Help Center / Corporate Cards

Card Spending Limits and Policies

Your Light card comes with a spending limit set by your company's finance team. This limit helps ensure responsible spending while giving you the flexibility to purchase what you need for work.

Understanding Your Spending Limit

Your spending limit is the maximum amount you can spend on your Light card. Limits can be set:

  • Per transaction: A maximum amount for any single purchase
  • Weekly: A ceiling on your total spending each week
  • Monthly: A ceiling on your total spending each month

Your card's limits are visible on your Cards page in Light. If no limit is set on your card, a default limit configured by your company may apply.

What Happens When You Reach Your Limit

If you try to make a purchase that would exceed your spending limit, the transaction will be declined. This is a built-in safety feature—your card simply won't process the charge. You'll receive a notification when a card transaction is declined.

Don't panic if this happens. Contact your finance team or manager to discuss:

  • Whether the purchase is necessary
  • If your limit needs adjustment
  • An alternative way to complete the purchase

Other Reasons a Transaction May Be Declined

Besides spending limits, a transaction can also be declined if your card is frozen. A frozen card blocks all new transactions until it is unfrozen. If your card was frozen and you believe it shouldn't be, contact your finance team.

Requesting a Limit Change

Card limits can only be changed by your company's admins or finance team—you cannot adjust your own limit in Light. If you regularly hit your spending limit or have a large purchase coming up, reach out to your finance team or manager and explain:

  • Why you need more spending capacity
  • Details about the purchase (amount, vendor, business reason)

They can update your card's limits directly in Light.

Tips for Managing Your Limit

  • Know your limits: Open Cards to see the limits set on your card
  • Plan ahead: If you know you'll make a large purchase, ask for a limit change before you need it
  • Keep receipts ready: Attaching receipts promptly helps your finance team review and process your card transactions faster
  • Communicate with your manager: Let them know about major purchases so there are no surprises

Policy Reminders

Your Light card is for business expenses only. Your company's spending policies apply to everything you purchase, including:

  • Purchases must be work-related
  • Personal expenses cannot be charged to your company card
  • Receipts are required for all transactions
  • Violations of company spending policies may result in disciplinary action

Questions About Your Limit?

If you don't understand your limit or think it's set too low for your role, reach out to your finance team or manager. They're happy to explain your specific limit and discuss any adjustments you might need.

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