Comparison · Light vs Zeni
Light vs Zeni
Zeni is an AI bookkeeping, accounting and finance service for US startups: an AI Accountant Agent and an AI CFO Agent do the categorising, reconciling, closing and forecasting, with a finance team of experts reviewing the work, plus bill pay, tax and payroll. Light is the agentic ERP your own finance team runs, with cards, AP, consolidation and reporting native to one multi-entity, multi-currency ledger and agents working inside your controls.
Book a demoAt a glance
Light and Zeni, compared
| Feature | Light | Zeni |
|---|---|---|
| General ledger operated by your own finance teamZeni: a bookkeeping service: Zeni's agents and finance team categorise, reconcile and close the books for you | Yes | No |
| Agents that complete work, not only suggestZeni: the AI Accountant Agent categorises, reconciles, matches receipts, posts journal entries and runs month-end close, with finance experts reviewing | Yes | Yes |
| Multi-entity accounting and consolidationZeni: each business or location needs its own Zeni subscription | Yes | No |
| Multi-currency accountingZeni: reimbursements in 160 currencies and international vendor payments; the books are kept for a US entity | Yes | No |
| Accounts payable and vendor bill payZeni: AI Bill Pay with ACH and international vendor payments, included in the bookkeeping plans | Yes | Yes |
| Accounts receivable and customer invoicingZeni: the offer covers bookkeeping, bill pay, tax, payroll and CFO services | Yes | No |
| Corporate and virtual cardsZeni: Zeni Business Credit Card by invitation, with business checking and AI reimbursements | Yes | Yes |
| Available to entities outside the USZeni: services are for US-based entities; payroll covers US employees and contractors | Yes | No |
4 week implementation
KPMG global partnership
Remove 4+ tools
700+ apps
The world's most demanding finance teams run on Light.
Choose a service or a system
Zeni's agents and finance experts keep the books for a US entity and hand back reports. Light is the ledger your own finance team runs, with agents doing the routine work inside your controls.
- 01
Run every entity on one ledger
Zeni needs a subscription per business or location. Light holds every entity and currency on one ledger, with continuous consolidation and intercompany elimination.
- 02
Put spend and payments in the books
Light includes corporate cards, expense capture and supplier payments on local rails in more than 80 countries, alongside the accounts. Every agent action is logged.
When to choose Light
- 01
Your finance team runs the books
You work directly in the ledger and see current figures any day, not at an advisor's handover.
- 02
One ledger for every entity
Add a company, a country or a currency without adding another system.
- 03
Every currency, one set of books
Transactions post in their own currency and consolidate into the group's, with FX handled natively.
Trusted by the world's
fastest growing companies
See how finance teams run lean and global on Light.
Read customer stories-
“We evaluated several vendors. Light won because it covers our full finance stack, revenue, AR, AP, expenses, and consolidation, without stitching together a patchwork of point solutions.”
Tanja, Director of FinanceOmnea -
“Even though we’re three entities, it’s like I’m running a finance department for one entity.”
Thobias, Finance ManagerAlva Labs -
“I really like that Light’s AI already gives me suggestions, GL accounts, cost centers, tax codes. I don’t have to start from scratch.”
Cédric, Finance ManagerOper Credits -
“Nine times out of ten the AI matches everything and posts it to the right account. One click and you’re done.”
Jeppe, CFOKeyShot
Built for the daily work

Bills through to payment
Capture invoices, route approvals and pay vendors from the same system.
Room to grow
One ledger built to handle billions of transactions across your business.

Trace every number
Open a report and drill straight into the transactions behind it.
Spending, under control
Expenses, vendors and cards connected to your ledger.

Expenses
Collect receipts, approve expenses and track spend as it happens.

Vendors
Keep supplier details, bills and approvals together. Apply your purchasing rules as work moves through.

Cards
Issue cards for employees and vendors. Pay with Apple Pay or Google Pay. Send receipts through Slack, Teams or email.
Frequently asked questions
Is Zeni a general ledger your team runs?
No. It is a bookkeeping, tax and CFO service: Zeni's AI Accountant Agent and finance team keep the books for you.
Does Zeni work outside the US?
Its services are for US-based entities, one subscription per business or location.
Does Light file taxes like Zeni?
No. Light is the finance system, not an accounting firm. Your accountant works from the live ledger.
When does Zeni fit?
A single-entity US startup that wants bookkeeping, bill pay, tax and a fractional CFO from one vendor and does not want to run a finance system itself.
See Light at work
