oracle, Microsoft Dynamics and Workday. Light is the agentic ERP where every entity posts to one ledger, so group numbers are consolidated as transactions post, with no export or mapping step in between. Feature comparison (Light vs Prophix): - General ledger and accounting system of record — Light: yes · Prophix: no (a financial performance platform that unifies planning, close, consolidation and reporting on data from your ERPs, not a ledger itself) - Multi-entity consolidation — Light: yes · Prophix: yes (a core strength: intercompany eliminations, multi-currency translation, minority interest and an audit trail, run on data brought in from your ERPs) - Budget, forecast and budget-vs-actual reporting — Light: yes · Prophix: yes (a core strength: driver-based budgets and rolling forecasts across entities, with role-based approvals) - Consolidation updates continuously as transactions post — Light: yes · Prophix: no (consolidation runs on data brought across from the ERPs after they post) - Accounts payable and accounts receivable ledgers — Light: yes · Prophix: no (not covered; AP and AR stay in the connected ERP) - Corporate cards and spend management — Light: yes · Prophix: no (not offered; Prophix is a planning, close and consolidation platform) - Vendor payments on local rails — Light: yes · Prophix: no (not a payments product) --- ## Light vs Board URL: https://light.inc/versus/board Board is Board International's agentic planning platform for large organisations. It plans across finance and operations: FP&A, budgeting, forecasting and consolidation for the office of finance, alongside supply chain, retail merchandising, manufacturing, HR and sales performance planning, all on one multidimensional planning engine with scenario planning and predictive forecasting. It is not a general ledger: it integrates with your ERP, CRM and data platforms and plans on their data, and implementations are phased and delivered through partners. Light is the agentic ERP where budget, forecast and multi-entity reporting run on the posted ledger itself, built for the finance team of a growing multi-entity company rather than for enterprise-wide operational planning. Feature comparison (Light vs Board): - General ledger and accounting system of record — Light: yes · Board: no (an enterprise planning platform that integrates with your ERP, CRM and data platforms, not a ledger itself) - Budget, forecast and budget-vs-actual reporting — Light: yes · Board: yes (a core strength: budgeting, forecasting and scenario planning on a multidimensional planning engine, with predictive forecasting) - Multi-entity consolidation — Light: yes · Board: yes (offered: consolidation with multi-currency support in its office of finance applications, on data integrated from your systems) - Actuals come straight off the posted ledger, with no import step — Light: yes · Board: no (actuals are integrated from your ERP and other systems into the planning platform) - Accounts payable and accounts receivable ledgers — Light: yes · Board: no (not covered; AP and AR stay in the connected ERP) - Corporate cards and spend management — Light: yes · Board: no (not offered; Board is a planning and analytics platform) - Vendor payments on local rails — Light: yes · Board: no (not a payments product) --- ## Light vs Candis URL: https://light.inc/versus/candis Candis is digital invoice management for German finance teams and their tax advisors: invoices are captured and read automatically, pre-accounted with suggested GL account, cost centre, tax code and approver, checked against German VAT rules, routed for approval and archived, then handed to DATEV, SAP Business One, Business Central or Sage 100, which keeps the books. Purchase request approvals, contract management, expenses and corporate cards come as extensions, with unlimited users and legal entities. Light is the agentic ERP where the ledger and the payables are the same system, with AR, corporate cards, procurement, vendor payments on local rails in 80+ countries and consolidation built in. Feature comparison (Light vs Candis): - General ledger and accounting system of record — Light: yes · Candis: no - Invoice capture, AI extraction and pre-accounting — Light: yes · Candis: yes - Approval workflows for invoices and purchase requests — Light: yes · Candis: yes - Expense management with corporate cards — Light: yes · Candis: yes - Multiple legal entities in one account — Light: yes · Candis: yes - Financial statements and month-end close in the same system as the invoices — Light: yes · Candis: no - One system for both payables and the ledger — Light: yes · Candis: no --- ## Light vs Esker URL: https://light.inc/versus/esker Esker is finance process automation for large organisations that sits on top of the ERP: source-to-pay with sourcing, supplier management, contracts, procurement, AP invoice capture, purchase order and receipt matching, approvals and payment processing, and order-to-cash with order management, customer invoice delivery, e-invoicing in 60+ countries, cash application, collections and deductions, with AI throughout and connectors for 70+ ERPs that stay the system of record. Light is the agentic ERP where the ledger, the payables and the receivables are the same system, with corporate cards, procurement, vendor payments on local rails in 80+ countries and consolidation built in. Feature comparison (Light vs Esker): - General ledger and accounting system of record — Light: yes · Esker: no - AI invoice capture and coding — Light: yes · Esker: yes - Purchase order and receipt matching with approval routing — Light: yes · Esker: yes - Procurement: purchase requests and purchase orders — Light: yes · Esker: yes - Customer invoicing, collections and cash application — Light: yes · Esker: yes - Financial statements and month-end close in the same system as AP and AR — Light: yes · Esker: no - One system for both payables and the ledger — Light: yes · Esker: no --- ## Light vs Coupa URL: https://light.inc/versus/coupa Coupa is a business spend management platform for large enterprises: sourcing, contracts, procurement, supplier invoicing with matching and approvals, expenses, treasury and supplier payments in one suite, with AI across it. It is not an ERP. Coupa runs on top of the ERP you already have, such as SAP, Oracle or NetSuite, and that ERP keeps the general ledger and the financial statements. Light is the agentic ERP where the ledger and the payables are the same system, with AR, corporate cards, procurement, vendor payments on local rails in 80+ countries and consolidation built in. Feature comparison (Light vs Coupa): - The ERP itself: general ledger and accounting system of record — Light: yes · Coupa: no - Procurement: purchase requests and purchase orders — Light: yes · Coupa: yes - Supplier invoice capture with matching and approvals — Light: yes · Coupa: yes - Supplier payments in multiple currencies — Light: yes · Coupa: yes - Expense management — Light: yes · Coupa: yes - Financial statements and month-end close in the same system as spend — Light: yes · Coupa: no - One system for both spend and the ledger — Light: yes · Coupa: no --- ## Light vs Younium URL: https://light.inc/versus/younium Younium is a B2B subscription management and billing platform for SaaS and hybrid-recurring companies: quoting, subscriptions, usage-based pricing, invoicing, multi-step dunning, payment matching and revenue recognition under IFRS 15 and ASC 606, with invoices and journals posted into the ledger you keep, such as Fortnox, e-conomic, Business Central or NetSuite. Light is the agentic ERP where billing, deferred revenue, AR, AP, corporate cards and multi-entity consolidation are one system of record. Feature comparison (Light vs Younium): - General ledger and accounting system of record — Light: yes · Younium: no - Subscription and usage-based billing — Light: yes · Younium: yes - Deferred revenue and revenue recognition — Light: yes · Younium: yes - SaaS metrics and subscription analytics — Light: yes · Younium: yes - Multi-entity and multi-currency billing — Light: yes · Younium: yes - Accounts payable and vendor payments — Light: yes · Younium: no - One ledger for billing, payables and spend — Light: yes · Younium: no --- ## Light vs Tesorio URL: https://light.inc/versus/tesorio Tesorio is an order-to-cash automation platform that sits on top of your ERP: AI agents that draft collection emails and extract payment promises, cash application that matches lockbox PDFs and remittance emails to open invoices, a payment portal, submission of your invoices into customer procurement portals such as Coupa and Ariba, and AR cash forecasting, working on invoices billed in the system you keep, such as NetSuite, Sage Intacct, QuickBooks or Workday. Light is the agentic ERP where the invoice, the reminder, the cash match, the revenue schedule and the ledger entry live in one system, with AP, corporate cards, vendor payments on local rails in 80+ countries and consolidation built in. Feature comparison (Light vs Tesorio): - General ledger and accounting system of record — Light: yes · Tesorio: no - Collections: payment reminders and dunning — Light: yes · Tesorio: yes - Cash application: matching payments to open invoices — Light: yes · Tesorio: yes - AI agents that draft follow-ups and match cash — Light: yes · Tesorio: yes - Subscription billing and contract invoicing — Light: yes · Tesorio: no - Deferred revenue and revenue recognition — Light: yes · Tesorio: no - One system for both receivables and the ledger — Light: yes · Tesorio: no --- ## Light vs TrueWind URL: https://light.inc/versus/truewind TrueWind is a digital accountant for the close. It turns bank statements and workpapers into GL-ready journal entries, reconciliations and standard procedures for review, and posts them to QuickBooks Online, Sage Intacct or Intuit Enterprise Suite, with AI and human accountants working together. Light works differently: one agentic ledger where the close, supplier bills, invoicing, cards and multi-entity consolidation run in the same system, so there is nothing to prepare in one tool and post into another. Feature comparison (Light vs TrueWind): - General ledger and accounting system of record — Light: yes · TrueWind: no (by design: posts entries to QuickBooks Online, Sage Intacct or Intuit Enterprise Suite) - AI transaction coding and categorisation — Light: yes · TrueWind: yes (codes transactions from bank statements and workpapers) - Reconciliation across accounts with exceptions flagged — Light: yes · TrueWind: yes (reconciles across all accounts and flags exceptions for review) - Journal entries drafted for your review — Light: yes · TrueWind: yes (GL-ready journal entries prepared for review, then posted to the ledger) - Prepaid expense schedules automated — Light: yes · TrueWind: yes (prepaid and fixed-asset schedules) - Month-end close automation — Light: yes · TrueWind: yes (close preparation and flux analysis on the books it prepares) - Works without changing your existing ledger — Light: no · TrueWind: yes (its design: a layer on the ledger you keep, and a genuine advantage if replacing it is off the table) --- ## Light vs IFS URL: https://light.inc/versus/ifs IFS Cloud is an industrial platform built around asset readiness: enterprise asset management, aviation maintenance, field service, manufacturing execution and supply chain, with ERP and finance on the same platform. It is made for defence contractors, defence forces and component manufacturers that keep mission-critical assets available. Light is the finance platform for defence-tech, robotics and autonomous systems companies: one ledger across the parent company, development teams and overseas subsidiaries, with programme cost reporting, supplier bill capture, approvals and an audit trail the finance team controls, while engineering and production stay in their specialist systems. Feature comparison (Light vs IFS): - Programme and project cost reporting — Light: yes · IFS: yes (project management, financial control and asset management on one platform) - Procurement: purchase orders and spend governance — Light: yes · IFS: yes (an end-to-end Source-to-Pay solution that enforces spend governance) - Financial reporting and forecasting — Light: yes · IFS: yes (AI-powered financial management with forecasting, cash flow and real-time insight, built for industrial enterprises) - Implementation and support from the vendor's own team — Light: yes · IFS: yes (IFS Cloud Services, IFS Consulting and IFS Success) - Enterprise asset management, maintenance and field service — Light: no · IFS: yes (the core of Total Asset Readiness: EAM, aviation maintenance and field service on the same platform as ERP) - Manufacturing execution with supplier quality and configuration control — Light: no · IFS: yes (discrete, process and project manufacturing, with quality records, supplier certifications and configuration control) - Fleet health and maintenance scheduling for defence forces — Light: no · IFS: yes (predictive maintenance and maintenance scheduling across the full asset lifecycle, with modules adopted independently) --- ## Light vs Infor URL: https://light.inc/versus/infor Infor CloudSuite Aerospace & Defense is a portfolio of cloud solutions for A&D manufacturers, contractors and service providers. It covers low-volume, engineer-to-order production, contract management with cost-plus and fixed-price methods, CLIN definition with linked work breakdown structures, and pre-configured compliance support for ITAR, FAR, MMAS for DFARS, CMMC 2 and FedRAMP, with built-in support for DCAA audits. Light is the finance platform for defence-tech, robotics and autonomous systems companies: one ledger across the parent company, development teams and overseas subsidiaries, with programme cost reporting, supplier bill capture, approvals and an audit trail the finance team controls, while engineering and production stay in their specialist systems. Feature comparison (Light vs Infor): - General ledger, accounts payable and accounts receivable — Light: yes · Infor: yes (financial accounting with multiple ledgers and GAAPs, fixed assets, cash management and taxation) - Multi-entity consolidation with intercompany — Light: yes · Infor: yes (financial consolidations, intercompany and shared services support, with multi-entity, multi-currency accounting) - Procurement: purchase orders and approvals — Light: yes · Infor: yes (procure-to-pay with approvals, plus supplier collaboration in the A&D CloudSuite) - Expense capture and approvals — Light: yes · Infor: yes (Infor Expense Management automates expense capture, policy enforcement and reimbursement) - Programme and project cost reporting — Light: yes · Infor: yes (cost tracking with project pegging, and profitability at programme, contract and component level) - Engineer-to-order manufacturing with embedded quality management — Light: no · Infor: yes (low-volume, engineer-to-order, high-variability production, with quality management embedded) - Service and maintenance for aerospace and defence assets — Light: no · Infor: yes (built for A&D service and MRO providers as well as manufacturers, with assets, tooling and maintenance costs tracked) --- ## Light vs Procountor URL: https://light.inc/versus/procountor Procountor, now sold as Finago Procountor, is a Finnish cloud accounting system that puts financial management data and tools in a single place: accounting, sales invoicing, purchase invoices, bank connections, payroll, travel and expense invoicing and reporting, sold and supported through accounting offices in Finland, Sweden and Denmark. Light is built for the company that has outgrown one set of books: several entities and currencies on one ledger, consolidation that posts as transactions happen, cards, supplier payments and invoicing native, and agents doing the routine work. Feature comparison (Light vs Procountor): - Cloud general ledger with bank connections — Light: yes · Procountor: yes (Procountor Financials: real-time financial management with bank connections) - Sales invoicing and receivables — Light: yes · Procountor: yes (invoicing built in) - Purchase invoice handling — Light: yes · Procountor: yes (purchase invoices handled in the product) - Travel and expense claims — Light: yes · Procountor: yes (travel and expense invoicing, with receipt management) - AI assistant on accounting, sales and purchase data — Light: yes · Procountor: yes (Ask AI; Light runs agents that complete the work inside your controls) - Group consolidation included in the standard product — Light: yes · Procountor: no - Payroll in the same product — Light: no · Procountor: yes (payroll is part of the product; Light is not payroll software) --- ## Light vs Nume URL: https://light.inc/versus/nume Nume is an AI CFO for businesses of 1 to 100 people. It connects read-only to QuickBooks, Xero, Zoho Books, Odoo or e-conomic and to your banks, and handles budgets, cash forecasts, scenarios, board reporting and bookkeeping review, in Slack, Teams or email. For groups, it consolidates up to 30 entities that each keep their own accounting system. Light is the agentic ERP where every entity posts to one ledger, so the group numbers are the books rather than a layer above several of them. Feature comparison (Light vs Nume): - General ledger and accounting system of record — Light: yes · Nume: no (an AI CFO that reads from QuickBooks, Xero, Zoho Books, Odoo or e-conomic, not a ledger itself) - Multi-entity consolidation — Light: yes · Nume: yes (up to 30 entities across a mix of accounting systems, with intercompany matching and currency translation) - Budget, forecast and budget-vs-actual reporting — Light: yes · Nume: yes (a strength: budgets, actuals against budget, cash forecasts, runway and scenarios) - Accounts payable and accounts receivable ledgers — Light: yes · Nume: no (AP and AR stay in each company's accounting system; Nume reads and reports on them) - Corporate cards and spend management — Light: yes · Nume: no (not part of the product; Nume reads spend from tools such as Ramp, Brex and Pleo) - Vendor payments on local rails — Light: yes · Nume: no (not a payments product; its access to books and banks is read-only) - Consolidation posts continuously as transactions happen — Light: yes · Nume: no (re-consolidates every night from each entity's ledger; eliminations are approved in Nume, not posted in the books) --- # API documentation ## Introduction (Light API) URL: https://light.inc/docs The Light API is organised around REST (https://en.wikipedia.org/wiki/REST) and uses standard HTTP response codes, authentication and verbs. Most endpoints accept and return JSON-encoded data in camel case (https://en.wikipedia.org/wiki/Camel_case). All requests go to: Where to start - For the accounting concepts behind the API, Concepts (/docs/concepts/how-light-records-money) is five short pages on what the API's objects are and why its rules exist. The reference assumes them. - To start calling the API, Authentication (/docs/getting-started/authentication) gets you a key, Pagination, filtering and errors (/docs/getting-started/pagination-filtering-errors) covers the mechanics every endpoint shares, and Choosing an endpoint (/docs/concepts/choosing-an-endpoint) maps common jobs to the calls that do them. - To connect an AI assistant rather than write code, see Using Light from an AI client (/docs/getting-started/ai-clients). Enum values and forward compatibility Some fields in this API use enumerated (enum) values to represent specific states or types. While these enums are fully documented, they are not guaranteed to be exhaustive. New enum values may be introduced over time as the system evolves. To maintain forward compatibility: - Always handle unexpected or unknown enum values gracefully. - Avoid assuming the list of values is complete or immutable. - Where possible, use string-based comparisons or a safe fallback rather than exhaustive matching. This policy allows Light to extend functionality without introducing breaking changes for consumers who implement robust handling. Amounts Amounts are integers in minor units: 1250 USD is 12.50 USD and 150 JPY is 150 JPY. Each amount is paired with its currency in the same object. Direction (debit or credit) travels separately from size; Reading amounts (/docs/concepts/reading-amounts) explains the conventions and the one place their polarity flips. What should a finance integration pilot prove? Before writing the connector, name the owner of customers, vendors, contracts, invoices and payment status in each system. Agree the identifiers and direction of updates, then test a correction as well as a successful transfer. - Permissions: choose the credential and role using Authentication (/docs/getting-started/authentication). Test the actions the integration must refuse as well as those it needs. - Record lifecycle: follow Document lifecycle (/docs/concepts/document-lifecycle) to separate creating a draft, posting it and recording payment. - Retries and duplicates: follow Idempotency (/docs/getting-started/idempotency) and each endpoint's notes before retrying a write. Bill creation and four bill actions accept a key, but not every operation does. Test recovery from a timeout without creating a second transaction. - Completeness and errors: use Pagination, filtering and errors (/docs/getting-started/pagination-filtering-errors) to check a full extract and retain a recoverable error queue. - Ownership: assign a person to failed transfers, credential rotation, mapping changes and reconciliation of totals back to the source. Use Choosing an endpoint (/docs/concepts/choosing-an-endpoint) to check supported operations and documented boundaries. The order to cash guide (/blog/order-to-cash-software which-system-owns-each-handoff) puts those checks into a CRM, billing and accounting workflow. --- ## Authentication (Light API) URL: https://light.inc/docs/getting-started/authentication You can authenticate to the Light API using API keys ( api-keys) or the OAuth 2.0 ( oauth-20) user flow. All API requests must be made over HTTPS. Calls made over plain HTTP will fail, and so will requests without authentication. Make sure your HTTP client follows redirects and forwards the Authorization header, as some endpoints may redirect to other URLs. API keys To create an API key, log in to Light, navigate to Settings API Keys and click Create key . Copy and securely store the generated key — it is not shown again. Light API keys are linked to roles the same way user accounts are. The roles assigned to the API key determine what actions the key can perform. To use an API key, include the Authorization header on your requests with the Basic scheme: Send the key exactly as Light issued it. Unlike standard HTTP Basic authentication there is no username:password pair to base64-encode — the value after Basic is the key itself. Here is a complete request, listing customers. The key below is made up — yours comes from Settings API Keys : The same call, ready to run — swap in your own key: Never expose an API key in client-side code, a public repository or a shared document. Use environment variables or a secrets manager. OAuth 2.0 Note. Contact Light support at help@light.inc (mailto:help@light.inc) to set your account up for the OAuth 2.0 flow. Once your account is set up you receive a client_id and client_secret . You also give Light a redirect URI, where users are sent after they authorise your application. To start the OAuth 2.0 authorization code flow, open: You can also pass an optional state parameter. See the OAuth 2.0 spec (https://datatracker.ietf.org/doc/html/rfc6749 section-4.1.1) for what it is for. Exchanging the authorization code for an access token After the user authorises your application they are redirected back to your redirect URI with an authorization code. Exchange it for an access token by POSTing to the token endpoint: The response includes an access_token , which authenticates your API requests. Send it in the Authorization header with the Bearer scheme: The response also includes refresh_token and expires_in . Store all three securely so you can refresh the access token when it expires. Refreshing access tokens When your access token expires, use the refresh token to get a new one: The response contains a new access_token , refresh_token and expires_in . Use the new access token for subsequent requests. Warning. Replace your stored refresh token with the new one from the response — the old one is invalidated after use. --- ## Rate limits (Light API) URL: https://light.inc/docs/getting-started/rate-limits The Light API limits how many requests each integration can make, to keep it fast and fair for everyone. Every authenticated response tells you where you stand, and a request over the limit gets a 429 Too Many Requests response. Rate limits apply to API keys, OAuth tokens and MCP tokens. Rate limit structure Two limits apply by default, and every request is checked against both. A request goes through only when both allow it. Light can agree different limits with your company. Requests per minute - 300 requests per minute per credential. - The allowance refills continuously, at 5 requests a second with the default limit, rather than all at once at the top of each minute. When the allowance is full you can send a burst of up to 300 requests at once. - Each API key has its own per-minute allowance. OAuth tokens issued to the same person share one allowance between them. Daily limit - 100,000 requests per day per organisation. - Shared by every API key, OAuth token and MCP token in your organisation, so extra API keys add per-minute room but never daily capacity. - Resets at midnight UTC. Reading the headers Every authenticated response carries these headers, whether it succeeded or failed: Header Meaning --- --- X-RateLimit-Limit The size of the window the headers describe (300 or 100,000 by default) X-RateLimit-Remaining Requests left in that window X-RateLimit-Reset Unix timestamp, in seconds, when that window is back to full capacity The three headers describe one window at a time: whichever of the two has fewer requests remaining. Normally that is the per-minute window. Once the daily count left drops below the per-minute count left, they switch to the daily window. The X-RateLimit-Limit value tells you which one you are looking at. X-RateLimit-Reset is when the window is completely full again (the per-minute allowance fully refilled, or midnight UTC for the daily limit). It is not the moment the next single request would be accepted, which for the per-minute window is usually much sooner. Handling a 429 A 429 has a flat { "type": "TOO_MANY_REQUESTS", "message": "Rate limit exceeded" } body, described with the other error shapes in Pagination, filtering and errors (/docs/getting-started/pagination-filtering-errors). It also carries a Retry-After header, which is only sent on a 429 : Header Meaning --- --- Retry-After Whole seconds to wait before retrying Retry-After is worked out from the same timestamp as X-RateLimit-Reset , so for the per-minute limit it is conservative and a retry may succeed sooner. A refused request does not use up any of your allowance. Best practices 1. Watch the headers on every response. Slow down as X-RateLimit-Remaining gets low, instead of waiting for a 429 . 2. Back off exponentially. Wait progressively longer between retries: 1s, 2s, 4s, 8s. 3. Respect Retry-After . Always wait at least that long before retrying. 4. Spread out scheduled jobs. Avoid running every batch operation at the same time. Concurrent call limits Separately from the rate limits, a few endpoints allow only a small number of calls in flight at once per credential. Their endpoint pages say so. Going over returns a 429 with the type CONCURRENCY_LIMIT_EXCEEDED . It has no Retry-After header and does not change the X-RateLimit headers. Wait for one of your running calls to finish, or retry after a short pause. The MCP server reports throttling differently, as an error inside a 200 response. See Using Light from an AI client (/docs/getting-started/ai-clients). Sandbox limits The sandbox environment runs with much higher limits: 10,000 requests per minute and 1,000,000 per day. An integration tested only against the sandbox will not meet the production limits until it goes live. Test your handling against the header values rather than waiting to see a 429 . Need higher limits? If your use case requires higher rate limits, contact Light support at help@light.inc (mailto:help@light.inc) to discuss custom limits for your organisation. --- ## Pagination, filtering and errors (Light API) URL: https://light.inc/docs/getting-started/pagination-filtering-errors Most paginated list endpoints share a response shape and a filter / sort grammar. This page explains those mechanics; each endpoint’s query parameters and response are the authority for its accepted fields, limits and exceptions. Pagination List endpoints return one page at a time: limit sets the page size. The ledger-line, payable-list and other routes in the table below default to 50 and ordinarily cap requests at 200; check an endpoint’s own limit for exceptions. Ledger lines alone may allow up to 1,000 for an enabled company with a single postingDate sort. This is not a general 1,000-row allowance. There are two ways to move through pages. Offset pagination is the default on routes that offer both modes. Send offset (the number of records to skip); values above 50,000 fail with INVALID_OFFSET_SIZE . It is deprecated because it counts rows and can shift when data changes. The backend may cap its count near the 50,000 paging bound, while this public list envelope does not expose a cap indicator; near that depth, treat total as a possible lower bound and use the endpoint’s continuation fields rather than assuming an exact count. Cursor pagination starts with cursor=0 on routes that offer both modes. Follow nextCursor exactly as returned, keeping the same filter and sort; do not decode or manufacture it. total is normally null in cursor mode. A cursor-shaped response does not by itself mean keyset paging: some queries fall back to numeric-offset traversal and its 50,000-depth bound. A cursor the endpoint cannot decode fails with INVALID_CURSOR . Public list First cursor request Current traversal by sort --- --- --- Ledger transaction lines cursor=0 Default and a single supported sort use keyset. A multi-sort with createdAt before a different final sort can fall back to offset. Invoice payables ( /v1/bff/invoice-payables ) cursor=0 Default and supported sort combinations use keyset in the current list implementation. Users cursor=0 updatedAt uses offset fallback; default and other listed sorts use keyset. Sales invoices cursor=0 amount , totalDue , effectiveInvoiceDate and updatedAt use offset fallback; default and eligible column sorts use keyset. Some multi-sorts can also fall back. Contracts cursor=0 state , company-entity and customer name/id sorts use offset fallback; default and eligible column sorts use keyset. Some multi-sorts can also fall back. General-ledger summary Omit cursor or send cursor=0 Dedicated account-code keyset, no offset mode and no previous cursor. Only account-code direction is sortable. This describes the current implementation, not a snapshot guarantee. A keyset cursor reduces positional shifts, but edits to sort values or filter membership during a multi-request read can still change what it sees; offset fallback can also skip or repeat rows after inserts or removals. Use available date/entity filters to bound large reads, check hasMore / nextCursor , and treat incomplete financial reads as incomplete. The API adds an ID tiebreaker where the query allows it; do not assume every multi-sort has the same traversal method. On sales invoices, avoid combining companyEntityId and customer in one cursor sort: the current joined-name cursor anchor can collide. Prefer a single listed sort until that source issue is resolved. Sorting sort=field:asc,otherField:desc (leftmost field has first priority). Use the endpoint’s sort parameter and accompanying operation notes for accepted fields; they need not match its filter fields or response fields. An unsupported field fails with INVALID_QUERY_FIELD ; a value that does not match this grammar fails with ILLEGAL_SORT_SYNTAX . sort=-field is not this API’s grammar. Filtering filter=field:operator:value , comma-separated for several filters, which are normally ANDed. Ledger customPropertyValueId is a grouped exception; see the ledger-lines operation note (/docs/api-reference/v1--ledger-transactions/list-ledger-transaction-lines). Operators: eq , ne , in , not_in , gt , gte , lt , lte . in and not_in take values separated by : Rules the grammar doesn't make obvious: - Use the endpoint’s filter parameter and accompanying operation notes for accepted fields and any narrower operator sets. A field not supported inside filter fails with INVALID_QUERY_FIELD ; a syntactically valid operator outside a field’s allowed set fails with UNSUPPORTED_FILTER_OPERATOR . Separate shorthand keys such as ?state=UNPAID or ?issuedDate[gte]=2026-09-01 are not the filter parameter and may be ignored; do not rely on them or assume they produce a 400. - There is no external is_null operator. On fields supporting it, the sole value field:eq:null means IS NULL and field:ne:null means IS NOT NULL; another operator with the sole null sentinel fails with ILLEGAL_NULL_FILTER_OPERATOR . A literal string null cannot be distinguished by quoting. Scalar ne / not_in filters also include null column values; endpoint-specific array and custom-property semantics can differ. - Construct the whole parameter value, then URL-encode it once with URLSearchParams or curl --get --data-urlencode . For example, filter=state:in:UNPAID PARTIALLY_PAID,issuedDate:gte:2026-09-01 becomes a single encoded filter value; a literal plus sign in a value must travel as %2B . URL encoding is transport, not a way to escape the grammar after decoding. There is no quoting or backslash escape: comma and pipe remain separators, and a decoded value may contain ASCII letters, digits, spaces and _ - : . / @ + , but not % , & , quotes or parentheses ( ILLEGAL_FILTER_SYNTAX ). - Timestamp fields ( createdAt , updatedAt , performedAt , ...) take a full ISO-8601 instant such as 2026-01-31T00:00:00Z . A bare date fails with INVALID_FILTER_VALUE , as does an enum value in the wrong case or a malformed UUID. - Boolean fields treat true (any case) as true and anything else as false. eq , comparisons and similar scalar operators need a single distinct value; in / not_in accept pipe-separated sets. - No fixed maximum number of in / not_in members or filter/sort string length is published or enforced by the shared parser. That is not an unlimited HTTP request: endpoint validation and server/proxy request-size limits still apply. Split large ID sets into bounded reads instead of assuming a universal maximum. For example, the public payables list (/docs/api-reference/v1--invoice-payables/list-invoice-payables) accepts filter=state:in:UNPAID PARTIALLY_PAID,issuedDate:gte:2026-09-01,vendorId:eq: