Comparison · Light vs Holded
Light vs Holded
Holded is invoicing and accounting software for Spanish freelancers and SMEs that has grown into a cloud ERP: its own ledger with Spanish tax forms and Verifactu, AI bookkeeping, treasury, cards through Holded Wallet, payroll, inventory, CRM and projects, company by company. Light is the agentic ERP for the group: every entity and currency on one ledger, with AP, AR, corporate cards, vendor payments on local rails in 80+ countries and consolidation in the same system.
Book a demoAt a glance
Light and Holded, compared
| Feature | Light | Holded |
|---|---|---|
| General ledger and financial statements | Yes | Yes |
| Customer invoicing and e-invoicing | Yes | Yes |
| Corporate and virtual cards | Yes | Yes |
| AI bookkeeping: categorisation and bank reconciliation | Yes | Yes |
| Group consolidation across entities | Yes | No |
| Vendor payments on local rails in 80+ countries | Yes | No |
| Multi-step approval chains across roles and entities | Yes | No |
4 week implementation
KPMG global partnership
Remove 4+ tools
700+ apps
The world's most demanding finance teams run on Light.
Run the whole group on one ledger
Holded keeps each Spanish company's books separately. Light holds every entity and currency on the same ledger, with continuous consolidation and intercompany elimination.
- 01
Put controls inside the accounts
Light runs spend policies and multi-step approvals in the ledger, with receipts captured in Slack, Teams or email and every agent action logged.
- 02
Pay and get paid across borders
Light pays suppliers from the ledger on local rails in more than 80 countries and invoices customers in their own currency.
When to choose Light
- 01
One ledger for every entity
Add a company, a country or a currency without adding another system.
- 02
Built for the group abroad
Each entity keeps its own currency and local books and rolls up to one group view, with payments on local rails in 80+ countries.
- 03
Approvals built in
Spend policies and sign-offs run in the ledger, with receipts captured in Slack, Teams or email.
Trusted by the world's
fastest growing companies
See how finance teams run lean and global on Light.
Read customer stories-
“We evaluated several vendors. Light won because it covers our full finance stack, revenue, AR, AP, expenses, and consolidation, without stitching together a patchwork of point solutions.”
Tanja, Director of FinanceOmnea -
“Even though we’re three entities, it’s like I’m running a finance department for one entity.”
Thobias, Finance ManagerAlva Labs -
“I really like that Light’s AI already gives me suggestions, GL accounts, cost centers, tax codes. I don’t have to start from scratch.”
Cédric, Finance ManagerOper Credits -
“Nine times out of ten the AI matches everything and posts it to the right account. One click and you’re done.”
Jeppe, CFOKeyShot
Built for the daily work
Bills through to payment
Capture invoices, route approvals and pay vendors from the same system.
Room to grow
One ledger built to handle billions of transactions across your business.
Trace every number
Open a report and drill straight into the transactions behind it.
Spending, under control
Expenses, vendors and cards connected to your ledger.
Expenses
Collect receipts, approve expenses and track spend as it happens.
Vendors
Keep supplier details, bills and approvals together. Apply your purchasing rules as work moves through.
Cards
Issue cards for employees and vendors. Pay with Apple Pay or Google Pay. Send receipts through Slack, Teams or email.
Frequently asked questions
Is Holded a general ledger?
Yes. It is a Spanish accounting and invoicing system with its own ledger and tax filings, managed company by company.
What does Light add?
Consolidation across entities and currencies, approval workflows, procurement and supplier payments in more than 80 countries, on the same ledger.
When does Holded fit?
A single Spanish company that wants invoicing, accounting, tax, payroll and cards in one affordable tool.
See Light at work
