80+
Países con redes de pago locales, nativas en el libro mayor
Comparison · Light vs Ramp
Light vs Ramp
Ramp es excelente para tarjetas corporativas y gastos, pero se sitúa sobre tu sistema contable, no lo sustituye, y requiere una entidad constituida en EE. UU. Light es la plataforma contable basada en agentes que ES tu sistema de registro: gastos, cuentas a pagar y a cobrar, y contabilidad multientidad en una sola plataforma, para equipos financieros en cualquier lugar.
Book a demo$2B
Ingresos que Tillo gestiona en Light a través de 8 entidades
76%
Reducción en el tiempo de cierre de mes de Tillo
4
Personas en el equipo financiero escalando Lovable a $500M en ingresos
Compare Light vs Ramp
| Light | Ramp | |
|---|---|---|
| Implementación | Weeks, with a dedicated implementation team and account manager included | Fast for cards and AP; the ledger remains a separate project |
| Arquitectura | One AI-native ledger; consolidation posts as transactions happen | Spend platform that syncs into your ERP (QuickBooks, NetSuite, Xero, Intacct) |
| Agentes | Agents complete work end to end inside your controls; every action logged and attributable | AI within spend workflows; no ledger agents |
| Configuración | Astra learns from your data and suggests workflow and configuration changes to increase performance; applied in-product, no consultants | Self-serve, within spend scope |
| Gestión de suscripciones | Contract-based invoicing and deferred revenue automated | Basic invoicing; revenue lives in your ERP |
| Gestión de gastos | Corporate and virtual cards with Apple Pay and Google Pay, expense capture via Slack, Teams and email, native to the ledger | Native; Ramp's core strength |
| Pago de facturas global | AP and vendor payments executed on local rails in 80+ countries, from the ledger itself | US bill pay; requires a US-incorporated entity |
| Informes avanzados | Real-time multi-entity reporting with instant drill-down; no spreadsheet exports | Spend reporting; financial statements come from the connected GL |
| Métricas SaaS | ARR, MRR, NRR, churn and cohort metrics computed from the ledger and contracts, in real time | Lives in your ERP or a separate tool |
| Cobertura global | Local payment rails in 80+ countries; multi-entity, multi-currency by default | US-incorporated companies |
Por qué los equipos financieros eligen Light frente a Ramp
Ramp is excellent at what it is: best-in-class cards, expense management and US bill pay. It is also explicit about what it is not: a system of record. Ramp syncs into QuickBooks, NetSuite, Xero or Intacct, which means the ERP question is still open, the ERP bill is still due, and the close still reconciles the seam between spend platform and ledger.
Light answers the whole question at once: the ledger and the spend platform are one product. Cards, expenses, AP, procurement, consolidation and reporting share one audit trail, and agents run the flow from receipt to posted entry.
Una capa frente a un libro mayor
Every Ramp deployment has a second system underneath it, and the month-end job of agreeing the 2. On Light there is nothing to agree: the card transaction, its receipt, its coding and its posting are one record on one ledger.
Global desde el principio
Ramp requires a US-incorporated entity and centres on US rails. Light issues cards and executes vendor payments on local rails across 80+ countries, and consolidates multi-entity, multi-currency groups continuously.
Dónde encaja Ramp
A US company happy with its ERP that only wants better cards and AP has a genuine case for Ramp. A company that wants to stop running 2 systems, or that operates outside the US, is the case for Light.
Signs you’ve outgrown Ramp
Ramp es una capa, no un libro mayor
Ramp es excelente en tarjetas y cuentas a pagar, y por diseño se sincroniza con un sistema de registro al que no sustituye. Sigues utilizando y pagando el ERP subyacente. Light es el libro mayor y la plataforma de gastos en uno.
Tu cierre abarca 2 sistemas
Los datos de gastos están en Ramp, la contabilidad en el ERP, y el cierre de mes concilia la brecha entre ambos. En Light no hay brechas.
La frontera detiene la tarjeta
Ramp requiere una entidad estadounidense. Light emite tarjetas y ejecuta pagos en redes locales en 80+ países.
“Evaluamos varios proveedores. Light ganó porque cubre todo nuestro stack financiero, ingresos, cuentas a cobrar, cuentas a pagar, gastos y consolidación, sin tener que unir un mosaico de soluciones puntuales.”
TanjaDirectora Financiera, Omnea
Top 3 reasons leaders pick Light over Ramp
An all-inclusive platform
Leverage native products for AP, AR, Procurement and budgeting that seamlessly leverage AI and integrate to Slack and Teams.
Superior performance
Whether you are processing 100,000 or 50 million transactions, the Light Ledger is based on a hyper-performant database.
Beautiful reporting
Stop the reporting headache of spreadsheets, and get fast, intuitive reports with instant drill-down capabilities.
More reasons to love Light
Enjoy integrated products that both finance and the employees enjoy using.
Expense Management
Automate expense approvals, track spending in real-time, and gain insights with AI-powered analytics.
Vendor Management
Streamline vendor relationships with simplified onboarding, tracking supplier performance, and enforcing procurement policies.
Cards
Issue vendor and employee cards with Apple Pay and Google Pay globally. Upload receipts via Slack, Teams or email.
Frequently asked questions
¿Es Light una alternativa a Ramp?
Light sustituye a Ramp y al ERP subyacente: una única plataforma para el libro mayor y los gastos, con agentes ejecutando el trabajo. Si solo mantienes Ramp, sigues necesitando y pagando el ERP.
¿Puede Light igualar a Ramp en tarjetas y gastos?
Light emite tarjetas corporativas y virtuales con Apple Pay y Google Pay, captura recibos en Slack, Teams y correo electrónico, y aplica la política de gastos en el momento del envío, de forma nativa en el libro mayor.
No estamos constituidos en EE. UU. ¿Podemos usar Ramp?
Ramp requiere una entidad estadounidense. Light gestiona grupos multientidad a nivel global con redes locales en 80+ países.
¿Qué pasa con nuestro sistema contable si elegimos Light?
Light es el sistema contable: libro mayor, consolidación, cuentas a pagar, cuentas a cobrar e informes, por lo que la capa de QuickBooks o NetSuite bajo Ramp se retira en lugar de sincronizarse.