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Payment Backend Engineer

Payment Backend Engineer

Payment Backend Engineer

Payment Backend Engineer

Location:

Remote (CET)

About Light

Light is a Smart Financial Platform (an SFP; not ERP - read our manifesto) set to make it easy, efficient, and transparent for multinational tech companies to manage their finances.

Come join one of Europe's strongest FinTech teams with people from Pleo, Juni, Google, X, AWS, Spotify, Klarna, etc. who are building a new category.

*Visa sponsorship is NOT available at this time*

This Payment Backend Engineer role is focused on…

  • Designing and implementing new payment services and integrations with banks, card networks, and financial partners.

  • Building APIs and backend systems that power cross-border payments, virtual cards, and expense flows.

  • Leading technical projects end-to-end: scoping, architecture, development, and delivery.

  • Scaling backend infrastructure to support growing transaction volumes while keeping systems simple and maintainable.

  • Collaborating with product, design, and other engineers to bring new financial workflows to market quickly.

Your qualifications could be:

  • 4+ years of experience building backend systems for high-availability products.

  • Proven experience with payments, fintech, or financial systems (e.g., card issuing, acquiring, SEPA, SWIFT, open banking APIs).

  • Strong skills in backend development with Kotlin, Java, Go, or Python, and solid experience with relational databases (Postgres or similar).

  • Experience designing APIs, microservices, and scalable distributed systems.

  • Track record of delivering complex technical projects from start to finish.

  • Collaborative communicator with project management skills. 


Bonus points:

  • Direct experience integrating with card networks, payment gateways, or banking partners.

  • Built or scaled payment services in a high-growth startup.

  • Familiarity with AWS infrastructure, Docker, or Kubernetes.

  • Knowledge of financial compliance requirements (AML, PSD2, PCI DSS, etc.).


Our Tech Stack:

  • Hosted on AWS

  • Postgres DB

  • Kotlin Monolith


Here’s what to expect in our hiring process…

  1. Short chat with our Chief of Staff

  2. Take-home challenge

  3. Interview with two future colleagues

    1. Discussion on the take-home challenge

    2. Getting to know each other

  4. CTO Interview

  5. Offer

Tips to stand out:

  • Show us who you are through your application and don’t limit yourself to a resume.

  • Share examples of payment projects or integrations you’ve built and delivered.

  • Bring metrics to back up your impact (e.g. transaction throughput, time-to-market).

  • Tell us why you want to help build Light’s payments foundation.

While this is the good stuff...

In addition to being part of a great team and working in a really fun and innovative environment, we offer:

💸 A competitive salary + stock options in our fast-growing start-up.
🍼 Paid parental leave.
🏝 25 days of annual leave + public holidays in the country where you are based.
🥳 Regular socials and company off-sites.
🚀 A huge opportunity for career growth as you'll help shape a market-defining product.

The famous last words:

Working at Light means you're embarking on an exciting journey to reshape the future of multinational financial operations. Our cheat-code is that we've built something like this before – and are now doing it again, only better. Our goal is to make global finance effortless and empower companies to make informed decisions.

If you are passionate, have absurdly high ambitions, want to ship fast and have fun, then we would love to hear from you at careers@light.inc.

🚀 Join the rocket ship while it's taking off 🚀

25+ team members, 10+ different countries.

25+ team members, 10+ different countries.

25+ team members, 10+ different countries.

Crafting from our HQ in London, and across Europe and the Americas.

Our core values

Our core values

We’re redefining ERP — shipping fast and joyful features built for finance. Join us to revolutionize the world’s largest and oldest software category.

Simple

We embrace simplicity in design, writing, code, and communication. The simplest solution is always preferred.

We embrace simplicity in design, writing, code, and communication. The simplest solution is always preferred.

We embrace simplicity in design, writing, code, and communication. The simplest solution is always preferred.

Fast

Speed is essential. A fast product creates better experiences and solves problems more effectively.

Speed is essential. A fast product creates better experiences and solves problems more effectively.

Speed is essential. A fast product creates better experiences and solves problems more effectively.

Clear

Our interfaces are intuitive, revealing complexity only when needed

Our interfaces are intuitive, revealing complexity only when needed

Our interfaces are intuitive, revealing complexity only when needed

Remote work, real connections.

Remote work, real connections.

Our culture thrives on joy. Each quarter, we unite for Starsite across iconic cities—Lisbon, Valencia, London, Copenhagen, Rome—where we align our vision and push boundaries together.

Meet the Commercials

After years of intense product development, Light has entered a high-velocity go-to-market phase. Companies are lining up, looking for an AI-native financial platform purpose-built for multi-entity accounting. Our team is fielding RFPs and onboarding new customers at a rapid pace.

From top-funnel marketing to sales, onboarding, and customer experience — the full go-to-market engine is in motion. Meet some of the team driving this momentum.

Meet the Commercials

After years of intense product development, Light has entered a high-velocity go-to-market phase. Companies are lining up, looking for an AI-native financial platform purpose-built for multi-entity accounting. Our team is fielding RFPs and onboarding new customers at a rapid pace.

From top-funnel marketing to sales, onboarding, and customer experience — the full go-to-market engine is in motion. Meet some of the team driving this momentum.

Meet the Commercials

After years of intense product development, Light has entered a high-velocity go-to-market phase. Companies are lining up, looking for an AI-native financial platform purpose-built for multi-entity accounting. Our team is fielding RFPs and onboarding new customers at a rapid pace.

From top-funnel marketing to sales, onboarding, and customer experience — the full go-to-market engine is in motion. Meet some of the team driving this momentum.

Meet the Engineers

Behind the scenes of Light’s rapid growth is a world-class team of engineers and product builders. These are the minds crafting the AI-native financial platform that’s reshaping how companies manage multi-entity accounting.

From real-time reporting to automated workflows and scalable architecture, they’re turning complex financial operations into intuitive user experiences. After years of building, they’re now shipping faster than ever.

Meet some of the people building Light.

Meet the Engineers

Behind the scenes of Light’s rapid growth is a world-class team of engineers and product builders. These are the minds crafting the AI-native financial platform that’s reshaping how companies manage multi-entity accounting.

From real-time reporting to automated workflows and scalable architecture, they’re turning complex financial operations into intuitive user experiences. After years of building, they’re now shipping faster than ever.

Meet some of the people building Light.

Meet the Engineers

Behind the scenes of Light’s rapid growth is a world-class team of engineers and product builders. These are the minds crafting the AI-native financial platform that’s reshaping how companies manage multi-entity accounting.

From real-time reporting to automated workflows and scalable architecture, they’re turning complex financial operations into intuitive user experiences. After years of building, they’re now shipping faster than ever.

Meet some of the people building Light.

Join a team united by craftsmanship

Join a team united by craftsmanship

We’re redefining ERP — shipping fast and joyful features built for finance. Join us to revolutionize the world’s largest and oldest software category.