Comparison · Light vs Xledger
Light vs Xledger
Xledger is a cloud financial system for multi-entity organisations. Group consolidations, eliminations, intercompany and currency revaluations run natively, and it covers expenses and recurring invoicing as part of the core product. Light serves the same multi-entity and project-intensive finance teams, and adds an AI-native architecture, corporate and virtual cards issued from the ledger, and vendor payments on local rails in 80+ countries.
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Light and Xledger, compared
| Feature | Light | Xledger |
|---|---|---|
| Can run billions of transactions | Yes | No |
| Immutable ledger | Yes | No |
| Global bill pay | Yes | No |
| Spend management | Yes | No |
| Subscription management | Yes | Yes |
| Treasury intelligence | Yes | No |
| 700 native built apps | Yes | No |
| Big4 implementation team | Yes | No |
| Workflows and agents | Yes | No |
4 week implementation
KPMG global partnership
Remove 4+ tools
700+ apps
The world's most demanding finance teams run on Light.
Both cover group accounting
Xledger supports consolidation, eliminations, intercompany transactions and currency revaluation. Light covers the same accounting needs on its shared ledger.
- 01
Record cards where the books live
Xledger handles expenses and card feeds. Light provides corporate and virtual cards with receipts captured through Slack, Teams and email.
- 02
Pay suppliers from the ledger
Light executes vendor payments on local rails in more than 80 countries. Agents carry out routine work under your controls, with logged actions.
When to choose Light
- 01
Cards and expenses built in
Spend posts to the same ledger as everything else.
- 02
Pay suppliers from the ledger
Approved bills pay from your own bank accounts on local rails in 80+ countries.
- 03
Agents do the routine work
They code, match and post inside the controls you set, with every action logged.
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fastest growing companies
See how finance teams run lean and global on Light.
Read customer stories-
“We evaluated several vendors. Light won because it covers our full finance stack, revenue, AR, AP, expenses, and consolidation, without stitching together a patchwork of point solutions.”
Tanja, Director of FinanceOmnea -
“Even though we’re three entities, it’s like I’m running a finance department for one entity.”
Thobias, Finance ManagerAlva Labs -
“I really like that Light’s AI already gives me suggestions, GL accounts, cost centers, tax codes. I don’t have to start from scratch.”
Cédric, Finance ManagerOper Credits -
“Nine times out of ten the AI matches everything and posts it to the right account. One click and you’re done.”
Jeppe, CFOKeyShot
Built for the daily work

Bills through to payment
Capture invoices, route approvals and pay vendors from the same system.
Room to grow
One ledger built to handle billions of transactions across your business.

Trace every number
Open a report and drill straight into the transactions behind it.
Spending, under control
Expenses, vendors and cards connected to your ledger.

Expenses
Collect receipts, approve expenses and track spend as it happens.

Vendors
Keep supplier details, bills and approvals together. Apply your purchasing rules as work moves through.

Cards
Issue cards for employees and vendors. Pay with Apple Pay or Google Pay. Send receipts through Slack, Teams or email.
Frequently asked questions
Does Xledger consolidate groups?
Yes. Consolidation, intercompany handling and currency revaluation are native capabilities.
Does Xledger handle expenses?
Yes. Its expense module covers receipts, card feeds, per-diem rules and approvals.
When does Xledger fit?
Groups that value its project reporting and accounting capabilities should weigh those strengths alongside their card and payment needs.
See Light at work
