Comparison · Light vs LiveFlow
Light vs LiveFlow
LiveFlow sells two products. LiveFlow FP&A connects your accounting system to Google Sheets and Excel for live reporting, consolidation and budgeting. Flow is its agentic accounting platform for multi-entity businesses, with a general ledger, payables, receivables, intercompany eliminations and FP&A, and with card spend and bill payments handled through Ramp or Bill. Light is the agentic ERP where corporate cards and vendor payments on local rails in 80+ countries are native to the same ledger as AP, AR and consolidation.
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Light and LiveFlow, compared
| Feature | Light | LiveFlow |
|---|---|---|
| General ledger and accounting system of recordLiveFlow: Flow keeps the books; LiveFlow FP&A reports on top of your existing accounting system | Yes | Yes |
| Multi-entity consolidation with intercompany eliminationsLiveFlow: a genuine strength: Flow eliminates intercompany transactions as they post, across journals, invoices and payments | Yes | Yes |
| Budget, forecast and budget-vs-actual reportingLiveFlow: FP&A is included in Flow, and LiveFlow FP&A does budgeting and reporting in Google Sheets and Excel | Yes | Yes |
| Accounts payable and accounts receivableLiveFlow: bill capture, coding and approvals; customer invoicing and automated payment reminders | Yes | Yes |
| Multi-currency accountingLiveFlow: FX revaluation and currency translation on consolidation | Yes | Yes |
| Corporate and virtual cards issued from the ledgerLiveFlow: card spend comes in from Ramp through a native integration | Yes | No |
| Bill pay built in, with no separate payments toolLiveFlow: approved bills are paid through Ramp or Bill | Yes | No |
4 week implementation
KPMG global partnership
Remove 4+ tools
700+ apps
The world's most demanding finance teams run on Light.
Issue cards from the ledger
Flow brings card spend in from Ramp. Light issues corporate and virtual cards from the ledger, with receipts captured through Slack, Teams and email, so the card transaction and the ledger entry sit in one system.
- 01
Pay suppliers from the ledger
Flow pays approved bills through Ramp or Bill. In Light, approved bills pay from your own bank accounts on local rails in more than 80 countries, and the payment posts to the same ledger as the bill.
- 02
Check where your group runs
Flow is built for multi-location physical businesses, and LiveFlow FP&A for reporting in Google Sheets and Excel. Light fits a finance team running entities across countries and currencies on one ledger.
When to choose Light
- 01
Cards and expenses built in
Spend posts to the same ledger as everything else.
- 02
Pay suppliers from the ledger
Approved bills pay from your own bank accounts on local rails in 80+ countries.
- 03
Built for the group abroad
Each entity keeps its own currency and local books and rolls up to one group view, with payments on local rails in 80+ countries.
Trusted by the world's
fastest growing companies
See how finance teams run lean and global on Light.
Read customer stories-
“We evaluated several vendors. Light won because it covers our full finance stack, revenue, AR, AP, expenses, and consolidation, without stitching together a patchwork of point solutions.”
Tanja, Director of FinanceOmnea -
“Even though we’re three entities, it’s like I’m running a finance department for one entity.”
Thobias, Finance ManagerAlva Labs -
“I really like that Light’s AI already gives me suggestions, GL accounts, cost centers, tax codes. I don’t have to start from scratch.”
Cédric, Finance ManagerOper Credits -
“Nine times out of ten the AI matches everything and posts it to the right account. One click and you’re done.”
Jeppe, CFOKeyShot
Built for the daily work
Bills through to payment
Capture invoices, route approvals and pay vendors from the same system.
Room to grow
One ledger built to handle billions of transactions across your business.
Trace every number
Open a report and drill straight into the transactions behind it.
Spending, under control
Expenses, vendors and cards connected to your ledger.
Expenses
Collect receipts, approve expenses and track spend as it happens.
Vendors
Keep supplier details, bills and approvals together. Apply your purchasing rules as work moves through.
Cards
Issue cards for employees and vendors. Pay with Apple Pay or Google Pay. Send receipts through Slack, Teams or email.
Frequently asked questions
Is LiveFlow a general ledger?
Flow is. LiveFlow FP&A reports in Google Sheets and Excel on top of your existing accounting system.
Does Light consolidate entities?
Yes. Consolidation and eliminations update as transactions post, for every entity and currency.
When does LiveFlow fit?
For spreadsheet reporting on your ledger, or a multi-location business that already pays through Ramp or Bill.
Do we have to replace our Ramp cards?
No. Add your Ramp cards to Light as an external card account and bring the transactions in by CSV upload or a continuous push through the Light API. From there the transactions are handled like Light card spend: cardholders are asked for receipts, AI matches and codes each transaction, and it posts to the ledger. Your cards and your plan stay with Ramp. If you later move to Light cards, the card transaction and the ledger entry become one record.
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