Comparison · Light vs Moss
Light vs Moss
Moss is a strong spend platform for European SMEs, with a deep DATEV integration and GoBD-compliant document handling. It posts into your accounting system rather than being one, so the ledger, the consolidation and the ERP bill all stay where they were. Light is the agentic ERP that IS your system of record: spend, AP/AR, and multi-entity accounting in one platform. Switching does not mean reissuing cards: keep your Moss cards and bring their transactions into Light.
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Light and Moss, compared
| Feature | Light | Moss |
|---|---|---|
| General ledger and accounting system of recordMoss: syncs into DATEV, Xero, NetSuite and many other accounting and ERP systems | Yes | No |
| Multi-entity accounting and consolidationMoss: entity-level spend; consolidation runs in your accounting system | Yes | No |
| Financial statements (P&L, balance sheet)Moss: produced from your connected accounting system, not Moss | Yes | No |
| Corporate and virtual cards + spend managementMoss: Moss's core strength | Yes | Yes |
| Accounts payable / bill payMoss: invoice management and bill pay | Yes | Yes |
| Accounts receivable / invoicingMoss: not an accounts receivable tool | Yes | No |
| One system for both spend and the ledgerMoss: posts into DATEV or your ERP | Yes | No |
4 week implementation
KPMG global partnership
Remove 4+ tools
700+ apps
The world's most demanding finance teams run on Light.
Include the accounting system
Moss offers cards, invoices and spend controls with accounting integrations, including DATEV. Light includes the ledger as well as the spend platform.
- 01
Keep the receipt with the posting
Cards, expenses and vendor payments run in Light. Your team follows the transaction and its audit trail in one place.
- 02
Bring international entities together
Light consolidates entities and currencies continuously. Group reports drill down to the entries behind the numbers.
When to choose Light
- 01
The ledger is included
Light is the system of record: spend, AP, AR and the general ledger in one platform, so there is no separate ERP to choose.
- 02
The close happens in one place
The card transaction, the receipt and the ledger entry sit in one system, so there is nothing to match across systems.
- 03
Built for the group abroad
Each entity keeps its own currency and local books and rolls up to one group view, with payments on local rails in 80+ countries.
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fastest growing companies
See how finance teams run lean and global on Light.
Read customer stories-
“We evaluated several vendors. Light won because it covers our full finance stack, revenue, AR, AP, expenses, and consolidation, without stitching together a patchwork of point solutions.”
Tanja, Director of FinanceOmnea -
“Even though we’re three entities, it’s like I’m running a finance department for one entity.”
Thobias, Finance ManagerAlva Labs -
“I really like that Light’s AI already gives me suggestions, GL accounts, cost centers, tax codes. I don’t have to start from scratch.”
Cédric, Finance ManagerOper Credits -
“Nine times out of ten the AI matches everything and posts it to the right account. One click and you’re done.”
Jeppe, CFOKeyShot
Built for the daily work
Bills through to payment
Capture invoices, route approvals and pay vendors from the same system.
Room to grow
One ledger built to handle billions of transactions across your business.
Trace every number
Open a report and drill straight into the transactions behind it.
Spending, under control
Expenses, vendors and cards connected to your ledger.
Expenses
Collect receipts, approve expenses and track spend as it happens.
Vendors
Keep supplier details, bills and approvals together. Apply your purchasing rules as work moves through.
Cards
Issue cards for employees and vendors. Pay with Apple Pay or Google Pay. Send receipts through Slack, Teams or email.
Frequently asked questions
Can Light replace Moss and our accounting system?
Light includes cards, expenses, AP, AR, the ledger and consolidation.
Do we have to replace our Moss cards?
No. Add your Moss cards to Light as an external card account and bring the transactions in by CSV upload or a continuous push through the Light API. From there the transactions are handled like Light card spend: cardholders are asked for receipts, AI matches and codes each transaction, and it posts to the ledger. Your cards and your plan stay with Moss. If you later move to Light cards, the card transaction and the ledger entry become one record.
Can our tax adviser stay involved?
Yes. Advisers get direct ledger access and an audit trail.
When does Moss fit?
When you want cards and invoice handling connected to an accounting system you plan to keep.
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