ING

Light pays out of your ING accounts and reads the statements back. Payment files leave Light in the format ING expects and the statement returns to the same ledger line, so nobody is uploading a payment file by hand or ticking off a bank statement at month end.

31 maintained formats sit behind this one entry — one per country, channel and message type ING supports — and they are updated as the bank changes them, so a format change is never your project.

1. 01Pay suppliers, staff and tax from ING in 12 countries.
2. 02Domestic account to account, Domestic account to account express, Domestic account to account high value and 10 more — 13 payment types in all.
3. 03Collect by direct debit, not just pay out.
4. 04Connects over EBICS, ING web service.
5. 05Every payment carries its ledger reference, so the statement reconciles itself.