Comparison · Light vs Campfire
Light vs Campfire
Campfire is an agentic ledger that orchestrates a separate stack of spend tools. Light unifies the general ledger with native AP, AR, procurement, corporate cards, and expense management in a single agentic ERP, built for global, multi-entity finance.
Book a demoAt a glance
Light and Campfire, compared
| Feature | Light | Campfire |
|---|---|---|
| Can run billions of transactions | Yes | No |
| Immutable ledger | Yes | No |
| Global bill pay | Yes | No |
| Spend management | Yes | No |
| Subscription management | Yes | No |
| Treasury intelligence | Yes | No |
| 700 native built apps | Yes | No |
| Big4 implementation team | Yes | No |
| Workflows and agents | Yes | Yes |
4 week implementation
KPMG global partnership
Remove 4+ tools
700+ apps
The world's most demanding finance teams run on Light.
In detail
Light and Campfire, compared
| Feature | Light | Campfire |
|---|---|---|
| 01Implementation | Weeks, with a dedicated implementation team and account manager included | Weeks, startup-focused |
| 02Architecture | One agentic ledger; consolidation posts as transactions happen | AI-native GL for high-growth startups; spend delegated to partners |
| 03Agents | Agents complete work end to end inside your controls; every action logged and attributable | LAM and Ember automation on the ledger |
| 04Configuration | Astra learns from your data and suggests workflow and configuration changes to increase performance; applied in-product, no consultants | Standard configuration |
| 05Subscription management | Contract-based invoicing and deferred revenue automated | AR and invoicing native |
| 06Spend management | Corporate and virtual cards with Apple Pay and Google Pay, expense capture via Slack, Teams and email, native to the ledger | Via Brex, Ramp |
| 07Global bill pay | AP and vendor payments executed on local rails in 80+ countries, from the ledger itself | Via BILL, Tipalti |
| 08Advanced reporting | Real-time multi-entity reporting with instant drill-down; no spreadsheet exports | Real-time reporting for startups |
| 09SaaS metrics | ARR, MRR, NRR, churn and cohort metrics computed from the ledger and contracts, in real time | SaaS-focused reporting built in |
| 10Global coverage | Local payment rails in 80+ countries; multi-entity, multi-currency by default | 180+ currencies, unlimited entities; payments via partners |
Include the spend tools
Campfire offers an agentic ledger with LAM and Ember automation. Light includes cards, expenses and procurement in the accounting platform.
- 01
Keep bill pay on the ledger
Campfire connects to payment tools such as BILL and Tipalti. Light executes vendor payments from the same system that records them.
- 02
Build the group in one place
Light consolidates entities and currencies as transactions post. Local vendor payment rails cover 80+ countries.
When to choose Light
- 01
Cards and expenses built in
Spend posts to the same ledger as everything else.
- 02
Pay suppliers from the ledger
Approved bills pay from your own bank accounts on local rails in 80+ countries.
- 03
Built for the group abroad
Each entity keeps its own currency and local books and rolls up to one group view, with payments on local rails in 80+ countries.
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Read customer stories-
“We evaluated several vendors. Light won because it covers our full finance stack, revenue, AR, AP, expenses, and consolidation, without stitching together a patchwork of point solutions.”
Tanja, Director of FinanceOmnea -
“Even though we’re three entities, it’s like I’m running a finance department for one entity.”
Thobias, Finance ManagerAlva Labs -
“I really like that Light’s AI already gives me suggestions, GL accounts, cost centers, tax codes. I don’t have to start from scratch.”
Cédric, Finance ManagerOper Credits -
“Nine times out of ten the AI matches everything and posts it to the right account. One click and you’re done.”
Jeppe, CFOKeyShot
Built for the daily work
Bills through to payment
Capture invoices, route approvals and pay vendors from the same system.
Room to grow
One ledger built to handle billions of transactions across your business.
Trace every number
Open a report and drill straight into the transactions behind it.
Spending, under control
Expenses, vendors and cards connected to your ledger.
Expenses
Collect receipts, approve expenses and track spend as it happens.
Vendors
Keep supplier details, bills and approvals together. Apply your purchasing rules as work moves through.
Cards
Issue cards for employees and vendors. Pay with Apple Pay or Google Pay. Send receipts through Slack, Teams or email.
Frequently asked questions
Are both products agentic ledgers?
Yes. Light’s distinction is native spend, procurement and payment execution.
Can Light replace our card tool?
Light includes corporate and virtual cards, expenses and receipt capture.
Does Light support SaaS reporting?
Yes, with ARR, MRR, NRR and cohort metrics calculated from the ledger and contracts.
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