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Comparison · Light vs Ramp Stack

Light vs Ramp Stack

Ramp Stack is Ramp's AI platform for accounting teams: agents run reconciliations, schedules, accruals and journal entries in the accounting system you already use, with review and approval before work posts. Light is one agentic ledger, where the general ledger, spend, bills, billing and consolidation for every entity sit in the same books.

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At a glance

Light and Ramp Stack, compared

Light and Ramp Stack, compared
FeatureLightRamp Stack
General ledger and accounting system of recordRamp Stack: prepares journal entries and syncs them into the connected accounting system, such as QuickBooks, where the general ledger livesYesNo
Agents that complete work, not only suggestRamp Stack: agents run reconciliations, schedules, accruals and journal entries, with review and approval steps your team setsYesYes
Every agent action loggedRamp Stack: each session keeps an audit log of sources, actions and outputsYesYes
Group consolidation and intercompany eliminationsRamp Stack: works on the books held in the connected accounting systemYesNo
Multi-currency accountingRamp Stack: works on the books held in the connected accounting systemYesNo
One system for spend and the general ledgerRamp Stack: Ramp's cards and bill pay are separate products that sync to the accounting system, as Stack doesYesNo

The world's most demanding finance teams run on Light.

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Agents that post to the ledger

Ramp Stack agents run reconciliations, schedules and journal entries, then sync approved work into the connected accounting system, such as QuickBooks. Light's agents complete the work inside the general ledger itself, within your controls, with every action logged.

  1. 01

    Run every entity on one ledger

    Stack works on the books held in the connected accounting system. Light holds every entity on one ledger and consolidates as transactions post, with intercompany eliminations included.

  2. 02

    Spend and the general ledger together

    Ramp's cards and bill pay are separate products that sync to the accounting system, as Stack does. In Light, cards, bills, vendor payments and customer invoicing post straight to the same general ledger.

When to choose Light

  1. 01

    The ledger is included

    Light is the system of record: spend, AP, AR and the general ledger in one platform, with no ERP decision left open.

  2. 02

    Agents do the routine work

    They code, match and post inside the controls you set, with every action logged.

  3. 03

    Close every entity at once

    Consolidation and eliminations update as transactions post.

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Read customer stories
  • “We evaluated several vendors. Light won because it covers our full finance stack, revenue, AR, AP, expenses, and consolidation, without stitching together a patchwork of point solutions.”
    Tanja, Director of FinanceOmnea
  • “Even though we’re three entities, it’s like I’m running a finance department for one entity.”
    Thobias, Finance ManagerAlva Labs
  • “I really like that Light’s AI already gives me suggestions, GL accounts, cost centers, tax codes. I don’t have to start from scratch.”
    Cédric, Finance ManagerOper Credits
  • “Nine times out of ten the AI matches everything and posts it to the right account. One click and you’re done.”
    Jeppe, CFOKeyShot
1 / 4

Built for the daily work

A bill open in Light on a laptop
01

Bills through to payment

Capture invoices, route approvals and pay vendors from the same system.

02

Room to grow

One ledger built to handle billions of transactions across your business.

A laptop with reports on a desk
03

Trace every number

Open a report and drill straight into the transactions behind it.

Spending, under control

Expenses, vendors and cards connected to your ledger.

Managing expenses on the Light mobile app
01

Expenses

Collect receipts, approve expenses and track spend as it happens.

Light open on a laptop in a quiet booth
02

Vendors

Keep supplier details, bills and approvals together. Apply your purchasing rules as work moves through.

A Light card beside a phone and a laptop on a desk
03

Cards

Issue cards for employees and vendors. Pay with Apple Pay or Google Pay. Send receipts through Slack, Teams or email.

Frequently asked questions

Is Ramp Stack a general ledger?

No. It connects to the accounting system you already use, such as QuickBooks, and syncs approved journal entries into it. Light is the general ledger itself.

Does Ramp Stack consolidate entities?

No. It works on the books held in the connected accounting system. Light consolidates every entity on one ledger as transactions post.

When does Ramp Stack fit?

When you are keeping your current accounting system, such as QuickBooks, and want agents to take on reconciliations, schedules and journal entries, or when an accounting firm runs that work across many client books.

How is Ramp Stack related to Ramp?

Stack is Ramp's AI platform for accounting work; Ramp's cards, expenses, bill pay and accounts receivable products run spend and invoicing and sync to the accounting system. Light puts spend and the general ledger in one product.

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