Comparison · Light vs Lucanet xP&A
Light vs Lucanet xP&A
Lucanet xP&A (formerly Causal) is planning software for budgets, forecasts and scenarios, built on models that draw actuals from accounting, HR, CRM and billing systems. Light is one agentic ledger where the general ledger, bills, cards, customer invoicing and consolidation run in the same system.
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Light and Lucanet xP&A, compared
| Feature | Light | Lucanet xP&A |
|---|---|---|
| General ledger and accounting system of recordLucanet xP&A: builds plans on actuals pulled from accounting systems such as Xero, QuickBooks and Puzzle | Yes | No |
| Multi-entity accounting and consolidationLucanet xP&A: consolidation runs in the wider Lucanet platform on data brought in from each entity's systems | Yes | Yes |
| Accounts receivable and customer invoicingLucanet xP&A: revenue plans draw on Stripe and Salesforce data; invoices are issued in those systems | Yes | No |
| Subscription billing and deferred revenueLucanet xP&A: Stripe subscription data feeds plans; billing and revenue recognition run in other systems | Yes | No |
| Corporate and virtual cardsLucanet xP&A: spend reaches plans through the connected accounting system | Yes | No |
| Expense capture and approvalsLucanet xP&A: expense data arrives from the connected accounting system for planning | Yes | No |
| Agents that complete work, not only suggestLucanet xP&A: the Modeler Agent turns plain-language requests into editable planning models | Yes | Yes |
4 week implementation
KPMG global partnership
Remove 4+ tools
700+ apps
The world's most demanding finance teams run on Light.
Run the books in one system
Lucanet xP&A builds budgets, forecasts and scenarios on actuals pulled from accounting, HR, CRM and billing systems. Light is the general ledger, with bills, cards, expenses and customer invoicing posting to it directly.
- 01
Close every entity at once
In the Lucanet platform, consolidation runs on data brought in from each entity's systems. Light holds every entity on one ledger and consolidates as transactions post, with intercompany eliminations included.
- 02
Current figures any day
Lucanet xP&A compares actuals with forecasts using data from connected systems. Light's reporting reads the live ledger across every entity, with drill-down to the source document.
When to choose Light
- 01
The ledger is included
Light is the system of record: spend, AP, AR and the general ledger in one platform, with no ERP decision left open.
- 02
Current figures any day
Reporting reads the live ledger, so the group view never waits for period end.
- 03
One product for all of finance
Ledger, cards, bills, billing and consolidation share one data model, so nothing moves between systems.
Trusted by the world's
fastest growing companies
See how finance teams run lean and global on Light.
Read customer stories-
“We evaluated several vendors. Light won because it covers our full finance stack, revenue, AR, AP, expenses, and consolidation, without stitching together a patchwork of point solutions.”
Tanja, Director of FinanceOmnea -
“Even though we’re three entities, it’s like I’m running a finance department for one entity.”
Thobias, Finance ManagerAlva Labs -
“I really like that Light’s AI already gives me suggestions, GL accounts, cost centers, tax codes. I don’t have to start from scratch.”
Cédric, Finance ManagerOper Credits -
“Nine times out of ten the AI matches everything and posts it to the right account. One click and you’re done.”
Jeppe, CFOKeyShot
Built for the daily work

Bills through to payment
Capture invoices, route approvals and pay vendors from the same system.
Room to grow
One ledger built to handle billions of transactions across your business.

Trace every number
Open a report and drill straight into the transactions behind it.
Spending, under control
Expenses, vendors and cards connected to your ledger.

Expenses
Collect receipts, approve expenses and track spend as it happens.

Vendors
Keep supplier details, bills and approvals together. Apply your purchasing rules as work moves through.

Cards
Issue cards for employees and vendors. Pay with Apple Pay or Google Pay. Send receipts through Slack, Teams or email.
Frequently asked questions
What happened to Causal?
Causal became part of Lucanet, and its planning product is now sold as Lucanet xP&A. Existing Causal customers still sign in at my.causal.app.
Is Lucanet xP&A a general ledger?
No. It is planning software that builds budgets, forecasts and scenarios on data from accounting, HR, CRM and billing systems. Light is the general ledger itself.
When does Lucanet xP&A fit?
When the job is driver-based budgeting, forecasting and scenario planning across finance, headcount and operations, on top of the accounting systems you already run.
Does Light consolidate multiple entities?
Yes. Light holds every entity on one ledger and consolidates as transactions post, with intercompany eliminations included.
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