80+
Countries with local payment rails, native to the ledger
Comparison · Light vs Maximor
Light vs Maximor
Maximor is an AI finance-automation platform. Its agents connect to your existing ERP, payroll, billing and banking systems to automate reconciliations, journal entries, revenue allocation and close checklists, explicitly without replacing the ERP. Light takes the other route: one AI-native ledger where the agents work inside the system of record rather than across the systems around it.
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Revenue Tillo runs on Light across 8 entities
76%
Cut in Tillo's month-end processing time
4
People on the finance team scaling Lovable to $500M revenue
Compare Light vs Maximor
| Light | Maximor | |
|---|---|---|
| Implementation | Weeks, with a dedicated implementation team and account manager included | Fast by design: connects to existing ERP, payroll, billing and banking systems without replacing them |
| Architecture | One AI-native ledger; consolidation posts as transactions happen | An agent and automation layer above your existing finance systems, not a ledger |
| Agents | Agents complete work end to end inside your controls; every action logged and attributable | The core product: agents for reconciliations, journal entries, revenue allocation, close checklists and flux analysis, extending across revenue, cash, close, AP and AR, with audit-ready output as a stated design principle |
| Configuration | Astra learns from your data and suggests workflow and configuration changes to increase performance; applied in-product, no consultants | Connect source systems and configure agents against your existing processes |
| Subscription management | Contract-based invoicing and deferred revenue automated | Not offered as a ledger capability; revenue allocation is automated against contracts in connected systems |
| Spend management | Corporate and virtual cards with Apple Pay and Google Pay, expense capture via Slack, Teams and email, native to the ledger | Not offered; no cards or expense capture |
| Global bill pay | AP and vendor payments executed on local rails in 80+ countries, from the ledger itself | Not offered; payment execution stays in the connected systems |
| Advanced reporting | Real-time multi-entity reporting with instant drill-down; no spreadsheet exports | Close-oriented reporting such as flux analysis; financial statements come from the connected ERP |
| SaaS metrics | ARR, MRR, NRR, churn and cohort metrics computed from the ledger and contracts, in real time | Not a SaaS-metrics product |
| Global coverage | Local payment rails in 80+ countries; multi-entity, multi-currency by default | Not a factor in the product: Maximor inherits whatever jurisdictions, entities and currencies the connected ERP already handles |
Two honest answers to the same problem
Maximor builds AI agents that connect to ERPs, payroll, billing and banking systems to automate reconciliations, journal entries, contract parsing and revenue allocation, close checklists and flux analysis, producing audit-ready output by default. Its scope extends across revenue, cash, close, AP and AR.
Light and Maximor start from the same observation, that finance teams are buried in repetitive reconciliation work that agents can now do. They diverge on where the agents should live.
On top of the ERP, or inside the ledger
Maximor's explicit positioning is automation without ERP rip-and-replace. That is a real advantage when replacing the ERP is not on the table: you keep NetSuite or Sage Intacct or whatever you have, and the agents work across it.
It also sets the ceiling. Agents reading from and writing to an ERP inherit that ERP's data model, close cycle and multi-entity limits. Light's agents operate inside an AI-native ledger built for them, which is why consolidation can post as transactions happen rather than being reconciled afterwards.
What you still run alongside each
With Maximor you keep the ERP, and separately whatever you use for cards, expenses and vendor payments. The agent layer makes the existing stack less manual; it does not make it smaller.
With Light, the ledger, the multi-entity consolidation, the corporate and virtual cards, the expense capture and the vendor payments on local rails in 80+ countries are one system. Fewer integrations, one audit trail, one close.
When Maximor is the right answer
If you have recently implemented an ERP, or an ERP migration is politically or practically impossible for the next few years, an agent layer on top is a sensible way to get automation without that fight. Maximor's audit-ready framing is the right instinct for anything touching the books.
Light is the better fit when you are already choosing or replacing your system of record, and would rather the agents be native to the ledger than working across the seams of the stack you are keeping.
Signs you’ve outgrown Maximor
The agents are good. The ledger underneath is still the old one.
Maximor automates reconciliations and journal entries against your existing ERP. The constraints of that ERP, its data model, its close cycle, its multi-entity limits, are unchanged.
Your controls are spread across systems the agents don't own
The agents act across your ERP, payroll, billing and banking, but the permissions, approvals and audit trail still live in each of those systems separately. Proving what happened means assembling it from several places.
You are adding a layer, not removing one
Maximor's pitch is explicitly no rip-and-replace, so the ERP stays, and so does the expense tool and the payments provider. The automation makes the existing stack less manual without making it smaller.
“We evaluated several vendors. Light won because it covers our full finance stack, revenue, AR, AP, expenses, and consolidation, without stitching together a patchwork of point solutions.”
TanjaDirector of Finance, Omnea
Top 3 reasons leaders pick Light over Maximor
An all-inclusive platform
Leverage native products for AP, AR, Procurement and budgeting that seamlessly leverage AI and integrate to Slack and Teams.
Superior performance
Whether you are processing 100,000 or 50 million transactions, the Light Ledger is based on a hyper-performant database.
Beautiful reporting
Stop the reporting headache of spreadsheets, and get fast, intuitive reports with instant drill-down capabilities.
More reasons to love Light
Enjoy integrated products that both finance and the employees enjoy using.
Expense Management
Automate expense approvals, track spending in real-time, and gain insights with AI-powered analytics.
Vendor Management
Streamline vendor relationships with simplified onboarding, tracking supplier performance, and enforcing procurement policies.
Cards
Issue vendor and employee cards with Apple Pay and Google Pay globally. Upload receipts via Slack, Teams or email.
Frequently asked questions
Is Maximor an ERP?
No, and it does not claim to be. Maximor is an AI automation layer that connects to your existing ERP, payroll, billing and banking systems. Its explicit positioning is bringing automation to finance without an ERP rip-and-replace.
How is Light different from Maximor?
Both use AI agents to remove repetitive accounting work. Maximor's agents work on top of the ERP you already have; Light's agents work inside an AI-native ledger that is your system of record, which also covers multi-entity consolidation, cards, expenses and vendor payments.
Does Maximor do multi-entity consolidation?
Consolidation happens in the connected ERP. Maximor automates work across the close, and across revenue, cash, AP and AR, but group consolidation itself remains a function of the ledger it connects to.
Should we use both?
They overlap on the automation problem but not on the ledger. If you are keeping your current ERP, Maximor is designed for exactly that situation. If you are replacing your system of record anyway, an AI-native ledger removes the seams the automation layer is there to bridge.