Comparison · Light vs amnis
Light vs amnis
amnis (also known as amnis Treasury Services) is a multi-currency business account for Swiss and EU companies: local IBANs in EUR, CHF, GBP, USD and CAD, 20+ currencies, FX spot, forward and limit orders at flat margins, cross-border payments, collections, Mastercard debit cards and expense management, synced into bexio, Abacus, DATEV, Xero, Sage, NetSuite, Odoo and other accounting software. Light is the agentic ERP that is the ledger, with AP, AR, corporate cards, vendor payments on local rails in 80+ countries and multi-entity, multi-currency consolidation in one system.
Book a demoAt a glance
Light and amnis, compared
| Feature | Light | amnis |
|---|---|---|
| General ledger and accounting system of recordamnis: exports and syncs into the accounting software you keep, such as bexio, Abacus, DATEV, Xero or NetSuite | Yes | No |
| Multi-currency by defaultamnis: 20+ currency accounts with local IBANs in EUR, CHF, GBP, USD and CAD; FX spot, forward and limit orders | Yes | Yes |
| Supplier payments abroadamnis: local and cross-border transfers, bulk and recurring payments by file upload, SWIFT | Yes | Yes |
| Bill capture with approval routingamnis: payments run from uploaded files, in bulk and on schedule; bill capture and approval sit in the accounting software you keep | Yes | No |
| Corporate and virtual cardsamnis: Mastercard debit cards, physical and virtual, with 0% card FX fee | Yes | Yes |
| Expense capture and approvalsamnis: AI receipt extraction, project and department tagging, spend controls and card groups | Yes | Yes |
| Accounts receivable and customer invoicingamnis: collections into local virtual accounts and PayPal; invoicing lives in the accounting software you keep | Yes | No |
| Multi-entity accounting and consolidationamnis: group-wide accounts with free transfers between group entities; consolidation lives in the accounting software you keep | Yes | No |
4 week implementation
KPMG global partnership
Remove 4+ tools
700+ apps
The world's most demanding finance teams run on Light.
Keep the payment with the posting
amnis executes transfers, holds 20+ currencies and issues cards, then syncs the transactions into the accounting software you keep. In Light the bill, the approval, the payment and the ledger entry are one record in one system.
- 01
Consolidate every currency in the books
amnis holds balances in many currencies and moves money between group entities. Light posts each transaction in its own currency and consolidates the group as it posts, with eliminations and drill-down to the source document.
- 02
Check the banking requirements
amnis offers flat FX margins, local IBANs in EUR, CHF, GBP, USD and CAD, 0% FX on cards and broad DACH accounting connectors. If that is the job, an account fits beside the ledger. Light fits a finance team running a growing group on one ledger.
When to choose Light
- 01
The ledger is included
Light is the system of record: spend, AP, AR and the general ledger in one platform, with no ERP decision left open.
- 02
Every currency, one set of books
Transactions post in their own currency and consolidate into the group's, with FX handled natively.
- 03
The close happens in one place
The card transaction, the receipt and the ledger entry are one record, so there is nothing to match across systems.
Trusted by the world's
fastest growing companies
See how finance teams run lean and global on Light.
Read customer stories-
“We evaluated several vendors. Light won because it covers our full finance stack, revenue, AR, AP, expenses, and consolidation, without stitching together a patchwork of point solutions.”
Tanja, Director of FinanceOmnea -
“Even though we’re three entities, it’s like I’m running a finance department for one entity.”
Thobias, Finance ManagerAlva Labs -
“I really like that Light’s AI already gives me suggestions, GL accounts, cost centers, tax codes. I don’t have to start from scratch.”
Cédric, Finance ManagerOper Credits -
“Nine times out of ten the AI matches everything and posts it to the right account. One click and you’re done.”
Jeppe, CFOKeyShot
Built for the daily work

Bills through to payment
Capture invoices, route approvals and pay vendors from the same system.
Room to grow
One ledger built to handle billions of transactions across your business.

Trace every number
Open a report and drill straight into the transactions behind it.
Spending, under control
Expenses, vendors and cards connected to your ledger.

Expenses
Collect receipts, approve expenses and track spend as it happens.

Vendors
Keep supplier details, bills and approvals together. Apply your purchasing rules as work moves through.

Cards
Issue cards for employees and vendors. Pay with Apple Pay or Google Pay. Send receipts through Slack, Teams or email.
Frequently asked questions
Does amnis keep the books?
The amnis account syncs transactions into accounting software such as bexio, Abacus, DATEV, Xero or NetSuite. That software stays the ledger.
Is amnis the same as amnis Treasury Services?
Yes. The multi-currency account, payments, FX, collections and cards are the same offering, sold under the shorter amnis name.
When does amnis fit?
When cheap FX, local IBANs in several currencies and multi-currency cards are the main need, and you intend to keep your current accounting system.
Is Light a good alternative to amnis?
Light is the ledger an amnis account would sync into, with AP, AR, cards, vendor payments in 80+ countries and multi-entity consolidation built in. You can run Light as the ledger and still bank with amnis.
See Light at work
