80+
Countries with local payment rails, native to the ledger
Comparison · Light vs Numeric
Light vs Numeric
Numeric is an AI close automation platform. It connects to NetSuite, QuickBooks Online, Xero or Sage Intacct, pulls the trial balance, and runs the close on top: checklist, reconciliations, cash matching, journal entries, flux analysis and reporting, explicitly without replacing the ledger. Light takes the other route: one AI-native ledger where consolidation posts as transactions happen, so there is less close to manage in the first place.
Book a demo$2B
Revenue Tillo runs on Light across 8 entities
76%
Cut in Tillo's month-end processing time
4
People on the finance team scaling Lovable to $500M revenue
Compare Light vs Numeric
| Light | Numeric | |
|---|---|---|
| Implementation | Weeks, with a dedicated implementation team and account manager included | Connects to your existing ERP; CPA-led onboarding and training from the Growth plan |
| Architecture | One AI-native ledger; consolidation posts as transactions happen | A close, cash and analytics layer on top of NetSuite, QuickBooks Online, Xero or Sage Intacct; not a ledger |
| Agents | Agents complete work end to end inside your controls; every action logged and attributable | Numeric Intelligence on the close: auto-reconciliation, AI-drafted flux explanations, transaction monitoring, journal entries drafted for review and posted to NetSuite |
| Configuration | Astra learns from your data and suggests workflow and configuration changes to increase performance; applied in-product, no consultants | Close checklists, materiality thresholds and reconciliation rules configured against your ERP |
| Subscription management | Contract-based invoicing and deferred revenue automated | Not in the product; close, cash and analytics only |
| Spend management | Corporate and virtual cards with Apple Pay and Google Pay, expense capture via Slack, Teams and email, native to the ledger | Not in the product; close, cash and analytics only |
| Global bill pay | AP and vendor payments executed on local rails in 80+ countries, from the ledger itself | Not in the product; Numeric posts journal entries to the ERP, it is not a payments tool |
| Advanced reporting | Real-time multi-entity reporting with instant drill-down; no spreadsheet exports | Flux analysis, custom reporting and CFO-ready reports built from the ERP's trial balance |
| SaaS metrics | ARR, MRR, NRR, churn and cohort metrics computed from the ledger and contracts, in real time | Not a SaaS-metrics product |
| Global coverage | Local payment rails in 80+ countries; multi-entity, multi-currency by default | Whatever your ERP runs; bank feeds from thousands of banks worldwide |
Two answers to the close problem
Numeric does not compete for the ledger. It is an AI close automation platform that integrates directly with NetSuite, QuickBooks Online, Xero and Sage Intacct to pull in trial balance data, then runs the close on top: a close checklist with dependencies and an audit trail, account reconciliations against materiality thresholds, cash matching that automates 90%+ of bank reconciliations by their own claim, journal entries drafted and posted to NetSuite in batches with a preparer and reviewer workflow, flux analysis with AI-drafted explanations, transaction monitors and CFO-ready reports, with Numeric Intelligence surfacing bottlenecks and recurring issues. It supports multi-entity close tracking, consolidated reports across entities and intercompany reconciliation. Plans start at $30 per user per month, with a Growth tier for teams on QuickBooks and Xero and an Enterprise tier for NetSuite.
Light and Numeric start from the same observation: the close is where finance teams lose the most days to repetitive work that software can now do. They diverge on where to fix it.
On top of the ERP, or inside the ledger
Numeric's design is close automation without replacing the ERP. That is a real advantage when replacing the ERP is not on the table: you keep NetSuite or Sage Intacct, and the close gets a faster and better-controlled process around it.
It also sets the ceiling. A close tool reads and writes the ERP's trial balance, so it inherits that ERP's data model, close cycle and multi-entity limits, and consolidation still happens wherever the ERP does it. Light's agents operate inside an AI-native ledger built for them, which is why consolidation can post as transactions happen rather than being reconciled afterwards, and why reporting is real time with drill-down instead of a month-end deliverable. Tillo cut its month-end processing time by 76% on Light.
What you still run alongside each
With Numeric you keep the ERP, and separately whatever you use for cards, expenses and vendor payments; Numeric's product is close, cash and analytics. The close layer makes the existing stack less manual; it does not make it smaller.
With Light, the ledger, the multi-entity consolidation, the corporate and virtual cards, the expense capture and the vendor payments on local rails in 80+ countries are one system. Fewer integrations, one audit trail, and agents that run intake-to-payment and record-to-report end to end because every sub-ledger is native.
Where Numeric fits
A controller running NetSuite, Sage Intacct, QuickBooks Online or Xero who wants checklist, reconciliation, journal entry and flux automation without changing the ledger has a genuine case for Numeric, and its audit-trail framing is the right instinct for anything touching the books. Light is the better fit when you are already choosing or replacing your system of record, and would rather the agents be native to the ledger than working across the seams of the stack you are keeping.
Signs you’ve outgrown Numeric
The close gets faster. The month-end stays.
Numeric makes the close of a batch system run better: checklist, reconciliations, flux, journal entries. It does not remove the month-end. On Light, consolidation posts as transactions happen and reporting is real time, so there is less close to manage.
The ledger underneath is still the old one
Numeric pulls the trial balance from NetSuite, QuickBooks Online, Xero or Sage Intacct. That ERP's data model, close cycle and multi-entity limits are unchanged; Numeric works around them.
You are adding a layer, not removing one
Numeric is designed to sit on the ERP you keep, alongside whatever you use for cards, expenses and vendor payments. Light is the ledger, the cards, the expenses and the payments in one system, with one audit trail.
“We evaluated several vendors. Light won because it covers our full finance stack, revenue, AR, AP, expenses, and consolidation, without stitching together a patchwork of point solutions.”
TanjaDirector of Finance, Omnea
Top 3 reasons leaders pick Light over Numeric
An all-inclusive platform
Leverage native products for AP, AR, Procurement and budgeting that seamlessly leverage AI and integrate to Slack and Teams.
Superior performance
Whether you are processing 100,000 or 50 million transactions, the Light Ledger is based on a hyper-performant database.
Beautiful reporting
Stop the reporting headache of spreadsheets, and get fast, intuitive reports with instant drill-down capabilities.
More reasons to love Light
Enjoy integrated products that both finance and the employees enjoy using.
Expense Management
Automate expense approvals, track spending in real-time, and gain insights with AI-powered analytics.
Vendor Management
Streamline vendor relationships with simplified onboarding, tracking supplier performance, and enforcing procurement policies.
Cards
Issue vendor and employee cards with Apple Pay and Google Pay globally. Upload receipts via Slack, Teams or email.
Frequently asked questions
Is Numeric an ERP?
No, and it does not claim to be. Numeric is an AI close automation platform that integrates with NetSuite, QuickBooks Online, Xero and Sage Intacct and pulls their trial balance; the ledger stays where it is.
Does Light replace Numeric?
Light replaces the ledger Numeric sits on, and with it much of the work Numeric automates. Consolidation posts as transactions happen and reporting is real time with drill-down, so the reconciliation and flux work a close tool exists to speed up has less to work on.
Does Numeric do multi-entity consolidation?
Numeric offers multi-entity close tracking, a dashboard of close pacing across entities, plus consolidated reports across entities and intercompany reconciliation. The eliminations and the consolidation structure are set up in the ERP it connects to, such as NetSuite. On Light, consolidation is native to the ledger.
Should we use both?
They overlap on the close problem but not on the ledger. If you are keeping your current ERP, Numeric is designed for exactly that situation. If you are replacing your system of record anyway, an AI-native ledger removes the seams a close layer is there to manage. Get Light and you can remove both your ERP and Numeric.