Spend Management

Every card, every receipt, one ledger

Issue vendor and employee cards with Apple Pay and Google Pay globally. Receipts arrive via Slack, Teams, or email, AI categorizes them, and spend is visible in real time — policy included. Already have cards from Amex, your bank or another provider? Bring them into Light too.

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The world's most demanding finance teams run on Light.

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Cards, issued in seconds

Virtual and physical cards for employees and vendors, with limits, freezes, and Apple Pay and Google Pay support worldwide.

AI receipt capture

Upload a receipt and Light extracts the data, assigns the correct taxes and categories, and matches it to the transaction.

Real-time visibility

Track spending as it happens with AI-powered analytics — by team, cost center, vendor, or policy.

A Light card on a desk beside a laptop, phone, and glasses A person holding a laptop and a Light card Approving an invoice in the Light mobile app, with the agent flagging the amount for review

Control without friction

Spend policy shouldn't slow people down — it should be built into the card.

Policy at the point of spend

Limits, categories, and approval rules live on the card itself. Out-of-policy spend is blocked or flagged at swipe time, not discovered at month end — and every exception routes to the right approver automatically.

A Slack thread on a phone where Light requests a missing receipt and a teammate uploads it
Reconciled by default

Card transactions land in the ledger as they clear, matched to receipts and coded to the right accounts — expense reports stop existing as a chore.

Uploading receipt photos to Light in Slack, with extracted description and category

Missing a receipt? The agent chases it in Slack or Teams so your team doesn't have to.

Keep the cards you already have

Switching to Light does not mean reissuing cards. Bring cards from Amex, your bank or another provider, and run them alongside Light cards. Biofire, WorkflowMax and Ellidore already bring their existing cards into Light.

Add cards in the app or by CSV

Create an external card account, then add each card in the app or upload them from a CSV.

Bring the transactions in

Import transactions by CSV, or push them continuously through the Light API.

Handled like Light card spend

Cardholders are asked for receipts, AI matches and codes each transaction, and it posts to the ledger.

Unify your financial data

Spend Management is amplified by the Light platform. Experience the agentic ERP.

100x faster

A powerhouse for processing data. Up to 100x faster than NetSuite.

Integrated ledger

Single source of truth for all your global finance data.

AI native

Let Light streamline finance and deliver effortless insights.

Automated

Slash 80% of manual finance tasks.

Real-time reporting

Quickly build any report, iterate on it together, and engage everyone.

Advanced auditing

Track every interaction, every document, every detail all in one place.

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