80+
Countries with local payment rails, native to the ledger
NetSuite takes a long time to implement and you need third party solutions for core finance workflows. Go live quickly instead, and get cards, AP, procurement controls as well as consolidated reporting and multi-entity accounting.
Book a demoCountries with local payment rails, native to the ledger
Revenue Tillo runs on Light across 8 entities
Cut in Tillo's month-end processing time
People on the finance team scaling Lovable to $500M revenue
| Light | NetSuite | |
|---|---|---|
| Implementation | Weeks, with a dedicated implementation team and account manager included | 6–18 months, typically led by a system integrator |
| Architecture | Clean for humans and agents alike: one AI-native ledger on denormalised tables and modern columnar storage, so a transaction is read in one place rather than joined back together, and consolidation posts as transactions happen | Messy for humans and agents alike: a 1990s normalised schema split across thousands of tables, so every read is a join; batch processing with period-end runs per entity |
| FX | 4-currency transactions handled natively: a USD entity paying a JPY bill from a EUR bank account, consolidated into GBP | Foreign-currency bank accounts pay same-currency bills only; cross-currency flows need manual journals |
| VAT | Partial VAT and reverse charges posted correctly, with the multiple ledger entries each requires | No support for complex VAT codes |
| Consolidation | IAS21 and ASC830 best-in-class consolidation using actual rates for PnL eliminations | Uses period-average as an approximation for actual rates |
| Compliance | Immutable ledger; workflows can be frozen and 4-eyes review is enforced | Transactions can be modified after posting; admins can change workflows and bill data even after approval |
| Agents | Agents complete work end to end inside your controls; every action logged and attributable | Assistive AI features; humans still do the work |
| Configuration | Astra learns from your data and suggests workflow and configuration changes to increase performance; applied in-product, no consultants | Consultant-led; SuiteScript customization and admin changes via partners |
| Subscription management | Contract-based invoicing and deferred revenue automated | SuiteBilling, a separately licensed add-on |
| Spend management | Corporate and virtual cards with Apple Pay and Google Pay, expense capture via Slack, Teams and email, native to the ledger | Via marketplace partners (Ramp, Brex and others) |
| Global bill pay | AP and vendor payments executed on local rails in 80+ countries, from the ledger itself | Payment runs per entity; execution via banks and third-party connectors |
| Advanced reporting | Real-time multi-entity reporting with instant drill-down; no spreadsheet exports | Saved searches and SuiteAnalytics; often exported to spreadsheets |
| SaaS metrics | ARR, MRR, NRR, churn and cohort metrics computed from the ledger and contracts, in real time | Requires customization or a separate metrics tool |
| Global coverage | Local payment rails in 80+ countries; multi-entity, multi-currency by default | Broad global coverage; localization via SuiteTax and partners |
NetSuite defined the cloud ERP era, and for a long time it was the safe next step after QuickBooks or Xero. That is exactly the problem: it is the next step in a model where humans do the work and software records it. Teams arrive at NetSuite for multi-entity consolidation and leave the implementation with a system that needs an administrator, a connector budget, and a period-end ritual of Run buttons per entity.
Light is built on the other model. One AI-native ledger where AP, AR, cards, expenses, procurement, consolidation and reporting are native, and where agents do the coding, matching, reconciling and chasing inside controls your team sets. Biofire ran 4 US entities on NetSuite and moved to Light for real-time event streaming into its manufacturing systems; Oper Credits took NetSuite to the final round of its evaluation and chose Light because every demo showed a large system built for complexity rather than speed; Omnio, which runs payments and loyalty infrastructure for enterprise brands across the UK and Europe, is moving off a NetSuite scoped for a CFO who has since left.
NetSuite was built for who we were, not who we are. It left us doing manual cost allocation on every invoice, country by country. Light replaces that with one real-time engine: better visibility, faster decisions, and cutting month-end close from 15 days to 1.
James Dawson, CFO, Omnio
A NetSuite implementation typically runs 6 to 18 months through a system integrator, and the industry it spawned, admins, consultancies, connector vendors, exists because the system does not run itself. Light implementations are measured in weeks, run by a dedicated team from Light with an account manager included, and the finance team operates the platform directly afterwards. No SuiteScript, no VAR retainer, no support-tier upsell.
NetSuite processes in batches: prepaids, depreciation, intercompany and consolidation wait for period-end runs, per entity, per cycle. Light's ledger is real time. Consolidation and eliminations post as transactions happen, reconciliations run continuously against live bank feeds, and any report loads in under 500ms across every entity, currency and book. The close stops being an event and becomes a property of the system.
NetSuite’s schema is a product of the decade it was designed in. Separation of concerns, taken to its logical end on 1990s hardware, means the state of a single bill is scattered across thousands of normalised tables: one holds the transaction, another its lines, another the accounting lines behind them, joined back together every time anyone asks a question. Nothing about that was wrong at the time. Storage was expensive, normalising was the correct answer, and you paid the cost back in joins. You still pay it. Oracle’s own guidance is blunt about the drawback: “avoid using too many joins, this can result in performance issues”. This is why saved searches get expensive to run and why reporting so often ends in an export.
Light denormalises deliberately. Modern columnar storage does not penalise wide tables the way the databases of the 90s did, so the facts about a transaction sit together instead of being reconstructed on every read. That is what lets any report load across every entity, currency and book in under 500ms, with drill-down as a lookup rather than a join.
NetSuite
Messy for humans and agents alike. One bill’s data sits in tables scattered across a schema of thousands. Every read joins them back together.
Light
Clean for humans and agents alike. The same bill is already one wide row, read where it sits.
The difference compounds for agents. An agent working over a schema of thousands of tables has to work out which ones to scan before it can answer anything, and every hop is another chance to pull the wrong row: slow, and confidently wrong in ways that are expensive in accounting. On Light the context an agent needs is already assembled, so it reasons about the transaction rather than about the schema. Clean architecture is not an aesthetic preference here: the schema that makes a human wait for a report is the same one that makes an agent guess at it, and the schema that serves one serves the other.
“What did we spend on Acme Freight last quarter?”
NetSuite
Light
Same question, same confidence, no error raised either time. Only one of these numbers is the answer. €124,000
On NetSuite, modern spend usually means bolting on Ramp, Brex or a bill-pay tool through Celigo or Workato, then reconciling the seam every month. Light issues corporate and virtual cards natively, captures receipts in Slack, Teams and email, and executes vendor payments on local rails in 80+ countries from the ledger itself, so there is no seam to reconcile and no connector bill.
NetSuite's AI generation, Text Enhance, Bill Capture, Narrative Insights, is assistive: it drafts, reads and summarizes while your team still does the work. Light's agents complete the work: they code the invoice, match the payment, chase the receipt, draft the accrual and post the result within approval thresholds you set, with every action logged and attributable. That distinction, suggestion versus completion, is where the economics move.
The NetSuite line item is only the start: SuiteBilling for subscriptions, connectors for integrations, Advanced Customer Support as a paid add-on, and an admin or consultant to hold it together. Light ships as one platform with implementation and a dedicated account manager included, and the sub-ledgers that would be separate products elsewhere are simply part of it.
Most NetSuite teams end up with a dedicated admin, a consultant on retainer, or both. Light is run by the finance team directly, with a dedicated account manager included rather than billed.
NetSuite's batch architecture means prepaids, depreciation and intercompany each wait for a period-end run, per entity. On Light, consolidation and eliminations post as transactions happen.
Omnio’s NetSuite was scoped years ago around a previous CFO’s requirements and never flexed to fit the company it became. Two CFOs later, the team was still allocating costs by hand, invoice by invoice, country by country. Omnio is moving to Light to close in 1 day instead of 15.
“We evaluated several vendors. Light won because it covers our full finance stack, revenue, AR, AP, expenses, and consolidation, without stitching together a patchwork of point solutions.”
TanjaDirector of Finance, Omnea
Leverage native products for AP, AR, Procurement and budgeting that seamlessly leverage AI and integrate to Slack and Teams.
Whether you are processing 100,000 or 50 million transactions, the Light Ledger is based on a hyper-performant database.
Stop the reporting headache of spreadsheets, and get fast, intuitive reports with instant drill-down capabilities.
Enjoy integrated products that both finance and the employees enjoy using.
Automate expense approvals, track spending in real-time, and gain insights with AI-powered analytics.
Streamline vendor relationships with simplified onboarding, tracking supplier performance, and enforcing procurement policies.
Issue vendor and employee cards with Apple Pay and Google Pay globally. Upload receipts via Slack, Teams or email.
For multi-entity, multi-currency companies that want agents doing the finance work instead of an admin-heavy batch ERP, yes. Light covers the NetSuite core, GL, consolidation, AP, AR and reporting, natively adds cards, expenses and procurement, and runs payments on local rails in 80+ countries. For very large enterprises with deep NetSuite customization, evaluate against the full landscape first.
Light implementations are measured in weeks, with a dedicated implementation team and account manager included. Historical data, chart of accounts, open items and integrations are moved with the Light team rather than a third-party integrator.
Yes. Light replaces the ERP and the spend stack together: cards, expenses, AP execution and procurement are native to the same ledger, so tools like Ramp or Brex bolted onto NetSuite are no longer needed.
Consolidation in Light posts continuously as transactions happen, including intercompany eliminations and FX, instead of waiting for period-end runs per entity. Tillo runs $2B in revenue across 8 entities on Light and cut month-end processing by 76%.
Ready to un-ERP? The world's most complex finance teams already did.