Comparison · Light vs Ramp

Light vs Ramp

Ramp is best-in-class for corporate cards and spend, but it sits on top of your accounting system, not as one, and requires a US-incorporated entity. Light is the AI-native ERP that IS your system of record: spend, AP/AR, and multi-entity accounting in one platform, for finance teams anywhere.

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Compare Light vs Ramp

FeatureLightRamp
General ledger and accounting system of record syncs into your accounting system (QuickBooks, NetSuite, Xero, Intacct)
Multi-entity accounting and consolidation ~entity tagging; consolidation runs in your connected ERP
Financial statements (P&L, balance sheet) ~produced from your connected GL, not Ramp
Corporate and virtual cards + spend management Ramp's core strength
Accounts payable / bill pay
Accounts receivable / invoicing ~basic invoicing
Available to non-US entities requires a US-incorporated entity

Top 3 reasons leaders pick Light over Ramp

An all-inclusive platform

Leverage native products for AP, AR, Procurement and budgeting that seamlessly leverage AI and integrate to Slack and Teams.

Uploading a bill to Light for AI extraction

Superior performance

Whether you are processing 100,000 or 50 million transactions, the Light Ledger is based on a hyper-performant database.

The Light ledger with live transactions

Beautiful reporting

Stop the reporting headache of spreadsheets, and get fast, intuitive reports with instant drill-down capabilities.

Real-time reporting in Light with drill-down

More reasons to love Light

Enjoy integrated products that both finance and the employees enjoy using.

Expense Management

Automate expense approvals, track spending in real-time, and gain insights with AI-powered analytics.

Managing expenses on the Light mobile app

Vendor Management

Streamline vendor relationships with simplified onboarding, tracking supplier performance, and enforcing procurement policies.

Vendor and bill management in Light

Cards

Issue vendor and employee cards with Apple Pay and Google Pay globally. Upload receipts via Slack, Teams or email.

A Light payment card

See the Light

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