Comparison · Light vs Adfin
Light vs Adfin
Adfin collects customer payments by direct debit, card and bank transfer and chases unpaid invoices with reminders and AI agents, working alongside Xero or QuickBooks, which keep the books. Light is one agentic ledger where invoicing, deferred revenue, bills, vendor payments, cards and consolidation sit in the same books.
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Light and Adfin, compared
| Feature | Light | Adfin |
|---|---|---|
| General ledger and accounting system of recordAdfin: gets you paid on invoices kept in Xero or QuickBooks, which keep the books | Yes | No |
| Accounts receivable and customer invoicingAdfin: sends invoices from Xero or QuickBooks or created in Adfin, and collects by direct debit, card or bank transfer | Yes | Yes |
| Agents that complete work, not only suggestAdfin: customer agents set the timing, channel and tone of reminders and apply late fees | Yes | Yes |
| One system for receivables and the general ledgerAdfin: marks invoices paid in Xero or QuickBooks through a clearing account it creates there | Yes | No |
| Financial statements (P&L, balance sheet)Adfin: reports cover aged debtors, days sales outstanding and cash health; the P&L and balance sheet stay in Xero or QuickBooks | Yes | No |
| Corporate and virtual cardsAdfin: accepts customer card payments, including Apple Pay and Google Pay | Yes | No |
4 week implementation
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The world's most demanding finance teams run on Light.
Invoicing and the books together
Adfin collects payments and chases invoices that are kept in Xero or QuickBooks, which hold the books. Its home page also names paying suppliers and earning interest on idle cash. Light handles contract-based invoicing and deferred revenue inside its own general ledger, so there is one system rather than two.
- 01
Agents inside your controls
Adfin's customer agents tune the timing, channel and tone of payment reminders. Light's agents code, match and post across the ledger inside the controls your finance team sets, with every action logged.
- 02
Run every entity on one ledger
Adfin works on receivables, and the books and any group reporting stay in Xero or QuickBooks. Light holds every entity on one ledger and consolidates as transactions post, with intercompany eliminations included.
When to choose Light
- 01
The ledger is included
Light is the system of record: spend, AP, AR and the general ledger in one platform, with no ERP decision left open.
- 02
Billing and revenue in the books
Contract invoicing and deferred revenue post straight to the ledger, so nothing needs a tie-out.
- 03
One product for all of finance
Ledger, cards, bills, billing and consolidation share one data model, so nothing moves between systems.
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fastest growing companies
See how finance teams run lean and global on Light.
Read customer stories-
“We evaluated several vendors. Light won because it covers our full finance stack, revenue, AR, AP, expenses, and consolidation, without stitching together a patchwork of point solutions.”
Tanja, Director of FinanceOmnea -
“Even though we’re three entities, it’s like I’m running a finance department for one entity.”
Thobias, Finance ManagerAlva Labs -
“I really like that Light’s AI already gives me suggestions, GL accounts, cost centers, tax codes. I don’t have to start from scratch.”
Cédric, Finance ManagerOper Credits -
“Nine times out of ten the AI matches everything and posts it to the right account. One click and you’re done.”
Jeppe, CFOKeyShot
Built for the daily work

Bills through to payment
Capture invoices, route approvals and pay vendors from the same system.
Room to grow
One ledger built to handle billions of transactions across your business.

Trace every number
Open a report and drill straight into the transactions behind it.
Spending, under control
Expenses, vendors and cards connected to your ledger.

Expenses
Collect receipts, approve expenses and track spend as it happens.

Vendors
Keep supplier details, bills and approvals together. Apply your purchasing rules as work moves through.

Cards
Issue cards for employees and vendors. Pay with Apple Pay or Google Pay. Send receipts through Slack, Teams or email.
Frequently asked questions
Is Adfin accounting software?
Adfin handles customer payments and credit control and syncs both ways with Xero or QuickBooks, which keep the books. Light is the ledger itself.
Does Adfin consolidate several companies?
Adfin handles customer payments and credit control per business, and the books stay in your accounting system. Light consolidates every entity on one ledger as transactions post.
When does Adfin fit?
When you are keeping Xero or QuickBooks and want direct debit, card collection, reminders and late fees on top of it.
Does Light handle customer invoicing?
Yes. Light handles customer invoicing, contract-based billing and deferred revenue in the ledger, next to bills, vendor payments and cards.
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