80+
Países con redes de pago locales, nativas en el libro mayor
Campfire es un libro mayor nativo de IA que orquesta un stack de herramientas de gasto independiente. Light unifica el libro mayor con cuentas a pagar, cuentas a cobrar, compras, tarjetas corporativas y gestión de gastos nativos en una única plataforma nativa de IA, diseñada para las finanzas globales y multientidad.
Book a demoPaíses con redes de pago locales, nativas en el libro mayor
Ingresos que Tillo gestiona en Light a través de 8 entidades
Reducción en el tiempo de procesamiento del cierre de mes de Tillo
Personas en el equipo financiero escalando Lovable hasta los $500M de ingresos
| Light | Campfire | |
|---|---|---|
| Implementación | Weeks, with a dedicated implementation team and account manager included | Weeks, startup-focused |
| Arquitectura | One AI-native ledger; consolidation posts as transactions happen | AI-native GL for high-growth startups; spend delegated to partners |
| Agentes | Agents complete work end to end inside your controls; every action logged and attributable | LAM and Ember automation on the ledger |
| Configuración | Astra learns from your data and suggests workflow and configuration changes to increase performance; applied in-product, no consultants | Standard configuration |
| Gestión de suscripciones | Contract-based invoicing and deferred revenue automated | AR and invoicing native |
| Gestión de gastos | Corporate and virtual cards with Apple Pay and Google Pay, expense capture via Slack, Teams and email, native to the ledger | Via Brex, Ramp |
| Pago de facturas global | AP and vendor payments executed on local rails in 80+ countries, from the ledger itself | Via BILL, Tipalti |
| Reporting avanzado | Real-time multi-entity reporting with instant drill-down; no spreadsheet exports | Real-time reporting for startups |
| Métricas SaaS | ARR, MRR, NRR, churn and cohort metrics computed from the ledger and contracts, in real time | SaaS-focused reporting built in |
| Cobertura global | Local payment rails in 80+ countries; multi-entity, multi-currency by default | US-centred |
Campfire is a credible AI-native ledger for high-growth US startups, with automation (LAM and Ember) and SaaS-focused reporting. Like its peers, it draws the platform line at the ledger: cards and spend live in Brex or Ramp, bill pay in BILL or Tipalti. The standard build is 3 products and the seams between them.
Light collapses the build into one platform: ledger, cards, expenses, AP execution, procurement, consolidation and reporting, with agents running the flow end to end and nothing to reconcile across seams at month-end.
When receipts and card transactions live outside the ledger, its automation cannot chase them. Light's agents chase receipts in Slack and Teams, code the transaction, and post it, because spend is native to the same ledger they operate.
Campfire is US-centred. Light runs multi-entity groups across the US, Europe and APAC with local payment rails and tax logic in 80+ countries, continuous consolidation with eliminations and FX, and audits completed at customers with $500M ARR.
A US startup replacing QuickBooks with a modern ledger, already committed to Brex or Ramp, is Campfire's home ground. When the second country arrives or spend needs to live inside the same controls as the ledger, the stack argument tips to Light.
Campfire más Brex más una herramienta de pago de facturas es la estructura estándar. Light lo integra todo en una sola plataforma, por lo que no hay que conciliar entre sistemas en el cierre de mes.
Los recibos y las transacciones con tarjeta viven fuera del libro mayor, lejos del alcance de su automatización. Los agentes de Light reclaman los recibos en Slack y contabilizan el resultado, porque el gasto es nativo.
La gestión multientidad en Europa y APAC, las redes de pago locales y la lógica fiscal son los puntos débiles de las plataformas centradas en startups. Ese territorio es el entorno natural de Light.
“Evaluamos a varios proveedores. Light ganó porque cubre todo nuestro stack financiero, ingresos, cuentas a cobrar, cuentas a pagar, gastos y consolidación, sin tener que unir un mosaico de soluciones puntuales.”
TanjaDirectora Financiera, Omnea
Leverage native products for AP, AR, Procurement and budgeting that seamlessly leverage AI and integrate to Slack and Teams.
Whether you are processing 100,000 or 50 million transactions, the Light Ledger is based on a hyper-performant database.
Stop the reporting headache of spreadsheets, and get fast, intuitive reports with instant drill-down capabilities.
Enjoy integrated products that both finance and the employees enjoy using.
Automate expense approvals, track spending in real-time, and gain insights with AI-powered analytics.
Streamline vendor relationships with simplified onboarding, tracking supplier performance, and enforcing procurement policies.
Issue vendor and employee cards with Apple Pay and Google Pay globally. Upload receipts via Slack, Teams or email.
Sí. Ambos son libros mayores nativos de IA; Light añade gastos, pagos globales y compras nativas, y gestiona grupos multientidad en 80+ países en lugar de centrarse en EE. UU.
Funciona, pero cada mes hay que conciliar la brecha entre la herramienta de gastos y el libro mayor. En Light esa brecha no existe, y las suscripciones canceladas suelen compensar la diferencia.
Ambas son rápidas. Light incluye un equipo de implementación dedicado y un gestor de cuentas, e incorpora las redes globales y la lógica fiscal que las startups necesitan al crecer.
Sí: métricas SaaS en tiempo real (ARR, MRR, NRR, cohortes) calculadas desde el libro mayor y los contratos, además de reporting multientidad con desglose de datos.