80+
Countries with local payment rails, native to the ledger
SAP takes a long time to implement and you need third party solutions for core finance workflows. Go live quickly instead, and get cards, AP, procurement controls as well as consolidated reporting and multi-entity accounting.
Book a demoCountries with local payment rails, native to the ledger
Revenue Tillo runs on Light across 8 entities
Cut in Tillo's month-end processing time
People on the finance team scaling Lovable to $500M revenue
| Light | SAP | |
|---|---|---|
| Implementation | Weeks, with a dedicated implementation team and account manager included | 12–24+ months for S/4HANA programmes, SI-led |
| Architecture | One AI-native ledger; consolidation posts as transactions happen | Enterprise batch ERP; deep but seamed into modules |
| Agents | Agents complete work end to end inside your controls; every action logged and attributable | Joule copilot; agentic capability on the roadmap |
| Configuration | Astra learns from your data and suggests workflow and configuration changes to increase performance; applied in-product, no consultants | Consultant-led; SI-managed configuration and transport cycles |
| Subscription management | Contract-based invoicing and deferred revenue automated | BRIM, separately licensed |
| Spend management | Corporate and virtual cards with Apple Pay and Google Pay, expense capture via Slack, Teams and email, native to the ledger | Concur, a separately acquired product |
| Global bill pay | AP and vendor payments executed on local rails in 80+ countries, from the ledger itself | Bank files via treasury modules, SI-configured |
| Advanced reporting | Real-time multi-entity reporting with instant drill-down; no spreadsheet exports | SAP Analytics Cloud, separately licensed |
| SaaS metrics | ARR, MRR, NRR, churn and cohort metrics computed from the ledger and contracts, in real time | Requires SAC customization or a separate metrics tool |
| Global coverage | Local payment rails in 80+ countries; multi-entity, multi-currency by default | Deep global coverage, at enterprise implementation cost |
SAP is the deepest ERP ever built, and that depth is priced in years: S/4HANA programmes measured in fiscal cycles, steering committees, and a change process that routes through a system integrator. For a multinational running complex manufacturing on 40 years of customization, that trade can still make sense. For a modern multi-entity company, the depth arrives as weight.
Light gives the multi-entity company what it actually came for: one AI-native ledger across countries and currencies, agents that run the daily work, and a close that happens continuously instead of at quarter speed. The evaluation question is not whether SAP can do it, it usually can, but what it costs in time, licences and people to make it do it.
S/4HANA migrations are 12 to 24+ month programmes with SI day rates to match. Light implementations run in weeks with a dedicated team and account manager included, and reconfiguration afterwards is done by the finance team in-product, not through transport cycles.
SAP's finance estate spans modules and acquisitions: the GL in S/4, spend in Concur, billing in BRIM, analytics in SAC, each licensed and integrated separately. An agent cannot own a workflow that crosses licensing seams. On Light, AP, AR, cards, expenses, procurement, consolidation and reporting are one product on one ledger, which is precisely what lets agents run procure-to-pay and record-to-report end to end.
SAP handles payments through bank files and treasury configuration; spend lives in Concur. Light issues cards natively, captures receipts in Slack and Teams, and executes vendor payments on local rails in 80+ countries directly from the ledger, with FX handled at the ledger level.
Joule is a copilot: it answers, drafts and navigates, and SAP's agentic capability is roadmap. Light's agents are in production: they code, match, reconcile, chase and post inside approval thresholds, with every action logged. On a batch architecture, promoting a copilot into an agent is an architecture migration; on Light it is how the platform already works.
SAP's cost is the programme: licences by module, SI implementation, admin teams, and change requests billed by the day. Light is one platform, implemented in weeks, operated by the finance team, with the sub-ledgers included rather than licensed separately.
S/4HANA migrations are measured in years and steering committees. Light implementations are measured in weeks, with the team that sold you running the onboarding.
GL in one module, spend in Concur, revenue in BRIM. Agents can't own a workflow that crosses licensing seams. On Light it's one ledger, so they can.
Joule can summarize what happened. Light's agents do the posting, matching and chasing themselves, inside approval thresholds you set.
“We evaluated several vendors. Light won because it covers our full finance stack, revenue, AR, AP, expenses, and consolidation, without stitching together a patchwork of point solutions.”
TanjaDirector of Finance, Omnea
Leverage native products for AP, AR, Procurement and budgeting that seamlessly leverage AI and integrate to Slack and Teams.
Whether you are processing 100,000 or 50 million transactions, the Light Ledger is based on a hyper-performant database.
Stop the reporting headache of spreadsheets, and get fast, intuitive reports with instant drill-down capabilities.
Enjoy integrated products that both finance and the employees enjoy using.
Automate expense approvals, track spending in real-time, and gain insights with AI-powered analytics.
Streamline vendor relationships with simplified onboarding, tracking supplier performance, and enforcing procurement policies.
Issue vendor and employee cards with Apple Pay and Google Pay globally. Upload receipts via Slack, Teams or email.
For multi-entity companies from tens of millions to low billions in revenue, yes: Light delivers the global, multi-currency consolidation SAP is bought for, with agents running the work and none of the programme overhead. For the largest enterprises with deeply customized SAP estates, the switching calculus is harder; see the full landscape comparison.
Weeks, not quarters. A dedicated Light implementation team moves the chart of accounts, historical data and open items, and the finance team runs the platform directly from day one.
Yes. Expenses, cards, AP execution and procurement are native to Light's ledger, so the Concur and BRIM tier of separately licensed products has no equivalent bill.
Light runs multi-entity, multi-currency accounting with local payment rails and tax logic across 80+ countries, holds SOC 1 Type 2 and SOC 2 Type 2 reports, and customers with $500M ARR have completed audits on it.
Ready to un-ERP? The world's most complex finance teams already did.