Comparison · Light vs Puzzle
Light vs Puzzle
Puzzle is an agentic ledger for US startups: agents categorise and reconcile, statements draft themselves, and a bookkeeper, yours or one of theirs, keeps control. It is built for US entities with USD-only transactions, with cards, bill pay and consolidation in connected tools. Light is the agentic ERP where cards, expenses, AP execution, procurement and consolidation are native to one ledger, multi-entity and multi-currency by default, for finance teams anywhere.
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Light and Puzzle, compared
| Feature | Light | Puzzle |
|---|---|---|
| Can run billions of transactions | Yes | No |
| Immutable ledger | Yes | No |
| Global bill pay | Yes | No |
| Spend management | Yes | No |
| Subscription management | Yes | No |
| Treasury intelligence | Yes | No |
| 700 native built apps | Yes | No |
| Big4 implementation team | Yes | No |
| Workflows and agents | Yes | Yes |
4 week implementation
KPMG global partnership
Remove 4+ tools
700+ apps
The world's most demanding finance teams run on Light.
Run more than one currency
Puzzle is built for US entities and USD transactions. Light supports multiple entities and currencies, with continuous consolidation and intercompany elimination.
- 01
Bring spend into the ledger
Puzzle connects to card and bill-payment tools. Light includes corporate cards, expense capture and supplier payments alongside the accounts.
- 02
Give agents the full transaction
Light’s agents work from invoice intake through payment and posting, within your controls. Vendor payments run on local rails in more than 80 countries.
When to choose Light
- 01
Every currency, one set of books
Transactions post in their own currency and consolidate into the group's, with FX handled natively.
- 02
Close every entity at once
Consolidation and eliminations update as transactions post.
- 03
Cards and expenses built in
Spend posts to the same ledger as everything else.
Trusted by the world's
fastest growing companies
See how finance teams run lean and global on Light.
Read customer stories-
“We evaluated several vendors. Light won because it covers our full finance stack, revenue, AR, AP, expenses, and consolidation, without stitching together a patchwork of point solutions.”
Tanja, Director of FinanceOmnea -
“Even though we’re three entities, it’s like I’m running a finance department for one entity.”
Thobias, Finance ManagerAlva Labs -
“I really like that Light’s AI already gives me suggestions, GL accounts, cost centers, tax codes. I don’t have to start from scratch.”
Cédric, Finance ManagerOper Credits -
“Nine times out of ten the AI matches everything and posts it to the right account. One click and you’re done.”
Jeppe, CFOKeyShot
Built for the daily work
Bills through to payment
Capture invoices, route approvals and pay vendors from the same system.
Room to grow
One ledger built to handle billions of transactions across your business.
Trace every number
Open a report and drill straight into the transactions behind it.
Spending, under control
Expenses, vendors and cards connected to your ledger.
Expenses
Collect receipts, approve expenses and track spend as it happens.
Vendors
Keep supplier details, bills and approvals together. Apply your purchasing rules as work moves through.
Cards
Issue cards for employees and vendors. Pay with Apple Pay or Google Pay. Send receipts through Slack, Teams or email.
Frequently asked questions
Is Puzzle a real general ledger?
Yes. It is an AI accounting system with categorisation, reconciliation and financial statements.
How does Puzzle handle group reporting?
Its multi-entity reporting uses the separate Joiin integration.
When does Puzzle fit?
A US startup transacting in dollars that wants AI accounting and plans to keep its existing spend tools.
See Light at work
